Kodi ndinu oyenerera ku Medicare?
Medicare imapereka chithandizo kwa anthu mamiliyoni ambiri, 56.9 miliyoni mu 2014. Ambiri amasiyidwa opanda chithandizo. Ndikofunika kudziŵa kuti ndi liti ndipo ngati muli oyenerera kugwiritsa ntchito phindu pulogalamuyi. Ngakhale Medicare.gov imapereka chojambulira choyenerera, icho chikhoza kukhala chosokoneza. Kumvetsa ndendende zomwe zofunikirazi zidzakuthandizani kumvetsa bwino ntchito ya Medicare .
Kukhala ku America
Medicare ndi chithandizo chamankhwala chomwe chimadulidwa pang'onopang'ono ndi ndalama za msonkho. Ndi ndalama za federal pamzerewu, sizosadabwitsa kuti boma likufuna kusunga miyendo yolimba pazinthuzi. Makamaka, akufuna kuti mutsimikizire kuti ndinu nzika kapena mtsogoleri wamuyaya wa ku United States.
Mwachidule, ngati simuli nzika ya US, mukufunikira Green Card.
Simukuyenera ku Medicare ngati:
- Muli ku United States pa visa.
- Wokwatiwa ndi nzika ya US kapena wokhala mwalamulo wamuyaya, koma siwe wekha.
Ngakhale kuti nthawi zina ukwati ukhoza kukuthandizani kuti mukhale omasuka Gawo A zopereka zapadera , muyenera kuyamba kukwaniritsa ufulu wanu wokhala nzika komanso / kapena malamulo omwe mukukhala nawo musanayambe kuganiziridwa ndi Medicare.
Kukhazikika Kwalamulo ku United States
Momwe boma likufunira kuti Medicare likhale lala. Sikuti muyenera kukhazikitsa malo okhazikika ku United States, komabe muyenera kukhalabe ndi zaka zisanu.
Monga Green Card mwini, nthawi ndizofunika. Ngakhale mutadutsa zaka zisanu ngati munthu wokhalitsa, simungapereke thandizo kwa Medicare pokhapokha mutakhala ku United States pazaka zisanu zotsatizana musanayambe kugwiritsa ntchito.
Mwachitsanzo, Maria wakhala ndi Green Card ya US kwa zaka zisanu ndi chimodzi ndipo adzakwanitsa zaka 65 mu 2018. Komabe, amakhala kunja kwa dziko la 2017. Koma mwatsoka, sangakhale woyenera kugwiritsa ntchito Medicare mu 2018 Ayenera kukhala ku United States kwa zaka zina zisanu zotsatila asanayambe kukonzekera.
Kupeza Green Card
Mukhoza kukhazikitsa malamulo amodzi mwa njira izi, koma musayembekezere kuti zikhale zophweka kapena zofulumira. Ndondomekoyi ikhoza kutenga paliponse kuchokera miyezi mpaka zaka musanapeze Green Card. Mapulogalamu onse ayenera kuvomerezedwa ndi Ufulu wa Udzikiti ndi US Immigration Services (USCIS) pansi pa Dipatimenti Yopezeka Padziko Lonse. Komabe, kusamukirabe kumakhalabe nkhani yotentha. Onetsetsani kuti muyang'ane ndi USCIS kuti muwone momwe akuchitira panopa.
Kuyambira mu 2017, muli oyenerera Green Card:
- Kudzera mu chitetezo kapena obwera kwawo. Ngati boma la US likupatsani chitetezo, mungakhale oyenerera kukhala osakhala okhazikika kwa chaka chimodzi mutalowa mu United States. Izi zimakhala choncho pokhapokha ngati malo anu othawirako kapena othawa kwawo asanathe.
- Kupyolera mu zosiyanasiyana Zolemba za Visa za Asodzi. Ngati mumakhala m'dziko lomwe lili ndi chiwerengero cha anthu othawira ku United States, mungagwiritse ntchito lotiloti ya Visa pachaka. Anthu okwana 50,000 ochokera kunja angalandire Visa kudzera pulogalamu ya DV.
