Inshuwalansi ndi Zodalirika Zopereka Chithandizo Chamtengo Wapatali
Mukhoza kukhala ndi chidwi chochita nawo chiwopsezo cha matenda a khansa koma mukudandaula kuti mudzayenera kulipira kapena kulipira m'thumba kuti mupeze ndalama zothandizira. Tiyeni tifufuze za mtengo wa ndalama, ngati ulipo, wa kuyesedwa kwachipatala, ndi momwe izi zingakhudzire pa chisankho chanu.
Kodi Kachilombo ka HIV Ndi Chiyani?
Chiyeso cha kuchipatala ndi phunziro limene munthu amapereka mankhwala atsopano kapena chipangizo chatsopano cha matenda enaake.
Cholinga cha mayesero a kachipatala ndicho kudziwa ngati mankhwala kapena chipangizo chiri chogwira ntchito komanso chokhazikika. Kuti athe kutenga nawo mbali mu kuyesedwa kwachipatala, munthu ayenera kukwaniritsa zofunikira zina. Komanso, kutenga nawo mbali kumangopereka mwaufulu, ndipo pali malamulo ndi njira zowonetsera ufulu wanu monga wodzipereka, malinga ndi American Cancer Society.
Kodi Mavuto Achipatala Ali Free?
Ayi, mayesero a zachipatala siwamasulidwa. Winawake ayenera kulipira, koma kwa nthawi yambiri, si wodwalayo amene akulipira. Zambiri zamayesero a zachipatala ndi ophatikizidwa kapena ogulitsidwa payekha, kotero palibe mtengo kwa wophunzirayo.
Komanso, kuyambira chaka cha 2014, malinga ndi mtengo wodalirika wa ntchito , inshuwalansi yathanzi yatsopano imayenera kuwerengera ndalama zomwe zimaperekedwa kwa anthu omwe akugwira nawo ntchito zochiza khansa ndikukwaniritsa zofunikira zina. Nthawi zonse ndalama zoyamwitsa zimaphatikizapo mankhwala, mayesero, ndi maulendo omwe adokotala amachezera kuti munthu adziwe kuti ali ndi khansa komanso thanzi labwino.
Izi zikutanthauza kuti inshuwalansi silingalephere kulipira chifukwa munthu amadzipereka kuchipatala, ndipo sangatsutse munthu ufulu wawo wochita nawo chidziwitso cha kuchipatala mwa kuchepetsa kuunika kwa mayesero omwe akukumana nawo. Izi zikunenedwa, makampani a inshuwalansi sayenera kubisa ndalama za mankhwala enieni kapena chipangizo chomwe chikugwiritsidwa ntchito poyesedwa.
Palinso malamulo a boma okhudzana ndi inshuwalansi kuti azisamalira nthawi zonse. Malamulo awa amasiyana ndi boma. Mukhoza kuphunzira zambiri zokhudza kuwonjezereka kwa inshuwalansi kuti mutenge nawo mbali pazitsulo zamakono kupita ku webusaiti ya American Society for Clinical Oncology.
Pomaliza, ndibwino kudziŵa kuti Medicare imabweza ndalama zothandizira odwala omwe amapindula nawo. Kuti mumve zambiri zokhudza kufotokozedwa kwa mankhwala ndi Medicare, pitani ku www.medicare.gov kapena muitaneni 1-800-633-4227 (1-800-MEDICARE)
Kodi Zimenezi Zikutanthauza Chiyani kwa Ine?
Choyamba, ndi kofunika kuti mukambirane ndi dokotala komanso okondedwa anu kuti musamayesetsedwe . Kumbukirani, chifukwa ndi mayesero a chipatala, zotsatira zake sizidziwikiratu, kotero ziyembekezero zanu ziyenera kukhala zenizeni. Chachiwiri, zidziwitso momwe mungathere ndi kuyezetsa kuchipatala komanso mankhwala omwe mukukhala nawo. Chachitatu, ngati mukudandaula za ndalama, onetsetsani kutsimikiza ndi kampani yanu ya inshuwalansi ndi gulu la chisamaliro cha khansa kaya mutha kukhala ndi udindo pazomwe zilipo.
Zotsatira:
American Cancer Society. (2014). Zilinga za Mchipatala: Zimene Mukuyenera Kudziwa.
American Cancer Society. Ogwirizira apadera ndi lamulo latsopano la chisamaliro.