Zothandizira Aliyense Munthu Amene Ali ndi Khansa Ayenera Kudziwa
Khansara ikhoza kuyambitsa mavuto aakulu azachuma kwa anthu omwe ali ndi matendawa. Ndizovuta kwa omwe ali ndi chithandizo cha umoyo, koma nanga bwanji iwo omwe ali ndi inshuwaransi yaing'ono kapena ayi?
Kwa anthu awa, pali mapulogalamu angapo othandizira ndalama zomwe zingathandize kuthandizira mtengo wa chithandizo chaumoyo ndi zithandizo kuchokera kuzinthu zoperekedwa ndi boma kuzipatala.
Anthu omwe ali ndi khansayo sayenera kukayikira dokotala wawo, omwe angathe kuwatumiza kwa wogwira nawo ntchito kapena wogwirizanitsa ntchito omwe angathe kuthandizana ndi ndalama zomwe akufunikira.
Izi sizikutanthauza kuti simuyenera kuyamba kufika nokha. Mwamwayi, pali mabungwe ambiri omwe angakuthandizeni kupeza njira zopezera ndi kulandira chisamaliro chomwe mukufunikira.
Mabungwe Osathandiza a Boma
Mabungwe otsatirawa omwe si a boma nthawi zambiri amakhala malo abwino oti muyambe kufunafuna thandizo lachuma, zomwe zambiri zimapereka zofalitsa za Chingelezi / Chisipanishi komanso ofunikira awiri:
- American Cancer Society (ACS) ndi bungwe lapadziko lonse la Washington, DC lomwe lingakutsogolereni ku ofesi ya ACS m'dera lanu. ACS imapereka mapulogalamu othandiza anthu, mabanja , ndi abwenzi kuthana ndi zosankha za mankhwala komanso mavuto omwe amakumana nawo. Mndandanda wothandizira maola 24 ukugwira ntchito pa 800-227-2345 (800-ACS-2345) ndi mauthenga a pa intaneti omwe alipo pa tsamba loyamba la bungwe.
- CancerCare ndi bungwe la dziko, lopanda phindu lomwe limapereka chithandizo chaulere, chidziwitso, ndi thandizo lachuma kwa anthu omwe ali ndi khansa komanso okondedwa awo. Mapulogalamu amaperekedwa ndi ogwira ntchito zamagulu a anthu ogwira ntchito pafoni, payekha, komanso kudzera pa webusaiti ya bungwe. Kufika kwa CancerCare kumaperekanso kwa akatswiri azaumoyo, kupereka maphunziro omwe akufunikira. Telefoni 800-813-4673 (1-800-813-CHOPHUNZITSO) kapena imelo info@cancercare.org.
- AVONCares Ndondomeko ya Akazi Kulimbana ndi khansa ndi pulojekiti yomwe imayendetsedwa ndi khansa. Izi zimapereka chithandizo cha ndalama kwa amayi osauka, osamalidwa, komanso osasungidwa mu mautumiki onse a US akuphatikizapo kayendedwe, kusamalira ana, ndi chisamaliro chapakhomo kuti apititse patsogolo miyoyo ya omwe akuchiritsidwa khansa kapena khansara ya chiberekero . Nambala 800-813-4673 (800-813-HOPE) kapena imelo info@cancercare.org.
- Candlelighters Childhood Cancer Foundation (CCCF) ndi bungwe losapindulitsa lomwe limapereka chidziwitso, kuthandizana ndi anzawo, ndi kulengeza kudzera m'mabuku komanso magulu a magulu othandizira aderalo. CCCF ili ndi mndandanda wa mabungwe omwe mabanja oyenerera angapemphe thandizo la ndalama. Nambala 800-366-2223 (800-366-CCCF).
- Leukemia ndi Lymphoma Society (LLS) amapereka chithandizo ndi thandizo la ndalama kwa anthu omwe ali ndi khansa ya m'magazi, osati ya Hodgkin's lymphoma, Hodgkin's lymphoma, kapena myeloma yambiri . Oitana akhoza kupempha kabuku kotsindika LLS Patient Aid Program, komanso chiwerengero cha ofesi yawo ya LLS. Nambala 800-955-4572.
- Patient Advocate Foundation (PAF) amapereka maphunziro, uphungu, ndi kutumiza kwa anthu omwe ali ndi khansa yokhudza inshuwalansi, mavuto a zachuma, kusankhana ntchito, ndi mavuto a ngongole. Pulogalamu Yothandizira Odwala ndi wothandizira pa PAF ndipo amapereka thandizo la ndalama kwa odwala omwe amakwaniritsa zoyenera. Phunzirani zambiri poyitana 866-512-3861.
- Patient Assistance Programs (PAPs) amaperekedwa ndi otsogolera ambiri opanga mankhwala kuti athandize kulipira mankhwala kapena ndalama za inshuwalansi. Pamene zofunikira zovomerezeka zimasiyanasiyana, fomu imodzi yokha yovomerezeka imapereka zosavuta kulembetsa ndi makampani ambiri osokoneza bongo.
- Njira yopita kuchipatala ndi utumiki woperekedwa ndi American Cancer Society yomwe imalola ogwiritsa ntchito pa intaneti kufufuza ndi kugwirizana ndi maofesi apamtunda aumasuka kapena otsika mtengo pogwiritsa ntchito zip code zawo kapena chidziwitso cha mzinda / chigawo.
