Osati Kulemala Konse Kudzakuthandizani
Si onse omwe ali oyenerera Medicare ali ndi zaka 65 kapena kuposa . Ngakhale kuti nzika zapamwamba zakhala zikuwonjezeka zosowa zachipatala, boma likuzindikira kuti pali anthu ambiri omwe ali ndi matenda aakulu. Anthu olumala amayenera kulowa muyiyiyi.
Funso ndilo: Nchiyani chimene chimawerengedwa ngati olumala chifukwa cha kulandira kwa Medicare?
Kufotokozera Kulemala
Munthu wina atathyola mwendo wake, amatha kuikidwa pampando ndikupatsidwa uphungu kuti asanyamule mwendo. Kodi ali olumala? Mwinamwake panthawi yochepa koma mwachidziwitso kuchipatala masabata angapo kutali, kungakhale yankho lovuta kuti likhale lalitali. Kwa zolinga za Inshuwalansi Yopumitsa Bungwe la Social Security, vutoli liyenera kukhalapo osachepera miyezi 12.
Tsatanetsatane wa ulemala amatha kusiyana pakati pa munthu ndi munthu koma malangizo a Medicare amasiya malo osandulika. Wina ayenera kukhala wosasintha kwa nthawi yaitali. Mudzapeza njira zoyenera zolepheretsa kudwala kwa Medicare pokhapokha ngati mutagwera m'gulu limodzi mwa magawo atatuwa.
Muli ndi amyotrophic lateral sclerosis (ALS).
Matenda a Lou Gehrig, ALS ndi matenda opatsirana a ubongo omwe angabweretse minofu, kupuma komanso imfa. Zikuyesa kuti anthu 20,000 a ku America ali ndi ALS nthawi imodzi.
Kukula kwakukulu ndi kufulumira kwa matendawa kumafuna kuchuluka kwa chithandizo chamankhwala ndi ntchito.
Nthawi yomweyo mumalandira Medicare ndipo muyenera kugwiritsa ntchito mwamsanga. Palibe nthawi yolindira.
Muli ndi matenda otchedwa renal disease (ESRD).
Anthu oposa 10 peresenti ya anthu a ku America akuganiza kuti ali ndi matenda a impso , malinga ndi Centers for Disease Control and Prevention.
Anthu opitirira 100,000 amapitilira kukula kwa impso, omwe amatchedwanso matenda otchedwa renal stage , chaka chilichonse. Pamene impso zanu zikulephera, thupi lanu silingathe kufuta poizoni kuchokera kunja kwa thupi. Mudzafuna chithandizo cha dialysis kapena kusintha kwa impso kuti mukhale ndi moyo.
Mapindu anu opatsirana amayamba miyezi itatu mutayambitsa mankhwala a dialyse. Ngati mutenga impso, Medicare kulengeza sikungakhale nthawi yaitali. Pulogalamuyi idzapereka chithandizo kwa miyezi 36 kuchokera pakugwiritsidwa ntchito kwa Medicare. Pambuyo pake, ngati impso yanu yatsopano ikugwirabe ntchito, simudzakhalanso oyenera ku Medicare, ndipo mudzatayika.
Mumalandira Inshuwalansi Yopumitsa Bungwe la Social Security (SSDI) kwa olumala.
Matenda ena angapo amatha kukhala olemala. Kuti adziwe kuti ndi Medicare woyenera, munthuyo ayenera kuti adapitiliza ntchito yowonjezera ya inshuwalansi ya Social Security Disability Insurance . Njira iyi yokha ikhoza kutenga miyezi yambiri kuti ikwaniritse.
- Zitha kutenga miyezi itatu kapena sikisi kuti Social Security Administration ivomereze ntchito yanu. Njira yogwiritsira ntchito ikhoza kuthamangitsidwa ngati matenda anu ali pandandanda wa Compassionate Allowances Conditions.
- Kuvomerezeka kwa pempho lanu kumatsatiridwa ndi miyezi isanu ya kuyembekezera musanalandire phindu la SSDI.
Simukuyenera ku Medicare mpaka mutalandira madalitso a SSDI kwa miyezi 24. Kuonjezerapo nthawi zonsezi, mudikira miyezi isanu ndi iwiri, pazifukwa zabwino kwambiri, mpaka kwa miyezi 35 muzochitika zovuta kwambiri musanalandire madalitso a Medicare.
Izi zimatsimikizira boma kuti kulemala kuli kovuta kuti apeze thandizo la Medicare. The Social Security Administration inanena kuti 8,939 ogwira ntchito olumala adalandira mapindu olumala mu April 2015.
Mawu ochokera
Medicare si okalamba okha. Aliyense yemwe ali olumala chifukwa cha ALS, matenda obwera m'mbuyo otchedwa renal disease, kapena kulemala kwa SSDI, mosasamala za msinkhu wawo, ayenera kulandira Medicare. Pakhoza kukhala nthawi zodikira zosiyana malinga ndi kulemala kofunsidwa, koma ndikofunikira kugwiritsa ntchito mwamsanga kuti muteteze kuchedwa kulikonse. Tengani njira zoyenera kuti mupeze chithandizo cha umoyo chomwe mukusowa.
> Zotsatira:
> DI 23022.080 Mndandanda wa Zachifundo Zachifundo (CAL) Makhalidwe. Social Security Administration. https://secure.ssa.gov/poms.nsf/lnx/0423022080. Idasinthidwa pa September 15, 2017.
> National Chronic Kidney Disease Makhalidwe Abwino: Zowonetsera Zambiri ndi Zomwe Zikuchitika pa Matenda Odwala Matenda Amphamvu ku United States, 2014. Zomwe Zidzakhala Zosamalira Matenda ndi Kuteteza Matenda. http://www.cdc.gov/diabetes/pubs/pdf/kidney_factsheet.pdf.
> Kafukufuku, Zowerengera, & Kusanthula Ndondomeko - Mphindi Yowonjezereka ya Mwezi, April 2015. Social Security Administration. http://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/. Kusinthidwa May May 2015.
> ALS ndi chiyani? ALS Association. http://www.alsa.org/about-als/what-is-als.html.