Tanthauzo
Kulipira kulimbikitsana kwapadera ndi chilango cha msonkho chomwe chimapangidwa ndi Affordable Care Act . Pali mitundu iŵiri ya malipiro ogawidwa omwe ali nawo: abwana amagawana malipiro a udindo ndipo munthuyo adagawana udindo wake.
Wogwira ntchitoyo amapereka malipiro a misonkho ndi chilango cha msonkho chimene chimaperekedwa kwa amalonda omwe ali ndi antchito oposa nthawi yambiri omwe amagwira ntchito nthawi zonse ngati malonda sakupereka ndalama zothandizira inshuwalansi, kapena ngati zopindulitsa sizipindulitsa.
Ngati aliyense wa antchito amapeza ndalama zothandizidwa kuti aziwathandiza kugula inshuwalansi ya thanzi ku inshuwalansi ya umoyo , abwana awo amapeza chilango cha msonkho.
Munthuyo anagawana udindo wothandizira, womwe umapangidwa ndi udindo wa ACA, ndi chilango cha msonkho chimene chimaperekedwa kwa nzika za US ndi anthu ena omwe alibe malamulo a inshuwalansi pambuyo pa 31 December 2013.
Pali zosiyana zapadera kuchokera kwa munthu aliyense wopatsidwa chilango chaufulu. IRS inalengeza mu 2017 kuti chaka cha msonkho cha 2015, okwana 12,7 miliyoni osapereka msonkho osapereka msonkho adatsutsa chilango, pomwe mamiliyoni 6.5 adalangidwa.
Kwa chaka cha msonkho cha 2015, chilango chachikulu chomwe chinkaperekedwa ndi mafayilo 6,5 miliyoni anali $ 470. Koma chilangochi chinawonjezeka mu 2016, choncho chilango chambiri tsopano chikukula.
Chiyambi
Kuopsezedwa kwa malipiro omwe anagawana nawo ndikutanthauzira olemba ntchito kuti apereke inshuwaransi ya umoyo kwa antchito awo ndikulimbikitsa anthu osatetezedwa kupeza inshuwalansi ya thanzi.
Ulamuliro wa munthu aliyense payekha unatsutsidwa ndi otsutsa a Obamacare akutsutsa kuti boma liribe ufulu woweruza nzika zake chifukwa chosagula kanthu. Koma lamuloli linatsimikiziridwa ndi Khoti Lalikulu pa June 28, 2012. Khotilo linapeza kuti malipiro omwe anali nawo anali kwenikweni a msonkho, ndipo adatsimikiza kuti munthu aliyense ali ndi lamulo lokhazikitsa malamulo chifukwa boma liri ndi ufulu kulandira nzika zake.
Tsogolo la Chilango Chachigawenga Chogawana
Pansi pa Boma la Trump, ndipo ndi a Republican akuyang'anira zipinda zonse za Congress, tsogolo la nthawi yaitali la udindo wa abwana ndi udindo wa munthu aliyense sadziwika. Iwo ndi mbali ziwiri zochepetsedwa kwambiri za ACA, ndipo olemba malamulo a Republican akhala akunena mobwerezabwereza kuti akufuna kuwachotsa.
HR3762, yomwe Pulezidenti Obama adavotera kumayambiriro kwa chaka cha 2016, iyenso idzachotseratu ntchito zomwe zilipo. Oweruza a Republican anayesa kufotokoza lamulolo mu 2017, koma linalephera kudutsa, ngakhale kuti ambiri a Republican m'zipinda zonse za Congress. Misonkho yosiyanasiyana inayambitsidwa mu 2017 pofuna kuyesa kapena kusintha ACA . Zonsezi zinaphatikizapo kuchotseratu chilango cha munthu aliyense komanso cha abwana, koma palibe ngakhale mmodzi wa iwo amene anali ndi thandizo la Republican loti apite.
A Republican lawmakers adalonjeza kuti apitirize kuyesetsa kuthetsa ACA. Ngati atha kukwaniritsa malamulo okhudzana ndi ACA, pali mwayi wabwino kuti magawo omwe ali nawo adzachotsedwa (ndipo mwina adzaloledwa ndi chinachake monga chofunika chotsatira chithandizo, pomwe anthu angakhale ovomerezedwa ndi mankhwala ngati alephera kukhala ndi chidziwitso chokhazikika-ndicho lingaliro lomwe lapeza kugwirizana ndi olamulira ena a Republican mu 2017).
Koma kwa nthawi yomweyi, maudindo omwe adagawana akadakalipo, ndipo osasintha pansi pa Ulamuliro wa Trump. IRS inapitiriza kuvomereza msonkho wa msonkho mu 2017 yomwe sinayankhe funso la ngati foniyo inali ndi inshuwaransi ya umoyo m'chaka chapitacho (yomweyi inali yofanana ndi IRS yogwiritsidwa ntchito zaka zapitazo), koma ayamba kukana zobwezeretsa kuyambira mu 2018; ma filers onse adzalongosola pamabwerero awo ngati alibe inshuwalansi yaumphawi chaka chotsatira-kusiya funso lopanda kanthu sikudzaloledwa.
Dziwani zambiri
Ngati mukuganiza kuti muli ndi ngongole yogawana nawo chifukwa simukulimbikitsidwa, mutha kupeza momwe mungapezere ndalama zambiri " Kodi Chilango cha Inshuwalansi chaumoyo cha Munthu Ndi Wochuluka Motani?
"Ndi" Kodi Inshuwalansi ya Inshuwalansi ya Banja Ndi Ingati? "
Kuti mupewe udindo wogawidwa womwe mukugawana nawo popeza chiphaso cha inshuwalansi ya umoyo wathanzi, werengani " Kodi Mungapeze Ufulu Wothandizira Inshuwalansi? Momwe Mungapewere Kulipira Udindo Wagawidwe ."
Kuti mupewe udindo wagawidwa mwa kupeza inshuwalansi ya umoyo, choyamba muwerenge, " Musanagule Inshuwalansi Za Umoyo: Chimene Mukuyenera Kudziwa Pamene Mudula Ndalama za Inshuwalansi ."
Amalonda aing'ono angaphunzire za ngongole yaing'ono yothandizira misonkho pa kuwerenga bizinesi, " Ndondomeko ya Ngongole ya Amalonda Ambiri - Mafunso Okhudzana ndi Amalonda Azing'ono " ndikuphunzira njira zopezera ndondomeko ya thanzi la ogwira ntchito mu " Inshuwalansi ya Zaumoyo pa Zagulitsa Zanu Zapang'ono. "
Komanso monga: insurance inshuwalansi chilango, thanzi inshuwalansi msonkho msonkho, aliyense udindo chilango, ntchito udindo chilango, nawo udindo udindo chilango.
> Zotsatira:
> HealthCare.gov. Werengani Yopanda Thandizo Labwino.
> Mapulogalamu a Pakhomo la mkati. Msonkhano wa ACA wa Olemba Maphunziro. Ndemanga ya IRS pa Zofunika Zowonongeka kwa Zaumoyo. October 2017.
> Koskinen, John. Utumiki Wopezeka M'zinthu. Letter to Congress ponena za msonkho wa msonkho wa 2016 wokhudzana ndi Ntchito Yodalirika yothandizira . January 9, 2017.