Chifukwa cha Wodalirika Care Act , a inshuwalansi zaumoyo ku US akuyenera kuteteza chithandizo chamankhwala chodziletsa popanda kukupatsani deductible , ndalama , kapena ndalama zothandizira .
Kotero, nchiyani chomwe chimawoneka ngati chisamaliro chodzitetezera? Pano pali mndandanda wa ntchito zothandizira anthu akuluakulu kuti, ngati mukulimbikitsidwa ndi dokotala wanu, muyenera kupatsidwa kwaulere kugawana mtengo .
Ana ali ndi mndandanda wosiyana .
Analimbikitsa njira zothandizira khansa:
- Khansa yodziwika bwino yokhudzana ndi khansa : kwa anthu oposa 50, kuphatikizapo kuyang'ana kolonoscopies, kuchotsedwa kwa mapuloteni omwe anapeza panthawi ya kupima kolonoscopy, ndi maselo a anesthesia omwe amafunika kuti apange kolonoscopy
- Kuthana ndi khansa ya m'mimba: kuphatikizapo kuyang'anira ma ARV zaka zoposa 1-2 kwa amayi oposa 40, ma ARV ndi maulangizi othandizira amayi omwe ali pachiopsezo chachikulu, ndi uphungu wa khansa ya m'mawere kwa amayi omwe ali pangozi yaikulu
- Khansara ya chiberekero yokhudzana ndi kugonana; Mankhwala a DNA a papillomavirus kamodzi pa zaka zitatu kwa amayi opitirira 30
- Matenda a khansa yokhudzana ndi kupweteka kwa m'mimba: Kuwonetsa osuta fodya kapena omwe asuta fodya m'zaka 15 zapitazo ndipo ali pakati pa zaka 55 ndi 80
Njira zothandizira matenda opatsirana:
- Chiwindi cha Hepatitis C poyang'ana nthawi imodzi kwa aliyense yemwe anabadwa 1945-1965 komanso kwa wamkulu aliyense ali pangozi yaikulu
- Kuchepetsa kutentha kwa chiwindi kwa amayi apakati pakapita koyambirira
- Kuyezetsa HIV kwa aliyense pakati pa zaka 15 mpaka 65, akazi ogonana, komanso ena omwe ali pangozi
- Kuwonetsa kachilombo kwa akuluakulu omwe ali pangozi yaikulu komanso amayi onse apakati
- Kuwonetsa chlamydia kwa atsikana ndi amayi omwe ali pangozi yaikulu
- Gonorrhea kuyang'ana kwa amayi omwe ali pangozi yaikulu
- Uphungu wopewera matenda opatsirana pogonana kwa akuluakulu pa ngozi yaikulu
- Kawirikawiri katemera wa anthu akuluakulu monga momwe amachitira ndi zaka
- Chiwindi cha Chiwindi
- Matenda a Chiwindi
- Herpes Zoster (shingles).
- Mankhwala a Papillomavirus.
- Chifuwa (chimfine).
- Zakudya, Zakudya Zam'mimba, Zirubella.
- Meningococcal.
- Pneumococcal.
- Tetanus, Diphtheria, Pertussis (chifuwa ndi chifuwa chofuula).
- Varicella (nkhuku).
Kuwonetsa kunenepa kwambiri ndi uphungu.
Malangizo othandizira anthu akuluakulu omwe ali pangozi yaikulu ya matenda aakulu.
Zothandizira zokhudzana ndi matenda a mtima:
- Kuwonetsetsa kwa kolesteroloni kwa akuluakulu akuluakulu ndi akuluakulu a mibadwo yambiri
- Kuwonetsetsa kwa magazi
- Matenda a shuga a mtundu wachiwiri omwe amawoneka ndi anthu ambiri omwe ali ndi kuthamanga kwa magazi
- Mimba ya m'mimba Aortic Aneurysm yowonetsera nthawi imodzi kwa amuna omwe akusuta
- Aspirin pamene akulamulidwa kuti azipewa matenda a mtima pazaka zingapo
Njira zothandizira kugwiritsa ntchito mankhwala osokoneza bongo:
- Mowa mowagwiritsa ntchito mosamalitsa komanso uphungu
- Kusuta fodya kuwonetsetsa ndi kutha kwa anthu ogwiritsa ntchito fodya
Kuwonetsetsa maganizo.
Nkhanza zapakhomo ndi zowononga zachiwawa kwa amayi onse.
Kuwonetsa kwa osteoporosis kwa amayi opitirira 60 pogwiritsa ntchito ziopsezo.
Mayi wabwino amayendera amayi oposa 65.
Kachilombo ka HIV kwa amayi omwe ali ndi ubereki wothandizira monga momwe adayankhulira ndi wothandizira zaumoyo.
