Kusankha kaya kaya ndikofunikadi
Khansa ya inshuwalansi ndi galimoto yatsopano m'ndondomeko za inshuwalansi zaumoyo . Linapangidwa pofuna kuthana ndi kuchuluka kwa chiwindi cha khansa ku US komanso kawirikawiri mtengo wamakono wochiza khansa.
Izi zothandiziranso inshuwalansi zomwe zinakonzedwa kuti zithandize kuchepetsa ndalama zomwe zimagwiritsidwa ntchito pothandizira ndikugwirizanitsa kusiyana pakati pa zomwe primary inshuwalansi amachita komanso sizikuphimba .
Koma funso ndi ili: kodi ndilofunikadi?
Mau oyamba a khansa ya inshuwalansi
Kansala ya inshuwalansi siinakonzedwenso kuti ikhale m'malo mwa inshuwalansi yaumoyo koma kuti ikuyamikireni mwa kupereka ndalama zokhudzana ndi chithandizo zomwe sizikugwirizana ndi ndondomeko yanu. Pali njira ziwiri zomwe inshuwaransi imagwirira ntchito:
- Pokhala ndi mapulani ambiri, mudzalandira ndalama zambiri ngati mutapezeka ndi khansa imene mungagwiritse ntchito pazogula komanso ndalama zomwe mukugwiritsa ntchito. Mumagwiritsira ntchito ndalama mwanjira iliyonse yomwe mungasankhe kuti mupange malipiro, otaya ndalama, ndi kulipiritsa ndalama .
- Kawirikawiri, ndondomeko ikhoza kupereka chithandizo cha ndalama zokhudzana ndi khansa pamwamba ndi kupitirira chomwe chimayambitsa ndondomeko ya thanzi lanu. Chomwe chiri chophimbidwa kwenikweni chikhoza kusiyana mosiyana ndipo nthawi zina chingakhale ndi zofanana zomwe zili mu ndondomeko yanu yaikulu.
Ndondomekoyi imayamba kugwira ntchito pambuyo pa kampani ya inshuwalansi.
Nthawi zambiri nthawi yodikira itatha kugula isanayambe kugwira ntchito.
Kuyenerera kwa Khansa Inshuwalansi
Kuti mukhale oyenerera inshuwalansi ya khansa, nthawi zambiri simungakhale ndi chikhalidwe choyambirira chomwe chimakuchititsani kuti mukhale ndi khansa. Mwachitsanzo, simungapezeke ndi khansa ya uterine ndikutsatira ndondomeko.
Nthaŵi zambiri, anthu amene anapezekapo ndi kuchiritsidwa ndi khansa ndi ololedwa. Magulu ena, monga omwe ali ndi kachilombo ka HIV, amapezedwanso ngati matendawa akuphatikizidwa ndi chiopsezo chachikulu cha mitundu yambiri ya khansa.
Kodi khansa ya inshuwalansi imachita chiyani ndipo siyikuphimba
Ngakhale kuti inshuwalansi ya khansa imakhala yosiyanasiyana malinga ndi mfundo zomwe amapereka ndi ndondomeko, ndondomeko zambiri zimagwiritsa ntchito ndalama zothandizira komanso zachipatala.
Zothandizira zamankhwala zingaphatikizepo mapepala, kupititsa patsogolo zipatala, kuyesa ma labata, mankhwala ochiritsira matenda, ndi njira monga ma cell cell transplants. Zomwe sizinali zothandizira zachipatala zingaphatikizepo chithandizo chamankhwala kunyumba, kuperewera kwa ndalama, ndalama zosamalira ana, ndi zakudya zothandizira zakudya.
Khansa ya inshuwalansi ya khansa kawirikawiri siikutanthauza chilichonse chokhudzana ndi khansa ya khungu yopanda khansa ya khansa. Kuwonjezera pamenepo, omwe ali ndi khansa yoyambirira, monga carcinoma in situ , angapeze ndalama zochepa, makamaka theka kapena zosakwana zomwe mungapeze matenda a khansa.
Dziwani Zoona Zisanayambe Kugula
Pali zotsutsana zambiri zokhudza dongosolo la thanzi labwino. Anthu ena amawathandiza molimba mtima pamene ena amakhulupirira kuti amangokhala makina opanga ndalama omwe amawotcha mantha a anthu.
Nazi mfundo zina zomwe muyenera kuganizira mukamaganizira za kugula inshuwalansi ya khansa:
- Dziwani vuto lanu la khansa. Anthu omwe ali ndi mbiri yolimba ya banja la khansara angafune kuyang'ana ndondomeko yawo yamakono ndikuwone ngati inshuwalansi ya khansa ikhoza kukuthandizani kufotokoza. Zomwezo zikugwiranso ntchito kwa iwo omwe ali ndi chibadwa cha chibadwa cha khansara, monga mwa anthu omwe ali ndi kusintha kwa BRCA2.
