Ndondomeko Zopulumutsira Ngati Kampani Yanu ya Inshuwalansi Ikukana Iwe
Chithandizo cha khansa chingakhale chopindulitsa kwambiri. Ngakhale ndi inshuwaransi, ndalama zomwe mumagula ndi ndalama zomwe mumagwiritsa ntchito nthawi zina zimakhala zazikulu, ndikudetsa nkhawa zachuma chanu komanso thanzi lanu.
Kuchokera kuchipatala kupita kukayezetsa ma labata kupita ku mankhwala osokoneza bongo, ndalama zomwe zimachokera pamatumba zimatha kukwera mofulumira. Ndipo izi sizikuphatikizapo chipatala ndi ndalama zopangira opaleshoni zomwe nthawi zina zimafunika.
Tsopano yonjezerani kuti ndalama zomwe sizinali zamankhwala za kayendedwe, thandizo la kunyumba, ndi chisamaliro cha ana, ndipo ndalamazo zimakula kwambiri.
Musanafooke, khulupirirani kuti pali njira zingapo zomwe zingathandize kuchepetsa ndalama. Ena amapereka malipiro enieni kwa mbali zina za chisamaliro chanu pamene ena akuthandizani kuthetsa mavuto a inshuwalansi mosavuta.
Ngati mukukumana ndi mavuto azachuma chifukwa cha chithandizo cha khansa, ganizirani mfundo zinayi zosavuta zomwe zingathandize:
1. Zokanidwa za Inshuwalansi za Bungwe la Appeal
Monga membala wa inshuwalansi, muli ndi ufulu wodandaulira utumiki uliwonse kapena mankhwala omwe kampani yanu ya inshuwaransi yatsutsa. Ngakhale njira yothandizira ikhoza kukhalira nthawi yayitali komanso yokhazikika, ingakhalenso yothandiza.
Ntchitoyi idzaphatikiza makalata olembera ndi kuitanitsa kampani ya inshuwalansi ndikukambirana zambiri kuchokera kwa madokotala ndi akatswiri ena azachipatala kuti azitha kulandira mankhwala. Popeza kuti zovomerezeka zimavomerezedwa pazowonjezera, nthawi zambiri zimakhala bwino kugwira ntchito ndi wovomereza wodwala yemwe angathandize kuthandizira.
Zipatala zambiri ndi makanema a khansa ali ndi akatswiri pa ogwira ntchito omwe angathe kuthandiza kapena osakuchezerani kwa woyang'anira woyenera m'deralo.
Chinthu chinanso chofunikira ndi Odwala Advocate Foundation, bungwe lopanda phindu limene limapereka maofesi othandizira kuti azitsatira. Iwo ndi abwino popereka uphungu ndi malingaliro a momwe mungamenyane ndi kukana inshuwalansi ngakhale ngati ndondomeko yanu ikufotokoza momveka zolepheretsa kufalitsa.
2. Yesetsani Pulogalamu Yothandizira Odwala (PAPs)
Makampani ambiri opanga mankhwala ali ndi mapulogalamu othandizira odwala (PAPs) omwe angapereke mankhwala, kwaulere, kwa anthu oyenerera. Ndalama zoyenera sizinachokera pafupipafupi, choncho musaganize kuti ndinu wosayenera chifukwa muli ndi ntchito. Ma PAP adalengedwa onse kwa anthu opanda inshuwaransi ndi omwe ali ndi inshuwalansi omwe sangathe kulipira mankhwala awo.
Kulembetsa kwa PAP kumafuna ntchito imodzi kapena ziwiri ndi mapepala oonjezera kuti adziwe ndi dokotala wanu. Ofesi yanu ya oncologist idzadziŵa bwino mapepala oyenera omwe angakuthandizeni ndi kulembetsa ngati mukufunikira.