Mabungwe azaumoyo a boma ndi a boma
Kuwonjezera pa mapulogalamu opanda phindu, pali njira za boma zomwe zingathandizire mwachindunji anthu omwe ali ndi khansa:
- Medicaid ndi pulojekiti yothandizira ndalama, mgwirizano wa boma wadziko lapansi kwa anthu omwe amafunikira thandizo la ndalama pa ndalama zamankhwala. Zomwe zilili, mayiko ayenera kupereka chithandizo chapakhomo kwa anthu omwe amalandira thandizo la ndalama monga Social Security Revenue kapena Thandizo kwa Mabanja ndi Ana Ovomerezeka. Kuunikira kwa medicaid kumaphatikizapo unamwino wa nthawi yeniyeni, mautumiki othandizira kunyumba, ndi mankhwala / zipangizo. Zambiri zokhudza kufotokozera zimapezeka kuchokera ku maofesi a boma, maofesi a boma, maofesi a boma, kapena ofesi ya Medicaid.
- Medicare ndi pulogalamu ya inshuwalansi ya federal ku America zaka 65 kapena kuposerapo, komanso anthu olumala oposa 65 ndi anthu omwe ali ndi chiwindi chosatha. Medicare ikhoza kubweza ngongole zina zothandizira pakhomo kapena kulandira chithandizo cha anthu ogwira ntchito kuchipatala kwa iwo omwe amavomereza pulogalamu ya Medicare. Kuti mudziwe zambiri zokhudza kulandira kapena kufotokozera kufalitsa, pitani 800-622-4227 (800-MEDICARE) kapena 877-486-2048 kwa ogwiritsa ntchito TTY.
- Social Security Administration ndi bungwe la boma lomwe likuyang'anira Bungwe la Social Security ndi Supplemental Security Revenue (SSI). Bungwe la Social Security limapereka ndalama pamwezi kwa okalamba omwe ali okalamba ndi olumala, pamene SSI ikuwonjezera malipiro awo kwa iwo omwe amakwaniritsa zofunikira zopezera ndalama. Zolinga za kuyenerera, zopindulitsa, ndi zofunikira zogwiritsira ntchito zimapezeka poitana 800-772-1213 (TTY 800-325-0778).
- Pulogalamu ya Inshuwalansi ya Ana (CHIP) ndi mgwirizano wa boma umene umapereka inshuwalansi yotsika mtengo kapena yaufulu kwa inshuwalansi kwa ana osatetezedwa m'mabanja opeza ndalama. Kuti mutumize ku mtsogoleri wanu wa CHIP, pitani ku ofesi yawo yothandiza pa 877-543-7669 (877-KIDS-NOW) kuti mudziwe zambiri zokhudza zoyenerera ndi zofunikira.
- Veteran Administration (VA) amapereka zithandizo zachipatala kwa oyenerera zakale ndi ogonjera awo, omwe angaphatikizepo chithandizo cha khansa ku VA Medical Center. Chithandizo cha zinthu zogwirizanitsidwa ndi ntchito zimaperekedwa, pamene chithandizo cha zina zonse zikhoza kupezeka malinga ndi zofuna zachuma. Telefoni 877-222-8387 (877-222-VETS).
- Hill-Burton ndi pulogalamu yomwe zipatala zomwe zimalandira ndalama zomanga kuchokera ku boma la boma zimafunikila ndi lamulo kupereka ntchito zina kwa anthu omwe sangathe kulipira kuchipatala chawo. Zambiri zokhudza malowa kuphatikizapo pulogalamuyi ikupezeka poyitana 800-638-0742.
Njira Zina Zothandizira Ndalama
- Mabungwe othandizira anthu monga Salvation Army, Lutheran Social Services, Jewish Social Services, Catholic Charities, ndi Lions Club angapereke thandizo la ndalama. Mabungwe awa angapezeke muzomwe mungapeze foni.
- Kugwiritsa ntchito ndalama zachitukuko ndi kusungirako ndalama ndi njira zina zofunika kuziganizira. Anthu ambiri amapeza kuti mabwenzi, mabanja, ndi malo ochezera a pa Intaneti akungofuna kukhala ndi ndalama ngati akudziwa zovuta. Mawebusaiti a pa Intaneti monga GoFundMe amagwiritsidwa ntchito mobwerezabwereza pazinthu zamakampu, zomwe zimalola kuti mabanja asatengere chithandizo chowonjezera pogwiritsa ntchito makanema othandizira.
- Kuchotsa msonkho kwa msonkho kumakulolani kupereka ndalama zambiri zamankhwala kuchokera ku ndalama za pachaka musanabwere misonkho. Zitsanzo za ndalama zolipira msonkho zingaphatikizepo maulendo oyendayenda kupita kuntchito, kuchokera kuntchito zachipatala, ndalama zogwiritsira ntchito mankhwala, mankhwala osokoneza bongo / zipangizo zamagetsi, komanso mtengo wa chakudya pa nthawi yaitali yachipatala. Ofesi yanu ya Internal Revenue Service (IRS) ingakuthandizeni kudziŵa kuti ndi ndalama ziti zomwe zimaperekedwa.