- Onani ngati kusintha kwanu komweko kungapereke chithandizo chomwe mukufunikira. Kusankha kukonza ndondomeko yanu yamakono kungakhale njira yabwino kwa iwo omwe ali ndi chiopsezo chachikulu cha khansa. Zingawononge ndalama zochepera kuti zisinthike ndikupatseni mwayi wochuluka wa zochitika zomwe sizili ndi khansa, komanso.
- Kumbukirani kuti ndondomeko ziwiri sizili ndi ndondomeko zomwe sizikutanthauza kawiri kawiri. Kukhala ndi inshuwalansi yathanzi yapamwamba komanso ndondomeko ya inshuwalansi yeniyeni sizitanthauza kuti mudzalandira madalitso awiri. Kawirikawiri, mankhwala osatulutsidwa ndi ndondomeko ingathenso kusungidwa ndi enawo.
- Werengani ndondomeko yothandizira mfundo zothandiza . Malamulo akuluakulu a inshuwaransi ali ndi ndondomeko yothandizira (COB) yomwe imanena kuti inshuwalansi sichidzaphimba ndalama zomwe wina akukonzekera. Pogula inshuwalansi ya khansa, mungathe kuwononga phindu lomwe mumapanga. Si zachilendo kwa anthu awiri opereka mpikisano wa wina koma osaganizira zachinsinsi. Ngakhale kuti nkhanizi zingathetsedwe, zingayambitse kupweteka kwa mutu komanso kutaya nthawi.
Ma inshuwalansi ena
Ngati mukudandaula za ndalama zomwe banja lanu lingatenge ngati mutenga khansa, pali zina zomwe mungathe kuziganizira:
- Kukhazikitsa akaunti yopezera ndalama (HSA) kapena akaunti yogwiritsira ntchito ndalama (FSA) kudzera mwa abwana anu amakulolani kuyika ndalama pambali, opanda msonkho, pa ndalama zomwe mumapereka pamwamba ndi mopitirira malire a inshuwalansi yanu.
- Ndondomeko ya inshuwaransi ya matenda ingapereke chithandizo cha khansa ndi mitundu ina ya matenda oopsa, monga matenda a mtima kapena stroke. Mofanana ndi ndondomeko za inshuwalansi ya khansa, nkofunika kuti muwerenge zolemba zabwino kuti mumvetse zomwe zilipo (kapena magawo a matenda) ndondomekoyi ikuphimba.
- Ngati mumakhudzidwa ndi malipiro otayika, ganizirani kuyendetsa inshuwalansi yolemala yaying'ono yomwe imapereka chithandizo chamankhwala omwe amakhudza momwe mungagwire ntchito.
Tengani Mauthenga Akumudzi
Musanagule ndondomeko ya inshuwalansi ya khansa, pali malamulo anayi omwe muyenera kutsatira:
- Ndikofunika kuti mumvetsetse bwino zomwe zili mu ndondomeko, zomwe zatchulidwa, komanso nthawi yomwe mukudikirira musanathe kupeza zopindulitsa.
- Muyenera nthawi zonse kuyerekeza phindu lanu ndi mfundo zapadera zanu kuti muwone kumene kulipo kapena redundancy. Palibe nzeru kugula inshuwalansi ya khansa ngati ndalama yanu ikukhudzidwa kwambiri kapena ndalama zomwezo.
- Ngati mukukhulupirira kuti mtengo wa kansa sungakwanike mokwanira ndi dongosolo lanu loyamba, ganizirani ngati kukonzanso kungakwaniritse mipata imeneyo.
- Ngati inu mukuganiza kuti inshuwalansi ya khansa ndi njira yabwino, mutenge nthawi yogula pafupi. Izi zikuphatikizapo kugula kwa mitundu ina yowonjezera kuphatikizapo inshuwalansi yalemale yayitali .
Pomaliza, nkofunika kukumbukira kuti pali zambiri za msonkho kwa anthu omwe ali ndi khansa . Mwa kusunga ndondomeko ya ndalama zonse zomwe simukuzigwiritsa ntchito, kuphatikizapo kuyenda kupita kuchipatala, mungathe kuchepetsa msonkho wanu wa pachaka ndikusunga ndalama.
Zotsatira
- > Kirchhoff, A .; Kuhlthau, K .; Pajolek, H ;; et al. "Wothandizira Wothandizira Inshuwalansi Zaumoyo: Zotsatira za Kuchokera kwa Mwana Wopulumuka Khansa." Thandizo Lothandiza ku Khansa . 2013; 21 (2): 377-83.
- > Nekhlyudov, L .; Walker, R .; Ziebell, R .; et al. Zochitika Zopulumutsidwa ndi Khansa ya Inshuwalansi, Ndalama, ndi Ntchito: Zotsatira Zophunzirira Multisite. " Journal of Survivors of Cancer . 2016; 10 (6): 1104-1111.