Kumvetsetsa ndalama zovomerezeka za mankhwala
Chomwe chimachotsedwa mwalamulo "ndi" sichoncho "nthawi zambiri chimakhala chosokoneza, makamaka pochita ndi ndalama zogula zinthu zomwe zingagulidwe pa-counter kapena popanda mankhwala. Ndikofunika kudziwa malamulo a IRS okhudzana ndi ndalama zothandizira - komanso kuyang'ana chaka chilichonse kuti zisinthe kapena zosintha malamulo.
Kodi Ndalama Zamankhwala N'zotani?
Malinga ndi IRS Publication 502, ndalama zothandizira kuchipatala ndizofunika kupeza, kuchiza, kuchepetsa, kuchiza , kapena kupewa matenda, komanso mtengo wa mankhwala okhudza mbali iliyonse kapena ntchito ya thupi.
Ndalamazi zimaphatikizapo malipiro a zachipatala operekedwa ndi madokotala, opaleshoni, madokotala a mano, ndi madokotala ena. Zimaphatikizapo ndalama zomwe zimagwiritsidwa ntchito, zipangizo, ndi zipangizo zogwiritsira ntchito zofunikira. Ndalama zothandizira zachipatala ziyenera kukhala zoyenera kuthetsa kapena kuchepetsa vuto la thupi kapena maganizo kapena matenda. Sizimaphatikizapo ndalama zomwe zimangothandiza thanzi labwino, monga mavitamini kapena tchuthi. Ndalama zomwe mumalandira zimaphatikizapo inshuwalansi yomwe mumapereka inshuwalansi yomwe imapereka ndalama, komanso ndalama zomwe mumalandira kuti mupite kuchipatala. Zothandizira zamankhwala zikuphatikizanso ndalama zomwe zimalipidwa kuti zikhale zothandizira panthawi yaitali komanso ndalama zochepa zogulira inshuwalansi yodzipiritsa nthawi yaitali.
Kodi Mankhwala Amachotsedwa?
Mukhoza kuphatikizapo ndalama zomwe mumalipirako mankhwala omwe mumapatsidwa ndi mankhwala osokoneza bongo . Mankhwala ovomerezeka ndi omwe amafunika kuti adokotala azigwiritsa ntchito mankhwalawa kuti agwiritsidwe ntchito ndi munthu.
Mukhozanso kuphatikizapo ndalama zomwe mukulipira insulini. Kuwonjezera pa insulini, simungaphatikizepo ndalama zomwe mumalipira chifukwa cha mankhwala osapatsidwa.
Zida Zosasinthika ndi Zopereka
Zolepheretsa sizikugwiritsidwa ntchito kwa zinthu zina zomwe sizinapangidwe monga: mabanki, makoswe , thermometers, kapena kitsulo koyesa shuga.
Ngati ziyeneretso zina zimagwirizana ndi chithandizo chamankhwala, zinthu ngati izi zimachotsedwa.
Mankhwala Ochokera Kumayiko Ena
Kawirikawiri, simungaphatikizepo ndalama zomwe mumagwiritsira ntchito mankhwala omwe mumagwiritsa ntchito (kapena kuitanitsidwa) kuchokera kudziko lina. Mukhoza kungophatikizapo mtengo wa mankhwala omwe amaloledwa mwalamulo. Mwachitsanzo, mungaphatikizepo mtengo wa mankhwala ovomerezedwa ndi kulengeza kwa Food and Drug Administration angaloledwe mwalamulo ndi anthu pawokha. Mukhoza kuphatikizapo mtengo wa mankhwala omwe mumagula omwe mumagula ndikudya m'dziko lina ngati mankhwalawa ndi ovomerezeka ku dziko lina komanso ku United States.
Zowonjezera Zakudya Zakudya
Simungaphatikizepo ndalama zowonjezera mtengo wa zakudya zowonjezera zakudya, mavitamini, mankhwala owonjezera, kapena mankhwala achilengedwe pokhapokha ngati akulimbikitsidwa ndi dokotala ngati chithandizo cha matenda ena omwe amapezeka ndi dokotala. Apo ayi, zinthu izi zimatengedwa kuti mukhale ndi thanzi labwino komanso osati kuchipatala.
Zinthu Zogwiritsira Ntchito Payekha
Simungaphatikizepo ndalama zogula mtengo mtengo wa chinthu chomwe chimagwiritsidwa ntchito pazinthu zaumwini, zamoyo, kapena za banja pokhapokha zitagwiritsidwa ntchito popewera kapena kuchepetsa kufooka kwa thupi kapena m'maganizo.
Mwachitsanzo, mtengo wa mano ndi mankhwala odzola mano ndiwo ndalama zomwe munthu sangakwanitse. Kuti mukhale ndi munthu yemwe ali ndi chilema chakuthupi, muyenera kugula chinthu chomwe chimagwiritsidwa ntchito ngati chinthu chamwini, chamoyo, kapena cha banja mwapadera. Mungaphatikizepo kuchuluka kwa mtengo wa chinthucho mwadongosolo lapadera pa mtengo wa chinthucho mu mawonekedwe achilendo monga ndalama zothandizira.
Kusiya-Kusuta Mapulogalamu
Mungathe kuphatikizapo ndalama zomwe mumalipiritsa pulogalamu yosiya kusuta. Komabe, simungaphatikizepo ndalama zomwe mumalipiritsa mankhwala omwe simukufunikira mankhwala, monga ngati chingamu kapena mapepala, omwe apangidwa kuti athetse kusuta
Kuchokera ku bungwe la IRS 502. Onani bukhuli ndi mndandanda wathunthu wa ndalama zamankhwala zomwe zingathe kuchepetsedwa.
Nkhaniyi siimalowa m'malo mwa ntchito zamalonda. Chonde funsani katswiri wodzipereka misonkho kuti apeze mayankho a mafunso anu enieni.
Zotsatira:
IRS Publication 502. https://www.irs.gov/pub/irs-pdf/p502.pdf