Zolakwitsa Anthu Amapanga Pakati pa Medicare Olembetsa Osatsegula

Tengani nthawi yopanga homuweki yanu

Nthawi yowonjezera ya Medicare imabwera nthawi ya Oct. 15 mpaka Dec. 7 pachaka. Uwu ndiwo mwayi wanu waukulu kuti mupange kusintha kuchokera ku pulani ya Medicare yomwe mukukhala nayo yomwe ikugwirizana bwino ndi zosowa zanu.

Kampani iliyonse ya inshuwaransi ikufuna chidutswa cha pie ndipo izi zikutanthawuza kuti mwinamwake mudzapukutidwa ndi malonda ndi malonda omwe amasiya bokosi lanu la makalata akuwoneka ngati choyika zinthu mkati mwa Turkey. Kuyesedwa ndiko kuponyera pepala lonselo mu chida ndikusunga ndondomeko yomwe muli nayo. Izo sizingakhale nthawizonse lingaliro lopambana. Mungafune kutenga nthawi kuti mudziwe zambiri kuti mudziwe bwino.

Pano pali zolakwika zisanu zomwe anthu amapanga pa Medicare Open Enrollment komanso momwe angazipewere.

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Musayesetse Kugwiritsa Ntchito Mankhwala Osokoneza Bongo

Yankho la bondo ndiloti musagule mankhwala opatsirana pogwiritsa ntchito mankhwala a Medicare Part D ngati simukumwa mankhwala. N'chifukwa chiyani mumapereka malipiro apakompyuta pazinthu zomwe simukusowa? Chifukwa chakuti mungayang'ane nawo gawo la D D penaliti zomalizira pompano mukamaliza kulemba.

Monga ndi zinthu zambiri m'moyo, pali zosiyana. Ngati muli ndi chithandizo chamankhwala chokwanira kuchokera kuchipatala china (ndondomeko yathanzi, Indian Health Service, Pulogalamu Yonse Yothandizira Okalamba, TRICARE, kapena Health Veteran's Health), mukhoza kuyembekezera kulembera gawo D popanda kuyang'anizana ndi zilango. Kuwunikira kwachinsinsi kumatanthauza kuti kulandira mankhwala ndibwino monga Medicare. Zolinga zanu zina zaumoyo ziyenera kukudziwitsani ngati akutsatila muyezo umenewu kuti mutha kusankha chisankho chodziwikiratu potsata Gawo D.

MFUNDO: Ngati simutenga mankhwala a mankhwala ndipo mulibe chiwongoladzanja kuchokera ku dongosolo lina la thanzi, sankhani mapulani a Gawo D ndi malipiro otsika kwambiri kuti mupeze chithandizo.

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Simukuwerenga Chidziwitso Chakale cha Kusintha kwa Pulani Yanu

Kumapeto kwa chaka chilichonse, Medicare Advantage kapena D Part Plan yanu idzatumiza Chidziwitso cha Kusintha kwa Chaka. Ndemanga iyi ikufotokoza kusintha komwe kukubwera mu chaka chatsopano chokhudzana ndi ndalama ndi kufalitsa.

Zowonjezera, zoperekera ndalama, ndalama zothandizira ndalama, komanso ndalama zowonjezereka sizingabweretse ndalama zambiri komanso zimakhala zodabwitsa kuti mungabwere kudzabwera pa Januwale 1 pamene ndondomeko yatsopano ikukhazikitsidwa. Kuwonongeka kwa mautumiki kapena mankhwala omwe mumagwiritsa ntchito nthawi zonse kungakuchititseni kuti mutulutse ndalama zambiri.

MFUNDO: Werengani chaka chilichonse Chidziwitso cha Chitukuko cha Chitukuko kuti muonetsetse kuti mungathe kukonza ndondomeko yowonjezera chaka chomwecho ndikuonetsetsa kuti mukusamalidwa ndi chithandizo chomwe mukufunikira.

