Kodi ndinu dokotala yemwe akuyang'ana kuti asinthe ntchito yanu m'njira ina? Kodi ndiwe wogwira ntchito zachitukuko yemwe angakonde kugwiritsa ntchito luso lanu kumunda wathandizi? Kodi ndinu kholo kapena mwana kapena mnzanu amene wapita kuchipatala m'malo mwa wokondedwa ndipo akufuna kuchita ntchito yotere kwa ena? Kodi ndinu wazamalonda kufunafuna malo omwe akukula mumsika? Kodi ndinu mnzako kapena mnzanu amene muli ndi nthawi yomwe mukufuna kuikapo pothandiza ena, mwina ngati wodzipereka? Kodi muli ndi chidwi ndi ntchito yathanzi ndipo mukufufuza mwayi?
Ngati munayankha "inde" pafunso ili lililonse, mukhoza kukhala ndi chidwi, luso, ngakhale ziyeneretso zomwe mukufunikira kuti mukhale woleza mtima kapena woyenda panyanja. Chifukwa pali zinthu zambiri zomwe zimakhala zolekerera , zosiyana siyana ndi zofuna za ovomerezeka ndi odwala. Iyi ndi nkhani yabwino ngati mukuganizira ntchito, ntchito, kapena malo odzipereka monga woimira.
"Kuleza mtima kwachikondi" kumaonedwa kuti ndi ntchito yotsutsa. Magazini yamalonda ndi US News & World Report akhala akudziwitse monga ntchito yomwe ikubwera yokha.
Pano mungapeze chidziwitso cha chidziwitso kwa iwo omwe akufuna kupereka maulendo othandizira mwa njira izi:
- Thandizo la Zamankhwala / Kusamukira (osati zofanana ndi Thandizo lachipatala)
- Thandizo la Inshuwalansi
- Thandizo Lathanzi la Pakhomo
- Mkulu kapena Wothandizira
Zambiri mwazomwe zili mu mutu uno zikufotokozera ubale wina ndi mzake pakati pa wodwala ndi wothandizira, ngakhale nthawi zina woyimilira angagwire ntchito ndi banja la wodwala kapena ena omwe akukhudzidwa ndi chisamaliro cha wodwalayo.
1 -
Chimene Chimapangitsa Woimira Woleza Mtima Woleza MtimaOthandizira omwe angathandize odwala pogwiritsa ntchito matenda ndi matenda - ngati zikutanthawuza kuwathandiza kukambirana ndi akatswiri azachipatala, kugwira nawo ntchito kuti apange chisankho cha mankhwala, kapena kuwathandiza kupeza madokotala oyenera kuwathandiza - angafunikire maziko a thanzi labwino mankhwala, monga dotolo, namwino kapena ntchito zina zamankhwala.
Ovomerezeka amene akufuna kupereka chithandizo chachipatala, zapakhomo kapena zokalamba ayenera kuthandizidwa kukhala anthu komanso kukhala oleza mtima kwambiri.
Amene akufuna kugwira ntchito ndi okalamba kapena ana aang'ono kwambiri amafunikira kuleza mtima ndi kuyamikira za magulu awo a msinkhu.
Amene amasankha malonda a inshuwalansi ndi kubwezera ayenera kuwona momwe ntchito yobwezeretsera ndalama zimagwirira ntchito, kuphatikizapo ndalama, ndalama zothandizira ndalama , komanso zopereka ndalama . Kumvetsetsa kachitidwe ka malipiro ka boma monga Medicare ndi Medicaid, kuphatikizapo luso la masamu ndilofunikira.
Kuti mukhale wovomerezeka wodwalayo ndikuyamba bizinesi yanu yolengeza odwala, muyenera kumvetsetsa zofunikira zamalonda.
Zolinga zonse zimafuna luso loyankhulana bwino, luso lomvera chisoni (koma osamvetsetsa ngati kutaya mtima), luso la bungwe, kuyang'anira nthawi yabwino, luso lochita kafukufuku kuthetsa mavuto, kulumikizana kuti athetse mavuto, komanso kuthekera kugwirizana ndi anthu osiyanasiyana, kuphatikizapo odwala, mabanja awo, ndi akatswiri.
Kuonjezera apo, otsogolera odwala bwino ayenera kukhala okhulupilika, ndipo amatha kulemekeza ndi kulemekeza kwa ena ambiri omwe akudwala.
2 -
Amalonda ndi Mabungwe Amene Amalemba Othandiza Oleza Mtima Kuti Awagwire NtchitoPali mitundu yochepa ya maulendo olimbikitsa ntchito.