Ngakhale ndalama sizikuphatikizapo inu, makampani omwewo nthawi zambiri amapereka mapulogalamu othandizira ndalama (CAPs) kuti athetse ndalama zolipirira mankhwala osokoneza bongo. Nthawi zambiri, kuyenerera kumadalira kukhala ndi ndalama zapakati pa 500 peresenti ya Federal Poverty Limit (FPL). Izi zikutanthauza kuti banja lopanga $ 80,000 pachaka lingakhale loyenerera. Zojambula zapachaka zimagwiritsidwa ntchito, koma ndalama zowonjezera zimangowonjezera madola zikwi zambiri.
3. Funsani za Generics kapena Substitutes
Mankhwala a chithandizo cha khansa samayamba ndiyimitsa ndi chemo. Mankhwala ambiri amalembedwa nthawi yamachiritso, ndipo izi zikhoza kuwonjezereka mwamsanga.
Ngati mankhwala omwe mwauzidwa sali pa mankhwala a inshuwalansi a kampani yanu ya inshuwalansi, onani ngati dokotala wanu angapereke mankhwala ovomerezeka kapena olowa m'malo. Izi kawirikawiri ndi zotchipa kusiyana ndi zosankha za dzina lake ndipo zingapangitse kusiyana kwakukulu pa mtengo wa chisamaliro.
Kuwonjezera apo, lankhulani ndi wothandizira wanu ngati mukuuzidwa mapiritsi ophatikizana. Omwe amatchedwa kuti mankhwala osakaniza okhazikika (kapena a FDCs), mapiritsi onsewa amakhala okwera mtengo kuposa momwe amachitira mankhwala. Ngati simukumbukira kumwa mapiritsi atatu mmalo mwa imodzi, izi zingakhale njira yowonetsera ndalama.
4. Yerekezerani ndi Pharmacies ndi Mitengo ya Mankhwala
Ngati mutapereka mankhwala osokoneza bongo kunja kwa thumba lanu, ndi bwino kulinganitsa mitengo pa pharmacies osiyana.
Nthawi zambiri zimakhala zosiyana kwambiri ndi ndalama zomwe zimagulitsidwa kuchokera kuchipatala china kupita kumalo otsatira.
Kungotchula mankhwalawa ndi kuwauza zomwe mukufuna, kuphatikizapo mlingo ndi kuchuluka kwake, ndipo chitani chimodzimodzi ndi madokotala ena kumudzi mwanu. Zili zachilendo kuti makasitomala azipempha kufufuza mtengo, kotero musamveke bwino kuti muchite zimenezo.
Mwinanso mutha kuchita malonda a intaneti kudzera pa webusaiti yanu ya inshuwalansi. Ambiri lero akukupatsani zida zogulira ma mtengo wamtengo wapatali pakati pa ma pharmacies osiyanasiyana ndi mautumiki a makalata m'maselo awo.
Pamene mukufufuza, mukhoza kuyesedwa kuti mugwiritse ntchito mankhwala osokoneza bongo omwe amadzikweza mtengo wosadziwika wa mankhwala olembedwa mankhwala. Ngati zikumveka zabwino kwambiri kuti zikhale zoona, ndiye dzikumbutseni kuti mwina.
Ma pharmacies ambiri amapezeka m'mayiko omwe satsatira malamulo a FDA okhwima. Ngati mutagula kuchokera kwa iwo, simungopseza kokha vuto la "bootleg" la mankhwala, mwina mukuchita chigawenga mwa mankhwala ololedwa mosaloledwa ku US.
> Chitsime
- > Gao, L .; Joseph, J ;; Santoro-Levy, M .; Multz, A .; ndi Gotlieb, V. "Kugwiritsa Ntchito Mapulogalamu Othandizira Odwala Odwala ndi Olemba Mankhwala Kudzera kwa Dokotala Wothandizira Pulogalamu ya Odwala Odwala Osauka." Chipatala cha Pharmacy . 2016; 51 (7): 572-576.