Kusiyanitsa Pakati pa Ogwira Ntchito Ochipatala Osagwira nawo Ntchito
Phunzirani za kusiyana komwe kulipo pakati pa opereka gawo (non) ndi omwe sali nawo. Wopereka chithandizo chamankhwala angasankhe kuloĊµa mgwirizano ndi makampani a inshuwalansi ndi malipiro ena kapena ayi, koma pali phindu ndi zosokoneza pa bizinesi yawo ndi odwala awo.
Ophatikizapo (Par) Ophatikizapo
"Omwe ali ndi othandizira ena kapena omwe akugwira nawo ntchito ndi madokotala kapena ena othandizira zaumoyo omwe ali ndi mgwirizano ndi malipiro ena a inshuwalansi. Malonjezanowa akufotokozera momwe angagwiritsire ntchito nawo wothandizira komanso wogulitsa.
Pali zochepa zofunikira kwa ogwira nawo ntchito omwe amapanga mgwirizano kapena mgwirizano ndi opa inshuwalansi. Chofunika kwambiri, ogwira ntchito ayenera kukhala ndi malamulo ena omwe amalipira:
Ntchito Zothandizira Odwala
Gawo lachidziwitso cha wodwala la mgwirizano wa mgwirizano pakati pa wopereka ndi wothandizira limaphatikizapo zambiri zokhudzana ndi zofunikira zachipatala ndi ntchito. Wolalikira aliyense akhoza kukhala ndi tanthauzo lake la zofunikira zachipatala zozikidwa pa ndondomeko yeniyeni: "Mwachindunji ponena za mautumiki, mankhwala, zinthu, kapena zochitika zokhudzana ndizofunikira ndi zoyenera malinga ndi umboni wa zachipatala ndi machitidwe azachipatala kuti azindikire ndi / kapena matenda kapena kuvulala kapena mankhwala, ntchito, kapena ntchito zomwe zidzalimbikitsa thanzi la wodwalayo kapena kuti kusakhala chimodzimodzi kumadwalitsa wodwalayo. "
Zofunikira zogwiritsira ntchito zikuwonetseratu zotsatila zopezera chizindikiritso, chisanayambe chilolezo, kapena zofunikira zina zomwe zimaperekedwa kuti cholinga chake chikhale chotsimikizika kuti munthu ali ndi khalidwe lachilombo komanso kuwononga ndalama.
Udindo Wachifundo
Odala onse amafuna kuti wodwala akhale ndi gawo la madola awo a zamankhwala. Udindo wodwala uwu ukuyimiridwa ndi deductible, copayment, ndi coinsurance ndalama. Chigwirizano pakati pa wobwezera komanso wopereka nawo mbali chikuwonetsanso kuti woperekayo akufunika kuti ayesetse kulandira udindo wa wodwalayo.
Zofunikira Zolalikira
Malamulo a ngongole angasinthe malinga ndi wothandizira komanso zomwe zili mu mgwirizano wopereka nawo gawo. Zosowa izi zikutanthawuza tsatanetsatane wokhudzana ndi chidziwitso, kulembedwa kwa madandaulo, kufotokozera fomu, kufotokoza kwa nthawi yake, zolemba zachipatala ndi zolembedwa, ndondomeko zopempha, komanso kubwezera.
Kusankha ngati mungakhale nawo wopereka nawo gawo kumadalira wokhoma ndi momwe kudzakhalira kopindulitsa pokwaniritsa zolinga za bungwe.
Omwe Sali Ogwira nawo (Osakhala Pakati)
Omwe sakhala nawo kapena osakhala nawo mbali ndi madokotala kapena ena othandizira zaumoyo omwe sanagwirizane kuti alowe mgwirizano ndi wothandizira inshuwalansi, mosiyana ndi opereka nawo ntchito. Iwo angathenso kutchedwa osowa a pa Intaneti .
Kusiyana kwakukulu pakati pa opereka nawo mbali ndi osakhala nawo mbali ndi kusatsimikizika. Othandizira omwe amasankha kukhala osakhala nawo gawo alibe chitsimikizo chakuti adzalandira malipiro kuchokera kwa wothandizira inshuwalansi.
Kukhala ndi Chizindikiro Choleza Mtima Mphatso Yopindulitsa
Kupatsidwa mawonekedwe opindulitsa ndi mawonekedwe omwe amalola kampani ya inshuwalansi ya inshuwalansi kupereka malipiro mwachindunji kuchipatala, kuchipatala kapena kuchipatala kuti chithandizocho chilandire.
Ngakhale kuti ntchito yopindula sizitsimikizira kuti wobwezera adzabwezera wothandizira omwe sali wothandizira, wothandizirayo akhoza kulandira malipiro a milandu yonseyo. Omwe sali ochita nawo ntchito saloledwa kusintha kapena kuchotsa gawo lililonse la milandu yonseyo popeza sakugwiridwa.
Pakhoza kukhala zina zosiyana makamaka kwa osakhala othandizira omwe amasankha kulandira ntchito kwa odwala Medicare. Medicare imafuna kuti anthu omwe sali othandizira omwe amavomereza kuti alandire gawo lovomerezeka kuti asaloledwe ngati malipiro athunthu.
Chinthu chinanso chovuta kukhala wosakhala wothandizira ndi chakuti odwala amalimbikitsidwa ndi kampani yawo ya inshuwalansi kuti agwiritse ntchito ogwira nawo ntchito okha. Izi zikhoza kukhala zolepheretsa kwa wothandizira chifukwa cha chiwerengero cha odwala omwe angakhale akutaya kwa opereka nawo ntchito.