Makampani a inshuwalansi amagwiritsa ntchito chilolezo kuti asamalire ndalama
Kupatsidwa chilolezo ndizofunikira kuti dokotala wanu alandire chivomerezo kuchokera kwa wothandizira zaumoyo wanu musanayambe kumwa mankhwala enaake kapena kuchita ntchito inayake. Popanda kuvomerezedwa kumeneku, inshuwalansi ya umoyo wanu sungapereke chithandizo, kapena kulipirira, mankhwala anu kapena ntchito, ndikukusiya kuti mukhombe zina, kapena zonse, zomwe mumatulutsa m'thumba.
Chifukwa chiyani A Inshuwalansi Zaumoyo Amafuna Kuvomerezedwa Kwambiri?
Pali zifukwa zingapo zomwe wothandizira inshuwalansi ya umoyo amafunikira chilolezo. Kampani yanu ya inshuwalansi ya zaumoyo imagwiritsa ntchito chilolezo chovomerezeka monga njira yosunga ndalama zothandizira. Akufuna kutsimikiza kuti:
- Utumiki kapena mankhwala omwe mukuwapempha ndizofunikiradi .
- Utumiki kapena mankhwala akutsatira ndondomeko zamakono za vuto lachipatala lomwe mukulimbana nalo.
- Mankhwalawa ndiwo njira yabwino kwambiri yothandizira odwala. Mwachitsanzo, mankhwala osokoneza bongo (otsika mtengo) ndi mankhwala ozunguza bongo (okwera mtengo) onse amachiza matenda anu. Ngati dokotala akulamula Drug E, ndondomeko yanu yaumoyo ingafune kudziwa chifukwa chake Mankhwalawa sagwiranso ntchito. Ngati mungathe kusonyeza kuti mankhwala ozunguza bongo E ndi abwino, angakhale ovomerezedwa kale. Ngati palibe chifukwa chachipatala chimene Drug E adasankhira pa mankhwala osakanikirana a Drug C, dongosolo lanu labwino likhoza kukana kulandira mankhwala ozunguza bongo E.
- Utumikiwu suli wowerengedwa. Ichi ndi chodetsa nkhaŵa pamene akatswiri ambiri akukuthandizani. Mwachitsanzo, mapapu anu a dokotala akhoza kuitanitsa chifuwa cha CT , osadziwa kuti, masabata awiri apitawo, muli ndi chifuwa cha CT cholamulidwa ndi dokotala wanu wa khansa. Pachifukwa ichi, inshuwalansi yanu isanalolere kuyesa yachiwiri mpaka itsimikizire kuti mapapu anu a dokotala awona kusayina komwe munali nawo masabata awiri apitawo ndikukhulupirira kuti kuwunika kwina kuli kofunikira.
- Ntchito yopitilira kapena yowonjezera ikuthandizani. Mwachitsanzo, ngati mwakhala mukuchipatala kwa miyezi itatu ndipo mukufuna pempho la miyezi itatu, kodi mankhwala akuthandizira kwenikweni? Ngati mukupanga pang'onopang'ono, kupita patsogolo, miyezi itatu yowonjezera ikhoza kukhala yoyenera. Ngati simunapite patsogolo, kapena ngati PT ikukupangitsani kuti mukumva bwino kwambiri, ndondomeko yanu ya thanzi silingalole kupititsa patsogolo mapepala a PT mpaka kuyankhula ndi dokotala wanu kuti amvetsetse chifukwa chake amaganiza miyezi itatu PT idzakuthandizani.
Momwemo, chofunika chisanayambe chilolezo ndi njira yoperekera chithandizo chamankhwala . Ndondomeko yanu yaumoyo ndikulingalira kupeza ndalama zothandizira mankhwala ndi ntchito zambiri, kuonetsetsa kuti anthu okhawo amene amamwa mankhwalawa kapena ntchito ndi anthu omwe mankhwalawa ndi ofunika.
ACA (Obamacare) ndi chilolezo
The Affordable Care Act, yomwe inasindikizidwa kukhala lamulo mu 2010 (ndi kuyang'aniridwa ndi kubwezeretsedwa pansi pa Chitukuko cha Trump ) makamaka imalola inshuwalansi kuti apitirize kugwiritsa ntchito chilolezo chisanayambe monga njira yothetsera ndalama ndikuonetsetsa kuti odwala akulandira chithandizo.
Koma imaletsa zolinga za thanzi zomwe sizinapitirire ana awo kuti asapatse chilolezo choyamba kuti aone OB-GYN ndikulola odwala kuti asankhe dokotala wawo woyamba (kuphatikizapo ana kapena ab-GYN).
Zimaletsanso zolinga zaumoyo kuti zisafune chithandizo cham'mbuyomu kuchipatala cha kunja.
Kusinthidwa ndi Louise Norris.
> Chitsime:
> Magulu a Medicare ndi Medicaid Services. Pulogalamu ya Odziwitsa Anthu ndi Kuyang'anira Inshuwalansi. Bill Affordable Care Act Watsopano Wodwala Bill of Rights.