Gwiritsani ntchito chipatala, chipatala cha rehab, kapena malo ena omwe amalemba ovomerezeka odwala. Ambiri ali ndi malo amtundu wa makasitomala. Ena mwa ovomerezekawa ali ndi chiyambi mmagwiridwe a anthu kapena mitundu ina ya makasitomala. Pamene akuvutika-kuwombera ndi kuthana ndi mavuto kwa odwala, ambiri a zisankho zawo ayenera kupititsa patsogolo malowa osati kwenikweni kwa wodwalayo.
Gwiritsani ntchito kampani ya inshuwalansi, kawirikawiri ndi HMO (Health Maintenance Organization). Ena mwa machitidwe omwe amatha kusamalira ogwira ntchito zaumoyo amagwiritsa ntchito othandizira. Iwo angatchedwe "oleza mtima" kapena "oyang'anira magulu." Otsatirawa amayendetsa kayendetsedwe ka kayendetsedwe ka kayendedwe kake ka mankhwalawa. Ntchito yawo yaikulu ndi kupulumutsa ndalama, koma angathandizenso odwala omwe akuvutika kuti adziwe komwe angatembenuke.
Gwiritsani ntchito matenda osapindulitsa kapena gulu lachikhalidwe. Amene amagwira ntchito m'mabungwe amenewa nthawi zambiri amalimbikitsa odwala pamtima, ngakhale ntchito zawo zingawoneke ngati kukweza ndalama kapena maphunziro a odwala. Ntchitoyi siingakhale yothandizira, wovomerezeka yekha, koma akadali mawonekedwe olimbikitsa.
Gwiritsani ntchito bungwe la boma. Otsatira oleza mtima kapena oyang'anira magulu amagwira ntchito machitidwe a zaumoyo a boma kawirikawiri ku unamwino, kapena ntchito zaumphawi / mphamvu za anthu. Ambiri mwa chithandizochi amaperekedwa kwa odwala omwe amadalira Medicare , Medicaid , kapena machitidwe ena a boma kuti athe kulipira chithandizo chawo chaumoyo.
Gwiritsani ntchito nokha. Yambani bizinesi yolengeza odwala. Pambuyo pa kufunikira luso lakulankhulirana, kuyambitsa bizinesi yanu yothandizira odwala kudzayitana pa ziyeneretso ndi maluso ena omwe mungapindule mokondweretsa. Pali njira zenizeni zomwe mungagwirizane nazo pomanga bizinesi yothandiza odwala .
3 -
Otsatira Oleza Mtima Amene Amagwira Odwala OdwalaNthawi zina wodwala kapena banja lake, makamaka, ndi abwana. Wodwala angagule munthu kapena bizinesi kuti amuyimire kudzera kuchipatala, inshuwalansi, kapena milandu. Chifukwa wodwalayo amalimbikitsa kugwira ntchito mwachindunji kwa wodwala, kukhulupirika kwake kumatha kuganizira wodwalayo.
Gwiritsani ntchito gulu la odwala. Pali mabungwe omwe amaganizira za chithandizo chaumoyo, inshuwalansi, ndi mavuto a kayendedwe ka ndalama, ngakhale kuyika kumalo osungirako ana kapena kumwino. Iwo ndi mabungwe apadera kapena osapindulitsa amene amapereka malipiro operekedwa ndi wodwala kapena banja lake. Mabungwewa ayamba kugwira ntchito yaikulu kwambiri mu malo osamalira thanzi ndipo sikudzakhala nthawi yaitali kuti asakhale gawo la chithandizo chamankhwala chapadera ku US
Gwiritsani ntchito wodwalayo, wolipidwa ndi wodwala kapena banja la wodwalayo. Othandizira awa amathandiza omwe ali ndi vuto kuyendetsa dongosolo lachipatala omwe mwina sangapezeke kapena sangapeze chithandizo choyenera. Ena mwa ovomerezekawa amagwira ntchito pa mavuto a inshuwalansi kuthandiza kupeza zothandizira malipiro kapena kuthandiza odwala kuyenda njira zawo zowonetsera. Angakhale olembedwa ndi mamembala omwe amakhala kutali kwambiri kuti athandizire wokondedwa wawo wodwala, kapena amene amafunikira wosamalira wokondedwa wawo amene akudwala chifukwa ali kutali kuntchito tsiku lonse.
Ovomerezeka ambiri omwe amagwira ntchito paokha ndi odzigulitsa okha. Ena mwa amalondawa akupanga makampani othandizira ndipo angagwire othandizira ena kuti agwire nawo ntchito, kuti athandize odwala ambiri.