- Kudzera mwa abwana anu. Wobwana akhoza kukuthandizani kudzera mu pempho la ntchito. Bwana wanu ayenera kutsimikizira boma kuti palibe nzika ya US kapena malamulo omwe sali woyenera komanso okonzeka kuchita zomwe mukupatsidwa.
- Kupyolera mu malonda. Ngati mumagulitsa ndalama ku kampani ya ku America, inu, mnzanuyo ndi ana anu mungaganizidwe kukhala malo osatha. Izi zidzafuna ndalama zosachepera $ 500,000 kudera ladziko kumene kulibe kusowa kwa ntchito kapena kusowa kwakukulu, mwachitsanzo, kumidzi. Apo ayi, ndalama zosachepera $ 1,000,000 zidzakhala zofunikira. Muyeneranso kutsimikiziranso kuti ndalama zanu zimathandizira osachepera khumi ntchito za nthawi zonse kwa antchito oyenerera a US.
- Kupyolera mwa membala wa m'banja. Ngati wachibale wanu ndi nzika za ku United States kapena akukhala mwalamulo, angagwiritse ntchito kuti akuthandizani kuti mukhale malo ovomerezeka, mwachitsanzo, Green Card. Nzika za US zoposa 21 zakubadwa zimatha kuthandizira okwatirana awo, makolo, ana, abale awo, amasiye, ndi azimayi. Okhala ndi malamulo okhazikika amalephera kuthandizira okwatirana ndi ana awo. Mwa kutanthawuza, ana ali osakwatiwa ndipo osakwana zaka 21.
- Kupyolera mu luso lanu. Ngati ndinu wantchito wanzeru kapena wophunzira yemwe amapereka maofesi omwe amawoneka kuti ndi "opambana modabwitsa", mungagwiritse ntchito kwachindunji kwa boma kuti mukhale ndi malo ovomerezeka. Chochititsa chidwi, Bettina May, yemwe ndi wovina kwambiri, anapatsidwa imodzi mwazigawo za Green Cards zapadera m'chaka cha 2012. Muyenera kutsimikizira kuti ndinu abwino kwambiri m'munda mwanu.
Kupatulapo ku Malamulo
Monga ndi zinthu zambiri, nthawizonse zimakhala zosiyana. N'zotheka, ngakhale kuti sizodziwikiratu, kuti ukhale woyenera Medicare popanda kukhala nzika ya US kapena wokhala mwalamulo wamuyaya.
Izi zingakhale choncho ngati mutha kukhala ndi mwayi wopeza pantchito ya Social Security , Inshuwalansi ya Disability Disability Board, kapena Dipatimenti ya Railroad Retirement Board. Muyenera kukhala ovomerezeka ku United States kuti mukwaniritse mapulogalamuwa koma osati kuti mukhale ovomerezeka mwalamulo. Komanso, mungafunikire kukwaniritsa zofunikira zina zowonjezera zomwe mungachite kuti musamangoganizira za Medicare.
Mawu ochokera
Mukangoyamba kukhala nzika za ku America kapena malo ovomerezeka alamulo, muli panjira yopeza chithandizo chamankhwala kudzera ku Medicare. Chotsatira, muyenera kusonyeza chithandizo chamankhwala chofunikira kuchokera pa msinkhu wanu (zaka 65 kapena kuposerapo) kapena chifukwa cha kulemala kwa nthawi yaitali . Kumvetsetsa zofunikira izi zidzakuthandizani kupeza chisamaliro chomwe mukufuna.
> Zotsatira:
> Zolinga za Visa Zosiyana - Kulowa. US Department of State Bureau of Consular Affairs. https://travel.state.gov/content/travel/en/us-visas/immigrate/diversity-visa-program-entry.html.
> Khadi la Green. Webusaiti Yovomerezeka ya Dipatimenti ya Kutetezera Kwawo - Ufulu wa US ndi Ufulu Wosamukira ku America. http://www.uscis.gov/greencard.
> Mankhwala othandizira oyenera komanso oyambirira. Webusaiti ya Medicare.gov. http://www.medicare.gov/eligibilitypremiumcalc/#
> Mankhwala olembetsa Medicare. Zochitika Zosatha Data Warehouse. https://www.ccwdata.org/web/guest/medicare-charts/medicare-enrollment-charts.