Sichiphatikizapo mankhwala osokoneza bongo, sagwiritsidwa ntchito pazinthu zamagulu zothandizira olemba achipembedzo. Phunzirani zambiri za zomwe zimawathandiza kupewa kulandira chithandizo mu " Free Birth Control-Pangani Phindu Lanu Labwino Loyenera ."
Ntchito zothandizira amayi omwe ali ndi pakati kapena omwe akuyamwitsa:
- Kuyeza magazi m'thupi
- Kuthandizira kubereka ndi uphungu kuphatikizapo zopereka
- Folic acid amawonjezera amayi oyembekezera ndi omwe angatenge mimba
- Kuwonetsetsa kwa shuga kwa masabata 24 ndi 28 masewera olimbitsa thupi ndi omwe ali pangozi yaikulu
- Chiwindi cha hepatitis B kuyang'ana pa ulendo woyamba wobereka
- Kuthana ndi kachilombo ka HIV kwa amayi onse omwe ali ndi mimba komanso kuyang'anitsitsa ngati ali ndi chiopsezo chachikulu
- Uphungu wochuluka wa fodya
- Tsamba lamakono kapena zina zowunikira matenda
- Kusinkhasinkha kwa kaswisi
Chifukwa Chake Thandizo Lopewera Sili Mfulu
Ngati inshuwalansi ya umoyo wanu ndi ndondomeko ya thanzi labwino, imaloledwa kupereka ndalama zogulira ndalama zothandizira kusamala. Popeza malingaliro a thanzi la abambo awo amalephera kukhala ndi udindo waukulu ngati atapanga kusintha kwakukulu pa ndondomeko, amakhala akucheperachepera ngati nthawi ikupita. Mapulani a zaumoyo anu adzakuwuzani ngati dongosolo lanu la thanzi labadwira. Mwinanso, mungatchule nambala ya utumiki wa makasitomala pa kampani yanu ya inshuwalansi kapena muyang'ane ndi dipatimenti yanu yopindulitsa.
Ngati muli ndi dongosolo la thanzi la chisamaliro lothandizira lomwe limagwiritsa ntchito intaneti , wothandizira wanu umaloledwa kulipira kugawa ndalama kuti muteteze chithandizo chomwe mumalandira kuchokera kwa wothandizira. Ngati simukufuna kulipira kusamala, gwiritsani ntchito intaneti .
Ngati chitetezo sichiri:
- adavotera "A" kapena "B" m'makono a bungwe la United States Preventive Services Task Force
- Zowonjezera muzitsogoleli zowonjezereka zothandizidwa ndi Health Resources ndi Services Administration
- Cholinga cha Komiti Yopereka Malangizo Okhudzana ndi Katetezedwe ka Katemera ku Malo Otsogolera Kuletsa ndi Kuteteza Matenda
ndiye sizingaperekedwe popanda kugawa mtengo.
Thandizo Labwino Sili Mfulu
Ngakhale ndondomeko yanu ya thanzi imayenera kulipilira mautumiki okhudzana ndi thanzi popanda kukupatsani deductible, copay, kapena coinsurance, izi sizikutanthauza kuti misonkhanoyi ndi yaufulu kwa inu. Inshuwalansi yanu imatenga mtengo wazinthu zothandizira kuonetsetsa pamene mukuika mitengo yanu yoyamba chaka chilichonse.
Ngakhale kuti simukulipira ngongole zogawana ndalama zomwe mumalandira pokhapokha ngati mutalandira chisamaliro chokwanira, mtengo wa mautumikiwa ndi wokutidwa ndi mtengo wa inshuwalansi ya umoyo wanu. Izi zikutanthawuza, kaya mukusankha kupeza chithandizo chovomerezeka choyenera, mukulipira chifukwa cha mtengo wa inshuwalansi ya umoyo wanu.
Zotsatira:
Mapulogalamu a Thanzi Labwino kwa Akuluakulu, HealthCare.gov. Inapezeka pa 5/27/2015.
Zosamalidwa bwino Pulogalamu Yomwe Makhalidwe Athu Akuyambitsa - Yika 12, Malo Odziwitsa Zogula & Inshuwalansi Yoganizira, Maofesi a Medicare & Medicaid Services. Inapezeka pa 5/27/2015.
Zosamalidwa bwino Pulogalamu Yogwiritsa Ntchito Mafunso - Yambitsani 18, Malo Odziwitsa Zogulira & Inshuwalansi Yowunika, Maofesi a Medicare & Medicaid Services. Inapezeka pa 5/27/2015.
Ma FAQs on Affordable Care Act Ntchito (Part XXVI), Employee Benefits Security Administration, United States Dipatimenti Yochita Ntchito. Inapezeka pa 5/28/2015.