Medicare adalengeza kuti madokotala adzalandira ndalama zowonjezera, ndalama zothandizira ndalama, komanso ndalama zowonjezereka za 2016. Izi zimapereka chidziwitso chowonjezeka pa kuwonjezeka kwa ndalama zapakati pa chaka ndi odwala omwe amawotchedwa kuti Medicare adzayenera kukumana nawo chaka chomwecho.
Monga FYI, ndalemba mwachidule chidule cha deductible ndi coinsurance ndalama. Zambirizi zingagwiritsidwe ntchito powadziwitsa odwala za madokotala awo komanso kulandira malipiro am'tsogolo kuchokera kwa odwala Anu.
Onetsetsani kuti ogwira ntchito zothandizira ndi ogwira ntchito kuofesi akudziwa kusintha kumeneku.
Medicare Part A Inshuwalansi ya Chipatala
Medicare Part A (Inshuwalansi ya Chipatala): Anthu ambiri amapeza Gawo A atangotembenukira 65 popanda kulipira. Chinthu chokha chomwe chingalepheretse munthu kukhala woyenerera gawo A ndi kulephera kulipira misonkho ya Medicare pamene iwo kapena mwamuna wawo akugwira ntchito.
Medicare Part A imatchedwa inshuwalansi ya chipatala chifukwa imathandiza kulipira chisamaliro chomwe wodwala alandira kuchipatala chachipatala, chipatala cholandira chithandizo, chipatala cha azamwino (SNF), chisamaliro cha kuchipatala ndi chisamaliro cha kunyumba. Gawo lina la mankhwala a Medicare likuphatikizapo:
Odwala matenda opatsirana
Unamwino wothandizira ndi ntchito zowonetsera anthu, zopereka ndi zakudya
Zachipatala ndi chithandizo cha hospice (kupatula chisamaliro cha kunyumba)
Mapulogalamu othandizira zaumoyo a kunyumba, nthawi yokha yosalekeza yothandizira, zakuthupi, zamagwiridwe, zamalankhula, zipangizo zamankhwala zotsalira, ndi zopereka
Medicare Part A kulipira ndi DRG (Kuzindikira Zogwirizana Zogulu). Ma CDG amapatsidwa ndondomeko yotsatiridwa ndi magulu a ICD-9 omwe amawapeza, machitidwe a CPT ndi HCPCS, zovuta kapena zochitika pakaloledwa, kuvomereza, zaka ndi kugonana. Malipiro a DRG amakhalanso pa nthawi inayake yomwe masiku ambiri amafunika kuti athe kuchiritsidwa.
Deductible
Deductible pa nthawi yopindulitsa, $ 1,288.00
Coinsurance
Kwa masiku 1-60, $ 0.00 patsiku
Kwa masiku 61-90, $ 322.00 patsiku
Kwa masiku 91-150, $ 644.00 pa tsiku lokhala ndi moyo tsiku lililonse
Chidziwitso cha Nursing
Kwa masiku 21 pa 100, $ 161.00 patsiku
Zikondwerero
Pulogalamu Yoyambira - $ 411.00 pamwezi
Pulogalamu yamaphunziro yowonjezerapo yowonjezera 10% - $ 447.70 pamwezi
Pulezidenti Woyamba ndi kuchepetsa 45% - $ 226.00 pamwezi (30-39 peresenti ya kufalitsa)
Pulogalamu Yoyambira ndi 45% kuchepetsa ndi 10% opitirira - $ 246.40 pamwezi
Medicare Part B Inshuwalansi Yodalirika Yothandizira
Medicare Part B (Inshuwalansi ya Inshuwalansi ya Zamankhwala): Mbali iyi ya Medicare ndi yosankha kwa odwala omwe amakafika zaka 65 ndipo amalipira malipiro a mwezi uliwonse. Gawo B limapereka ntchito zambiri zomwe sizinalembedwe ndi Gawo A. Ena mwa awa ndi awa:
Ofesi ya udokotala imayendera
Ntchito zachipatala zapakati
Kuchiza kwa thupi, kugwira ntchito ndi kulankhula
Ntchito zachipatala zachipatala
Kusamala Kwambiri
Zipangizo zamankhwala zosatha (DME)
Zamankhwala, magalasi a maso, ndi zipangizo zamakono
Mapulogalamu ambululu
Kuti mupeze mndandanda wathunthu wa zinthu, pitani ku CMS.gov.
Medicare Part B ikulipira ndi Ndondomeko ya Malipiro. Mndandanda wa malipiro ndiwo ndondomeko yonse ya ndalama zomwe Medicare amapereka pa malipiro a ntchito.
Deductible
Deductible pachaka, $ 166.00
Coinsurance
20% coinsurance
Zikondwerero
Anagwiritsa ntchito ndalama - $ 104.90 pamwezi
Osasamala kanthu - $ 121.80
Ndikofunika kumvetsetsa zomwe amafuna ku Medicare zomwe zingakhale zovuta. Taganizirani kupita ku zochitika ndi maphunziro. Othandizira ayenera kuonetsetsa kuti omwe ali ndi udindo wokonzekera ndikupereka madandaulo kwa Medicare amadziwa zoyenera kutsata ndondomeko ndi malamulo.
Pali ogulitsa angapo omwe angapezeke kuti mudziwe zambiri zokhudza madokotala a Medicare komanso momwe aliri panopo.
Odwala oyenerera
Lembani mbiri
Ubwino
Medicare Secondary Payer (MSP) Information
Masiku olembetsa a MSP
Information Medicare Zopindulitsa
Mankhwala othandizira a Medicare Othandiza
Zambiri zokhudzana ndi kulipira kwa Medicare
Ogwira ntchito ku ofesi ya zamankhwala ali ndi masiku 365 kuchokera tsiku limene wodwala amamasulidwa ku Billare kulipira. Malipiro a Medicare nthawi zambiri amaperekedwa ku ofesi ya zamankhwala masiku 13 alendala kuchokera tsiku limene Medicare amalandira chiyero choyera.