Njira Zosungira Zosungira Ndalama Pazolemba Zanu za COPD

Kuyerekezera kugula kapena kugwiritsa ntchito mankhwala ochiritsira kungathe kuwononga ndalama

Kudziwa momwe mungasungire ndalama pa mankhwala osokoneza bongo kwa COPD kungathandize kuchepetsa kulemera kwachuma kwa mankhwala. Mtengo wa mankhwala okha pa matenda aakulu ukhoza kukhala wokwanira kukutumizani ku nyumba yosungirako ndalama. Pewani zomwezo ndipo khalani ndi ndalama zingapo kuti muyambe ndi mndandanda wa njira khumi zosavuta kuti muchepetse mankhwala anu a mankhwala.

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Sankhani Mankhwala Ochibadwa

Kusankha njira yowonjezera ya mankhwala ndi njira yotetezeka, yotsika mtengo yopulumutsa mankhwala ochiritsira. Ndipotu, deta yochokera ku US Food and Drug Administration (FDA) imasonyeza kuti mankhwala ochizira amadzipiritsa osachepera gawo limodzi mwa magawo atatu a mankhwala a mankhwala.

Nthawi zambiri anthu amayerekezera mtengo wotsika ndi khalidwe labwino, komabe, mankhwala osokoneza bongo nthawi zina amawunika. Ndikofunika kukumbukira kuti makampani opanga mankhwala ozunguza bongo ayenera kutsatira miyezo yomweyo ya FDA monga omwe amachititsa mankhwala a dzina, kotero kuti chidaliro cha anthu chikhoza kutsimikiziridwa.

Kuti mudziwe zambiri zokhudza maphunziro ogulitsa ogulitsa mankhwala ozunguza maulendo pitani:

Chidziwitso Chokhudzana ndi Mankhwala Ochokera ku FDA

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Pezani Khadi Lotsatsa Malonda

Khadi lachitsulo lopanda kuchepetsa akhoza kukupulumutsani ndalama pa mankhwala ndi dzina la mankhwala, nthawi zina pafupifupi 80 peresenti. Makampani ambiri akuluakulu, odziwika bwino amalemekeza makadi osakaniza, kuphatikizapo Walmart, Rite Aid, CVS ndi Walgreens. Makhadi ena ali mfulu; zina zimafuna malipiro amodzi. Mudzasowa kufufuza kuti mupeze kuti khadi lochepetsedwa limakuyenderani bwino. Zitolo zina zamagetsi zimapereka makadi otsika mtengo kuti ndalama zikhale zofunikira.

Kuti mudziwe zambiri zokhudza makadi ochepetsa ndalama, perekani makhadi olembera mankhwala okhudzidwa . Komanso, pitani ku malo awa omwe amakupatsani makhadi osokoneza bongo:

RX Khadi yanu

RX Drug Card

Khadi Lopanda Mankhwala Osokoneza Bongo US (Ndondomeko Yothandizira Mankhwala Ovomerezeka Padziko lonse omwe amathandizidwa ndi bungwe lopanda phindu lothandiza anthu onse a ku America kuchepetsa ndalama zawo za mankhwala osokoneza bongo).

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Ena Amafanizitsa Kugula

Ngati mutagula galimoto, mungapite kugalimoto yoyamba yomwe mwawona kuti mugulitse? Ayi, mwina mungagulitse malonda kuti mugwire ntchito yabwino. Zomwezo zimapita ndi mankhwala anu. Chifukwa chakuti si mankhwala onse apamtchi omwe amapangidwa mofanana, mtengo wa mankhwala ovomerezeka amasiyana. Sitikufuna kutaya nthawi ndi gasi kuyendetsa kudera lonse kuti mupeze malonda abwino? Yesani kugula zamakono pa intaneti kapena patelefoni. Mukamaliza mtengo wapamwamba, pangani ulendo wanu.