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Mukusintha Pulogalamu Yomweyi Monga Mnzanu Kapena Mkazi Wanu

Anthu ambiri amalembera dongosolo linalake laumoyo pogwiritsa ntchito malingaliro ochokera kwa anthu omwe amadziwa. Mwinamwake mnzanu kapena mnzako kapena mwamuna kapena mkazi wanu adziwona bwino ndi dongosolo. Anthu ena angasankhe dongosolo pogwiritsa ntchito dzina lake ndi mbiri yake. Ngakhale kuti izi zikhoza kukhala zabwino kwa ntchito yabwino kwa makasitomala ndi phindu la kulandila , musalole kuti malangizowo mwa iwo okha asankhe zochita.

Thanzi lanu ndi lapadera kwa inu. Palibe amene akugawana mbiri yanu ya zamankhwala. Iwo sangakhale pa mankhwala omwewo kapena amagwiritsa ntchito madokotala omwewo. Pankhaniyi, zosowa zanu zachipatala zidzasiyana ndi abwenzi anu ndi abambo anu. Muyenera kupeza ndondomeko yoyenerera mmoyo wanu poyamba.

MFUNDO: Malangizo ochokera kwa abwenzi ndi abwenzi angakuthandizeni kusankha pakati pa mapulani koma onetsetsani kuti malingaliro anu akukwaniritsa zosowa zanu poyamba.

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Inu Musasinthe Kuti Muzisunga Madokotala Anu

Mosiyana ndi Original Medicare, yomwe imagwira ntchito mofananamo kulikonse, Medicare Advantage ndi ndondomeko ya Part D zikugwira ntchito m'masewuni. Izi zikutanthauza kuti mungagwiritse ntchito antchito othandizira zaumoyo mu intaneti imeneyo kapena mudzalipira maulendo awo kuchokera muthumba. Zomwe ndalamazo zikhoza kuwonjezera mwamsanga.

Ma Network akhoza kusintha nthawi iliyonse. Izi zikutanthauza kuti dongosolo la Medicare likhoza kuponyera wopereka kuchokera ku intaneti, osati chifukwa pali nkhani iliyonse ndi wothandizira payekha koma chifukwa pali kusagwirizana pazinthu za mgwirizano. Ngati mukufuna kusunga ndalama ndikusunga madokotala omwe mumawadziwa ndi kuwadalira, kapena ngati dokotala mukufuna kupita kutero sikuti muli mu intaneti yanu, mukhoza kusankha ndondomeko yomwe imaphatikizapo dokotalayo pa intaneti.

MFUNDO: Sankhani ndondomeko yomwe ali ndi antchito anu onse othandizira pa intaneti.

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Simumagulitsa Pulani Yatsopano

Mutha kuganiza kuti muli ndi dongosolo langwiro. Zina mwazofunika zokhuza zathanzi zanu chaka chatha ndipo zinadza pa mtengo wokwanira. Inaperekanso ntchito yokhudzana ndi makasitomala okhutiritsa. Kodi izi zikutanthauza kuti izi zidzakhala bwino kwambiri mu chaka chatsopano? Osati kwenikweni.

Makampani a Inshuwalansi ali ndi cholinga chopereka chithandizo chamankhwala chamtengo wapatali koma ku gulu lachigwirizano, cholinga chawo chachikulu ndikutembenuza phindu. Ndi madola ndi masentimenti omwe akuyendetsa masewerawa, a inshuwalansi akukangana wina ndi mzake pamsika ndipo izi zingakuthandizeni. Chowonadi pali pangakhale mapulani angapo omwe angakwaniritse zosowa zanu. Tengani nthawi kuti muwone momwe amafananitsira ndi ndalama ndikusankha yomwe idzakupulumutseni ndalama zambiri.

MFUNDO: Pitani ku https://www.medicare.gov/find-a-plan/questions/home.aspx kuti mufanane ndi ndalama ndi ndondomeko ya mapulani osiyanasiyana.

Chinthu Chofunika Kwambiri

Anthu ambiri omwe amalakwitsa pa nthawi ya Medicare's Open Registration sapanga kusintha. Anthu ambiri amatsatira njira zosawerengera ndikusunga mapulani awo popanda kufufuza. Nthawi zonse mumayenera kuyang'anitsitsa kuti muwone ngati mungathe kusamalira bwino pa mtengo wapatali.