Kulipilira Pakati pa Wodwala
Kutsindika kumatanthawuza mawonekedwe a njira yothandizira odwala . Muchitsanzo chachithunzithunzi, wothandizira zachipatala kapena chipatala aliyense amaperekedwa ndi inshuwalansi (kapena wothandizira ena) ndalama zokhazikika pa wodwalayo panthawi yoperekedwa. Mawu akuti capitation amachokera ku liwu lachilatini la mutu, caput . Tsatanetsatane wa kutchulidwa ndikutanthauza kuti chiwerengero cha mutu chimatengedwa ndipo malipiro amachokera pa chiwerengero chimenecho mosaganizira ntchito yeniyeni yothandizira zaumoyo.
Chitsanzo cha Kutsindika
Chitsanzo cha chitsanzo chachithunzithunzi chingakhale inshuwalansi kapena wobwereketsa omwe angayambe kukambirana madola $ 500 pa chaka pa munthu aliyense pagulu. Kwa anthu 1,000, inshuwalansi ikhoza kulipira madola 500,000 ndipo adokotala ayenera kuyembekezera kupereka zofunika zonse kwa anthu 1,000 aja.
Ngati munthu mmodzi (wodwalayo) amagwiritsa ntchito ndalama zokwana madola 2,000 zamtengo wapatali, dokotalayo amatha kutaya $ 1,500 pa wodwalayo. Komabe, ngati wodwalayo wina amagwiritsira ntchito ndalama zokwana madola 10 zokha zachipatala, ndiye adokotala amapanga phindu la $ 490 pa wodwalayo. Inde, mu dongosolo lotero, cholinga chachikulu kwa adotolo ndicho kusunga kuchuluka kwa ndalama zomwe zikutengedwa.
Kusiyanitsa ndi ndondomeko yotsekemera kungakhale dongosolo la chisamaliro komwe wothandizira amalipilira kulipira kwa ntchito iliyonse yoperekedwa. Ngati wodwalayo anafunika CT , wothandizira inshuwalansi akanatha kulipira CT, osagwirizana ndi ntchito zina kapena malipiro angapo omwe ayenera kupangidwa.
Ubwino wa Njira Yotsata
Phindu lalikulu la kubwezeretsa kwa dokotala kapena inshuwalansi ndizochepetsera mtengo wa kusunga mabuku . Dokotala sayenera kulipira antchito akuluakulu a ogula ngongole, komanso sayenera kuyembekezera kuti abwezeretsedwe pazinthu zinazake. Malipiro enieni a dokotala kuti asamalire odwala ake akhoza kuchepa.
Phindu la inshuwalansi kapena malipiro ndi kuti dongosolo limachepetsa zokakamiza kupereka chisamaliro chokwanira kusiyana ndi chofunikira. Izi zimachepetsa zomwe ayenera kulipira, komanso kuchepetsa ndalama zawo.
Phindu limodzi ndilo kuti wodwala sangapezeke chisamaliro chosayenera chomwe sichidzawongolera thanzi lawo kapena chikhalidwe koma adzawonjezera ndalama zawo zaumoyo ngati akulipira malipiro . Kusamala kwambiri sikusamala bwino nthawi zonse.
Zosokoneza Machitidwe a Kugonjetsa
Chovulaza ndi chakuti dokotala ayamba kupanga zosankha zokhudzana ndi chisamaliro chimene iye angapereke kapena chosapereka chifukwa adzapanga ndalama zambiri mwa kupereka chisamaliro chochepa, mawonekedwe a zachipatala . Ngati chisamaliro chomwe dokotala amapereka kwa wodwalayo, chiwerengero cha chisamaliro cha wodwalayo chidzakhala chachikulu. Komabe, dokotala amalipidwa chimodzimodzi, mosasamala kanthu za ntchito yake yaying'ono kapena yaying'ono. Choncho, dongosololi limaphatikizapo dokotala kuti adziwe odwala ambiri momwe angathere, m'malo momangoganizira wodwalayo.