Kusungidwa kwa inshuwalansi ya umoyo kumakulepheretsani kulipira chilango cha msonkho chifukwa chosakhazikika ngati muli United States wokhala opanda inshuwalansi ya thanzi. Ngati mutalandira chithandizo cha inshuwalansi, simukuyenera kugula inshuwalansi pa nthawi yomwe simukumasulidwa, ndipo simudzalangidwa chifukwa chosadulidwa.
Chiyambi
Udindo waumwini, gawo lina la Affordable Care Act, akuti onse okhala mu United States ayenera kukhala ndi inshuwalansi yowonjezera kapena adzapatsidwa chilango cha msonkho chotchedwa kugawanidwa kwa udindo .
Komabe, lamulo limanenanso kuti anthu ena amalephera kulandira udindo wawo komanso chilango chake.
Ndani Akuchotsedwa ku Inshuwalansi Zaumoyo?
Mungaphunzire zambiri za yemwe sakulepheretsedwe kuntchito yogula inshuwalansi ya umoyo mu " Kodi Mungapeze Kuwombola kwa Inshuwalansi ya Zaumoyo? "Malamulo ambiri onena za omwe akuyenera kulandira inshuwaransi ya umoyo ndi osauka popanda malo amvi. Mwachitsanzo, mwina ndinu membala wa fuko lachibadwidwe la America, kapena simuli. Mwinamwake ndinu membala wa utumiki wogawana nawo zaumoyo , kapena simuli.
Komabe, mtundu umodzi wa inshuwalansi ya umoyo wothandizira, kuthetsa mavuto, kumakhala kosavuta kwambiri pofotokozera omwe ali woyenera. Kukhululukidwa kovuta kumapangidwira anthu omwe ali ndi mavuto azachuma kapena akukumana ndi zovuta zomwe zimapangitsa kuti zikhale zovuta kupeza kapena kukwaniritsa inshuwalansi ya umoyo.
Simunapeze inshuwalansi ya thanzi kuchokera ku inshuwalansi ya zaumoyo chifukwa inu munathamangitsidwa ndi mnzanu wakuzunza?
Kodi simunaphunzire chifukwa nyumba yanu inagwedezeka ndi mphepo yamkuntho? Kodi simunaphunzirepo chifukwa munagwiritsa ntchito ndalama zanu kuti musagwiritse ntchito magetsi kapena madzi anu? Munapatsidwa mpumulo wovuta. Phunzirani yemwe ali woyenerera kuthetsedwa kovuta mu " Mmene Mungapezere Mavuto Otsutsana ndi Inshuwalansi Zaumoyo ."
Kodi Mumapempha Chiyani Kuti Mukhululukire?
Zophweka zochepa za inshuwaransi zaumoyo zimangokhalapo ndipo sizikufuna mtundu uliwonse wa ntchito kapena zochita zanu. Mitundu ina yosayimilira ikhoza kudzinenera pamene mupereka misonkho yanu pachaka ya misonkho. Kuti mulandire zina, muyenera kugwiritsa ntchito inshuwalansi ya umoyo wanu . Phunzirani zambiri za mitundu yanji yowonongeka, yomwe imatchulidwa polemba misonkho, yomwe imayenera kugwiritsa ntchito, " Momwe Mungapempherere Inshuwalansi ya Zaumoyo ."
Phunzirani momwe mungagwirizanitse inshuwalansi ya umoyo wanu ku HealthCare.gov tsamba la opeza malonda.
N'chifukwa Chiyani Tiyenera Kupempha Ufulu wa Inshuwalansi Wathanzi Tsopano?
Ngakhale mutha kugwiritsa ntchito inshuwalansi pa nthawi iliyonse, ndibwino kugwiritsa ntchito kumayambiriro kwa chaka, kapena mutangokhalira kukwaniritsa zomwe mukufuna. Mukakhala ndi zovuta zowonjezereka, muyeneranso kuitanitsa inshuwalansi yowopsa kwambiri ngakhale mutakhala kuti simunakwaniritse zofunikira zogwiritsira ntchito inshuwaransi ya mankhwalawa.
Ngakhale kuti inshuwalansi yathanzi yaumphawi ili ndi zovuta zambiri, zimakupatsani chithandizo chodziletsa popanda kuchilipira , ndipo zikukukhudzani muyenera kukhala ndi chithandizo chamankhwala chamtengo wapatali kwambiri.
Anthu okhawo amene amayenerera kugula izo mwachibadwa ndi omwe ali ndi zaka zosakwana 30. Komabe, ngati mukukumana ndi mavuto, mumatha kugula inshuwalansi yathanzi ngakhale mutakhala zaka 30 kapena kuposa.
Ndi Anthu Angati Ambiri Amene Amawamasulira?
IRS inanena kumayambiriro kwa chaka cha 2017 kuti pafupifupi oposa 6.5 miliyoni okhometsa misonkho amafunika kuti adzalandire chilango pamilandu yawo ya msonkho mu 2015, pamene maofesi 12,7 miliyoni amatsutsa ufulu wawo (kuphatikizapo kuchotsa msonkho pamsika, msonkho wobwerera). Choncho ngakhale kuti anthu ambiri analipira chilango, anthu oposa awiri anali oyenera kulandira chilango.
> Zotsatira:
> HealthCare.gov. Werengani Yopanda Thandizo Labwino. Malembo Otsatira a Care Act ndi Reconciliation Act.
> Mapulogalamu a Pakhomo la mkati. Mafunso ndi Mayankho pa Udindo Wagawo Wagawidwe Wogawidwa: Kuperekedwa.
> Koskinen, John, Internal Revenue Service. Kalata ya Congress yokhudzana ndi msonkho wa msonkho wa 2015 (yomwe yatumizidwa mu 2016) ponena za malamulo a ACA . January 9, 2017.