Odwala ambiri amalimbikitsa ndi odzipereka. Amathandiza okondedwa awo, achibale awo kapena abwenzi pa maudindo monga oyang'anira pambali pazipatala, osamalira, ochita kafukufuku - kapena nthawi zina gawo lawo lofunika kwambiri ndi kungogwira dzanja la munthu kapena ngakhale kuwatsogolera ku ntchito. Malipiro awo amabwera mwa mawonekedwe a kukhutira komwe kumabwera chifukwa chothandiza wina.
4 -
Zimafunika ZodziwikaChifukwa ovomerezeka odwala odwala ali atsopano kuchipatala, pali mipando yochepa chabe kapena mapulogalamu ovomerezeka omwe alipo. Otsatira ambiri oleza mtima ali odzidalira okha, akuchokera kumsinkhu wosiyana kuchokera ku unamwino kapena ntchito zina zamankhwala kupita kuntchito kapena maphunziro. Otsatira ena oleza mtima atangophunzira pa-ntchito-chithandizo chothandiza wokondedwa kuyenda njirayo, ndipo tsopano akuyembekeza kupititsa patsogolo mwayi umenewo mu ntchito kuthandiza ena.
Mapulogalamu omwe akukhalapo okhudzana ndi umoyo ndi oleza mtima alipo makamaka kwa iwo omwe akufuna kulandira digiri ya master, kapena kwa ophunzira azachipatala amene akufuna kuwonjezera kulengeza monga akugwirizana ndi madigiri awo azachipatala. Posachedwapa, mapulogalamu a intaneti apangidwa, naponso.
Maofesi azinthu angapeze chidziwitso chomwe chingapezeke mwa kuphatikiza maphunziro ndi kuyesedwa. Otsogolera ambiri ali ndi madigiri okalamba kapena madigiri a ntchito zapamwamba, ndikuyesa mayeso omwe amachititsa kuti ayenerere ntchito zomwe zimafuna kuti woyang'anira mlandu akhale woyenera. Ambiri amagwiritsidwa ntchito ndi chisamaliro chosamalidwa / HMO (mabungwe othandizira thanzi), kapena mabungwe a boma kuti agwire ntchito limodzi ndi odwala.
Kuchokera mu 2008, mapulogalamu angapo omwe amatchulidwa kuti Puloent Advocate Programs kapena Programme Health Advocate, ayamba kufunsa kuti apereke chidziwitso kwa oleza mtima. Mapulogalamu ambiri ndi abwino, koma popeza palibe oyenerera, sangathe kulonjeza kuti akuvomerezedwa kudziko lonse (kapena padziko lonse).
5 -
Chomwe Mukufunikira KudziwaUdindo woleza mtima ndi ntchito yopita patsogolo, ndipo omwe amatenga nthawi yophunzitsa okha ndi kumanga luso lawo ndi zomwe akudziwa adzapindula ndi ntchito yolimba komanso ndalama zabwino. Kotero, ndi chiyani chinanso chomwe mukufunikira kuti mudziwe ngati mukufuna kukhala woleza mtima?
Otsatira odwala omwe akufuna kukhala odzigwira okha amafuna kudziwa zomwe zimatengera kumanga bizinesi ya odwala, ndipo amadziwa bwino mayankho a mafunso omwe angakhale nawo odwala omwe angawafunse . Mutha kukhala wovomerezeka kwambiri padziko lapansi, koma ngati simungayankhe mafunso awa pa bizinesi yanu, odwala adzapitiriza kukonzekera wina.
Potsirizira pake, chifukwa chakuti maganizo oleza mtima ndi atsopano, ndipo chifukwa chakuti pali mavuto ambiri omwe akukumana nawo akuyesa kuyendetsa njira zaumoyo zamakono za ku America, ovomereza odwala angadabwe kumva kuti nthawi zonse salandiridwa kapena kulandiridwa bwino ndi opereka mankhwala.
Ovomerezeka omwe amasankha kukagwira ntchito kuchipatala ndi malo ena akhoza kupeza okhumudwa odwala ndi kukakamizidwa ndi olemba ntchito awo kuti achepetse ntchito yawo yolankhulira pokhapokha mutakhala wotsika kwambiri kuti mutumikire.
Ovomerezeka omwe amagwira ntchito mwachindunji kwa odwala adzapeza kuti odwala awo amayamikira komanso amamasulidwa, koma akatswiri azachipatala ndi olipira amawawoneka ndi kukayikira chifukwa sakumvetsa mpukutuwo.
Zokhumudwitsazi nthawi zambiri zimatha kugonjetsedwa pogwiritsa ntchito luso lolankhulana bwino - ndicho chifukwa chake ndizofunika kwambiri kuti azitha kulumikizana. Iwo sayenera kuletsa munthu wina ndi chidziwitso ndi chikhumbo chokhala woleza mtima popereka ntchito yopindulitsa kwambiri kuyesa.