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Funsani Dokotala Wanu kwa Zitsanzo Zaulere

Nthaŵi ina yapitayi, dokotala wanga anandiuza mankhwala omwe sanali a formulary, kutanthauza kuti inshuwaransi yanga sichikuphimba. Pamene ndinaitanitsa mankhwala kuti ndiphunzire mtengo, ndinapeza kuti ndi $ 165 kwa masiku 30. Nditachita mantha, ndinamuitana dokotala yemwe anali wokondwa kundipatsa kwa masiku 30, kwaulere. Kumbukirani kuti makampani osokoneza bongo amafuna bizinesi ya dokotala, choncho sizodabwitsa kuti dokotala wanu azidzazidwa ndi zitsanzo zaulere, makamaka za mankhwala atsopano. Mulimonsemo, zimakhala zopweteka kufunsa ndipo dokotala wanu angakhale wololera kuthandiza.

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Gwiritsani Ntchito Njira Zina Zogwiritsira Ntchito Ngati N'zotheka

Pamene nthawi zimasintha, mndandanda wa mankhwala owonjezera (OTC) amawonjezera. Kugula OTC kumangokupulumutsani ndalama, komanso nthawi.

Ngati wapatsidwa chisankho, nthawi zonse sankhani dzina, dzina lachitsulo, mankhwala amtundu wotchuka pa dzina. Mwachitsanzo, botolo laling'ono la Extra Strength Excedrin, kuphatikizapo acetaminophen, aspirin ndi caffeine, likupezeka pafupifupi $ 8.99. Ngati mutayang'ana zosakaniza za dzina, dzina lasitolo, mungapeze kuti ndizofanana ndi Excedrin, pafupifupi theka la mtengo.

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Lankhulani ndi Dokotala Wanu Pa Zopereka Zopanda Phindu

Ngati palibe njira yoti mugulire mankhwala anu ochizira, funsani dokotala kuti apereke njira ina yotsika mtengo. Ngati zili zotetezeka, dokotala wanu sayenera kutsutsana ndi kusintha.

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Gulani pa intaneti kuchokera ku Zipangizo Zodalirika

Malo ogulitsidwa monga Walmart, Walgreens ndi Target nthawi zambiri amapereka zotsatsa kwa omwe amasankha kugula mankhwala awo pa intaneti.

Mwachitsanzo, Walmart ili ndi ndondomeko ya mankhwala osokoneza bongo yomwe imapereka mankhwala okwanira mazana ambiri ndi mankhwala opitirira 1,000 OTC, kuyambira pa $ 4. Kuti musunge ndalama pazomwe mumatumiza, mungatenge mankhwala anu ku sitolo.

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Gwiritsani Ntchito Mapulogalamu Othandiza Oleza Mtima

Mapulogalamu othandizira odwala akuyendetsedwa ndi makampani azachipatala kupereka mankhwala aulere kwa anthu omwe sangakwanitse.

Werengani zambiri zokhudza mapulogalamu othandizira odwala kuchokera ku FDA:

Ma ARV ndi Odwala Othandizira Mapulogalamu

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Kulankhulana ndi Dokotala Wanu

Ngati muli ndi vuto lolipirira mankhwala anu, auzani dokotala wanu. Kukhala chete ndi kusatsatira ndondomeko yoyenera ya mankhwala chifukwa cha kusowa kwa ndalama kungakhale njira yowopsa. Dokotala wanu akhoza kukupatsani zina zowonjezera kuti akuthandizeni kupeza mankhwala anu, kotero kuti kulankhulana momasuka n'kofunika .

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Pezani Thandizo kwa Boma

Ngati muli ndi vuto lolipiritsa mankhwala anu, mukhoza kulandira thandizo la federal kapena boma, monga Medicare Part D kapena Medicaid.

Chitsime:

US Food and Drug Administration. "Kusunga Ndalama Pamagwiritsidwe Ntchito Mankhwala Ovomerezeka."

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