Kodi Mukuyenerera?
Milandu yeniyeni iyenera kukonzedwa kuti iyenerere Inshuwalansi ya Ulemala ya Social Security (SSDI). Bwalo la Congress la United States lafotokozera kulemala, pofuna kukwaniritsa zopindulitsa za ogwira ntchito zolemala chifukwa cholephera kugwira ntchito iliyonse yopindula chifukwa cha zovuta za thupi kapena zapamwamba zomwe zingatheke kupha kapena zomwe zatha kapena tingayembekezere kukhalapo kwa nthawi yosapitirira miyezi 12.
Munthu sayenera kukwanitsa kuchita ntchito yake yapitayi koma sangagwire ntchito ina iliyonse yopindula yomwe ilipo mu chuma cha dziko lonse, ndikuyang'ana anthu:
- zaka
- maphunziro
- kazoloweredwe kantchito
Zili zosaoneka ngati ntchito imeneyi ilipo mwamsanga, kapena ngati pali ntchito yeniyeni yeniyeni, kapena ngati wogwira ntchitoyo angalembedwe ngati apempha ntchito.
"Kulephera kwa wogwira ntchito kapena vuto linalake liyenera kukhala chifukwa chachikulu cholephera kugwira nawo ntchito zopindula ngakhale kuti zaka, maphunziro, ndi zochitika za ntchito zimagwiritsidwanso ntchito pozindikira kuti ogwira ntchito angathe kugwira ntchito kupatula ntchito yapitayi".
5 Njira Yothetsera Kuzindikira Kulemala
1- Kodi mukugwira ntchito? Ngati muli ndi malipiro anu oposa $ 860 pamwezi, simungathe kuonedwa kuti ndinu olumala. Zindikirani: Mtengo uwu ukuwonjezeka pachaka.
2- Kodi matenda anu ndi ovuta? Kuwonongeka kwanu kuyenera kusokoneza ntchito zofunikira zokhudzana ndi ntchito zomwe mukufunira kuti ziganizidwe.
3- Kodi mkhalidwe wanu umapezeka mndandanda wa zolepheretsa kuvulaza? Social Security ili ndi mndandanda wa zovuta kwa thupi lalikulu lomwe liri lalikulu kwambiri ndipo limatanthauza kuti ndinu olumala. Ngati mkhalidwe wanu suli mndandandanda, Social Security iyenera kusankha ngati ndi yofanana kwambiri ndi kuwonongeka kwa mndandandanda, ndipo ngati zili choncho, pempholo likuvomerezedwa.
4- Kodi mungathe kuchita ntchito yomwe munachita kale? Ngati mkhalidwe wanu uli wovuta koma wosakhala wofanana kapena wofanana ndi vutoli, List Security ikuganiza ngati ikulepheretsani kuchita ntchito yomwe munachita m'zaka 15 zapitazo. Ngati sizitero, zomwe mukutsutsa zatsutsidwa. Ngati izo zitero, kulingalira kwina kumaperekedwa.
5- Kodi mungachite ntchito ina iliyonse? Ngati simungathe kuchita mtundu wa ntchito zomwe munachita m'zaka khumi ndi zisanu zapitazi, Social Security imasankha ngati mungathe kuchita ntchito ina iliyonse poganizira za zaka, maphunziro, zochitika zam'ntchito, ndi luso lotha kusintha. Ngati simungathe kuchita ntchito ina iliyonse, pempho lanu limavomerezedwa. Ngati mungathe, pempho lanu laletsedwa.
Kodi Kukhazikika Kwambiri N'kutani?
Kukhala ndi mphamvu zogwira ntchito (RFC) ndizo zonse zomwe zatsala zomwe zingathe kuchita pambuyo polephera kuwonongeka. Social Security ikuwonetsera kukula kwa ntchito m'magulu a:
- ntchito yokhala pansi
- ntchito yowala
- ntchito yapakati
- ntchito yolemetsa
Ntchito yosakhalitsa
Ntchito yopanda ntchito imatanthauzidwa kuti "ikuphatikizapo kukweza mapaundi oposa 10 pa nthawi ndipo nthawi zina imakweza ndi kunyamula zida monga mafayiketi a madokota, otsogolera, ndi zipangizo zing'onozing'ono". Ngakhale kuti kukhala pansi kumagwira ntchito yowonjezera, kuyenda ndi kuimirira kumafunikila pokhapokha.
Kuima ndi kuyenda sikuyenera kupitirira maola awiri pa ola limodzi la ola limodzi la ola limodzi patsiku la ntchito pokhala pansi likanakhala pafupifupi maola 6 pa ola limodzi la ola limodzi. Ntchito zambiri zopanda malire zimakhala zofunikira kuti zikhale zoyenera kutsogolo.
Kuwala kumagwira ntchito
Ntchito yowunikira imatanthawuza kuti "kukweza mapaundi osachepera 20 panthawi imodzi ndi kukweza kapena kunyamula katundu wolemera makilogalamu khumi". Kukhala ndi maimidwe abwino ndi kuyenda, maola 6 ola limodzi la ola limodzi la ola limodzi, ndilofunika kuti ntchito izi zizichitika. Kugwiritsa ntchito bwino manja ndi manja kuti agwire ndikugwira ntchito n'kofunikanso. Malo okhalapo omwe akuphatikizapo kukankhira ndi kuwongolera kwakukulu kwa kuyendetsa manja kapena phazi kungaphatikizidwe mu gulu la ntchito yowala.
Chiwerengero chachikulu cha RFC
- Mu msinkhu wa zaka 18-44, mphamvu zowonjezera zotsalira zogwiritsidwa ntchito zimaloledwa ndi "zocheperapo".
