Ganizani inshuwalansi ya inshuwalansi sungapereke opaleshoni yokhayokha? Cholakwika. Inshuwalansi ya umoyo ikhoza kulipira opaleshoni yabwino. Ndipotu, njira zambiri zopaleshoni zomwe zimachitika ku United States ndi opaleshoni yosankha; zambiri zimalipiridwa, mwina mbali, ndi inshuwalansi ya umoyo. Ngakhale Medicare ndi Medicaid amapereka opaleshoni yokha.
Nsomba ndizokuti mapulani ambiri azaumoyo adzangopereka opaleshoni yokhayo yomwe ndizofunikira , ndipo maganizo anu a inshuwalansi a zomwe mukufunikira kuchipatala akhoza kusiyana ndi maganizo anu opaleshoni.
Chifukwa Chake Opaleshoni Yopaleshoni Yopaleshoni Imakhudza Anthu
Anthu amaganiza kuti inshuwalansi ya umoyo sichitha kuchitidwa opaleshoni yokhayokha chifukwa imasokoneza mawu akuti "kusankha" ndi mawu akuti "osati mankhwala oyenera." Iwo sali chinthu chomwecho.
Opaleshoni yosankha ndi njira yopaleshoni yomwe mungasankhe kukhala nayo, kapena kusankha osankhidwa kuti musakhale nawo. Opaleshoni ina yosankha ndizofunikira; ena sali.
Ndondomeko iliyonse ya thanzi idzakhala ndi tanthauzo losiyana la mankhwala. Komabe, kawirikawiri, mankhwala opaleshoni oyenera:
- Kutenga kapena kupeza matenda, kuvulala, kufooka, matenda, kapena zizindikiro zazikulu monga ululu waukulu.
- Zingakhale zofunikira kuti thupi lanu ligwire ntchito momwe liyenera kukhalira, kapena pafupi ndi momwe zingathere.
Zitsanzo za Kuchita Opaleshoni Yosasankhidwa ndi Opaleshoni Yofunika Mwachipatala
- Kusankha ndi Mwamwayi N'kofunikira . Muli ndi nyamakazi yambiri yamondo . Mwayesapo mankhwala monga mapiritsi ophatikizana, mankhwala osagwiritsidwa ntchito poletsa kutupa, ndipo ngakhale ataya kulemera kwake. Mukuvutikira kukwera ndi kutsogolo masitepe anu am'mbuyo. Dokotala wanu wa opaleshoni wamatenda akuti mumasowa mawondo . Mukukonzekera opaleshoni ya September wotsatira chifukwa zidzukulu zanu zikuyendera m'chilimwe ndipo simukufuna kubwezeretsa panthawi yawo.
Kuchita opaleshoni ndikofunikira chifukwa chakuti mukufunikira kuti bondo lanu liyende bwino kwambiri momwe likuyenera kukhalira. Kuchita opaleshoni kumasankha chifukwa mungasankhe kuchezetsa mpaka September, sankhani kukhala nawo sabata yamawa kapena musankhe kuzisiya kwathunthu ndikungoyendayenda ndikumva ululu. Mapulani ambiri azaumoyo angayende opaleshoni iyi.
- Osasankhidwa & Mwamwamwino N'kofunikira. Mukuwombera mu khosi mu ngozi ya kusaka. Mutha kutaya magazi ochulukirapo ndipo mukukumana ndi mavuto. Mwatengedwera ndi helikopita kumalo opweteka kumene mumatengedwera ku opaleshoni mwamsanga.
Opaleshoni yosayembekezereka sinali yosankha. Ngati mutasankha kusiya opaleshoniyi, mukanafa mwamsanga. Kuchita opaleshoni sikukanatha kusinthidwa. Ndipotu, mudali ndi mwayi wokhala nawo mpaka chipinda chogwiritsira ntchito. Kuchita opaleshoniyi kunali kofunikira kuti munthu azitha kutaya magazi, kuteteza mpweya wanu, ndi kukonza kuwonongeka kwa chilonda cha mfuti. Zolinga zambiri zaumoyo zikhoza kuchitidwa opaleshoni iyi, ngakhale, malinga ndi zochitika za ngoziyi, pakhoza kukhala ndi funso lina la udindo wa wobotcherayo.
- Kusankha Koma Osati Mwamwafunikira Kufunikira . Mukuwona zizindikiro za ukalamba ndipo simukukondwera ndi momwe mukuwonekera. Mudayesa Botox ndi madontho odzera , koma mumamva ngati mukuwoneka bwino. Dokotala wochita opaleshoni amapanga kuti zonsezi ndizo njira yokhayo yomwe ingakuthandizeni. Mukukonzekera mwezi wotsatira.
The facelift sizofunikira mankhwala chifukwa nkhope yanu imakhala bwino. Mukhoza kutseka ndi kutsegula maso anu moyenera, kupeza chakudya mkamwa mwako, ndikuchisunga. Facelift imasankha chifukwa mungasankhe kukhala nayo kapena kusankha kusakhala nayo. Mapulani ambiri azaumoyo angakane opaleshoni iyi. Mwinamwake mudzayenera kulipira nokha.
Mapulani ambiri azaumoyo adzagwira opaleshoni yokhayo yomwe ndi yofunika ngati mukutsatira malamulo a zachipatala. Ngati ndondomeko yanu yaumoyo imapempha chilolezo , dziwani. Ngati dongosolo lanu la thanzi likufuna kuti mugwiritse ntchito wothandizira pa intaneti , chitani izi. Ngati ndondomeko yanu yaumoyo sagwirizana kuti opaleshoni yanu ndi yofunika, ndiye kuti simungathe kulipira.
Ngakhale pamene dongosolo la thanzi likuphatikiza opaleshoni yosankha, nthawi zambiri salipira 100% ya mtengo. Njira yothandizira opaleshoni ikanakhala yokonzedweratu kugawidwa kwa ndalama, kotero inu mukhoza kulipira deductible kapena coinsurance .
Malo Amdima
Nthawi zina ndondomeko ya thanzi imatha kuchitidwa opaleshoni yosankhidwa ngakhale kuti sizowona kuti ndizofunika kuchipatala. Mwachitsanzo, inshuwalansi yambiri imaphatikizapo kubwezeretsa m'mawere kapena kupaleshoni kwa m'mawere pambuyo pa kugonana kwa khansa ya m'mawere. Mapulani ambiri azaumoyo amapanga ma opaleshoni oyambitsa matenda monga tubal ligation ndi vasectomy.
Nthawi zina mungaganize kuti ndondomeko ndi yowonjezera, komabe kampani yanu ya inshuwalansi yowona zachipatala imatsutsa. Pazochitikazi, muli ndi ufulu wodandaulira chisankho chimenecho.
Tsopano kuti mukudziwa inshuwalansi ya umoyo imapereka opaleshoni yokhazikika, onani zomwe mukuganiza molakwika zomwe muli nazo pa inshuwalansi ya umoyo.