- Kwa anthu odziwa kuwerenga ndi maphunziro omwe ali pakati pa zaka 45-49, chiwerengero chachikulu cha RFC chiloledwa ndi "osachepera".
- Pakati pa zaka makumi asanu ndi zisanu ndi ziwiri, ndi kulingalira zoperekedwa ku maphunziro, ndi zochitika zam'mbuyomu za ntchito, chiwerengero chachikulu cha RFC chimawonjezeka kuti chikhale chokhazikika, chowala, kapena chokhalapo.
Mkhalidwe wa "Zowawa"
Mu 1984, Congress inadutsa Social Security Disability Benefits Reform Act, yomwe inalongosola chikhalidwe cha chiweruzo pa ululu. Ilo linati:
"Mawu a munthu pankhani ya ululu kapena zizindikiro zina sizowona zokhazokha zokhudzana ndi kulemala monga momwe tafotokozera mu gawo lino; payenera kukhala zizindikiro zachipatala ndi zofukufuku zomwe zakhazikitsidwa ndi njira zachipatala zovomerezeka kapena zamatenda zomwe zimasonyeza kuti pali vuto la mankhwala Kuchokera ku zovuta za thupi, zakuthupi kapena zamaganizo zomwe zikhoza kuyembekezera kuti zibweretse ululu kapena zizindikiro zina. "
Ngakhale kuti ntchitoyi inatha nthawi ya 1986, idakhala yoyenera ya chiweruzo. Mu 1988, Social Security inalamula kuti sikuyenera kukhala umboni weniweni wa kuchuluka kwa ululu.
Zinthu Zogwiritsidwa Ntchito pa Chilango Cha Chiweruzo
Pali zifukwa zingapo zomwe zimagwiritsidwa ntchito pamaganizo oyenera a ululu kuphatikizapo:
- mtundu wa ululu
- malo
- ayambe
- nthawi
- nthawi zambiri
- ma radiation
- kupweteka kwambiri
Zinthu Zina
Zinthu zina zomwe ziyenera kuganiziridwa potsimikizira umboni wa ululu ndi awa:
- chimene chimayambitsa kupweteka ndikuchiipitsa
- dzina, mlingo, mphamvu, ndi zotsatira za mankhwala opweteka
- chithandizo cha kupumula kupweteka kupatula mankhwala
- zoletsa ntchito
- zochitika za tsiku ndi tsiku
Zizindikiro Zina ndi Matenda Aakulu
Matenda ena ambiri azaumoyo angathe kusokoneza mwachindunji mphamvu za munthu kugwira ntchito. Zotsatirazi zimaperekedwanso kulingalira mu ndondomeko yowonongeka. Zinthu zomwe zingakambidwe zingaphatikizepo mavuto a umoyo monga:
- nkhawa
- kudandaula
- mavuto a m'mimba
- Kulephera kuganizira
- kumutu
- chizungulire
- kusokonezeka kwagona tulo
- kugona
- kutopa kwakukulu
Mndandanda wa Zovuta
Mndandanda wa zofooka zazikulu zomwe amagwiritsidwa ntchito ndi Social Security Administration kuti athetse milandu yolemala ku Cholinga cha Social Security Disability (Blue Book).
Matenda a nyamakazi amaganiziridwa pansi pa Musculoskeletal Body System ndipo ali ndi mndandanda wa zolemba zamankhwala kapena magulu.
Maselo a Musanloskeletal 1.00
1.01 Mitundu Yopweteka, Musculoskeletal
1.02 Matenda a nyamakazi yogwira ntchito ndi nyamakazi zina zotupa
1.03 Matenda a nyamakazi a cholemetsa chachikulu cholemera (chifukwa cha chifukwa china)
1.04 Matenda a nyamakazi yaikulu imodzi pamtunda (chifukwa cha chifukwa china)
1.05 Kusokonezeka kwa msana
1.08 Osteomyelitis kapena septic nyamakazi (yotengedwa ndi x-ray)
14.00 Immune System
14.01 Mtundu wa Matenda, Matenda a Immune
14.02 Zosintha lupus erythematosus
14.04 Zokwanira za sclerosis ndi scleroderma
Mavuto Otsogolera Pakulandira Mapindu Okhudzana ndi Kulemala
Anthu oposa 1 miliyoni amapereka madalitso opindula ndi Social Security Administration chaka chilichonse.
- Nkhani yoipa ndi yakuti, pafupifupi awiri pa atatu omwe amapempha zopindulitsa adzakanidwa.
- Uthenga wabwino ndi wakuti, chithandizo cha akatswiri chilipo kuti chithandize pa ndondomekoyi ndikukonzekera zovuta zanu kuti mupambane mlandu wanu.
- Olemala Pachikhalidwe: Kodi Mungayankhe Bwanji - Pang'onopang'ono
Kodi Mukufunikira Kuimira?
Ngakhale kuti poyamba zinalengedwa kuti zikhale zosavuta kuti anthu adziyimire okha, sizinatengere nthaŵi yaitali kuti oimira athe kutenga nawo mbali muchitidwe wolemala. Kuyimilira mu vuto lachisungiramo chachitetezo chaumoyo kungakhale lofunika kuyambira:
- kuphunzira zambiri za dongosolo kungakhale kovuta.
- malamulo ali ovuta kwambiri.
- akatswiri amadziwa zambiri za ndondomekoyi.
- akatswiri angapangitse kuti musamapindule nazo.
> Zotsatira:
> SSA Publication No. 05-10029, 5/1996
> Mmene Mungayankhire ndi Kupambana Zopindulitsa za SSA, 1997 Edition 3, lolembedwa ndi Frederick A. Johnson