Bungwe la Zamalonda la Zamankhwala Lingakhale ndi Fayilo Pa Inu

Mmene Mungapezere Fayilo Lanu Lachidziwitso la Zamankhwala kuti muwunike

Ambiri ogulitsa amadziwa bwino mabungwe olemba ngongole. Iwo amadziwa momwe timalipilira ngongole zathu komanso kuyang'anira ogulitsa ngongole athu kuti athe kusankha ngati atikongoza ndalama zomwe tikufunikira kuti tizipereka ngongole, ngongole za galimoto, makadi a ngongole ndi zipangizo zina za ngongole.

Koma odwala ambiri ogula ntchito amadabwa pozindikira kuti pali ofesi yofanana yokhudza zaumoyo, Medical Bureau Bureau (MIB).

Chokhazikitsidwa koyamba mu 1902, chimapereka chidziwitso chofunikira cha pafupifupi 500 magulu a inshuwalansi ndi moyo wa inshuwalansi ku North America omwe amafunafuna thanzi, ngongole, ndi zina zambiri zokhudza ogulitsa ogulitsa omwe amapempha kuti akhale inshuwalansi.

Cholinga cha MIB ndicho kupereka chidziwitso kwa akatswiri a kampani ya inshuwalansi kuti athe kudziwa omwe angalandire ngati inshuwalansi, kapena amene angakane. Malingana ndi MIB, amasonkhanitsa uthenga pa anthu 15 mpaka 20 peresenti ya anthu amene apempha za inshuwalansi kapena moyo wawo inshuwalansi.

MIB imati cholinga chake ndi "kuzindikira ndi kuletsa chinyengo chimene chikhoza kuchitika pakupeza moyo, thanzi, kupuma kwaumphawi, matenda ovuta, ndi inshuwalansi ya nthawi yaitali." Izi zimasungidwa, MIB imati, kuthandiza kuchepetsa malipiro ku inshuwalansi-ogula ogula.

Motsogozedwa ndi boma kuti likhale bungwe lodziwitsa ogula, ntchito zake ziyenera kumamatira ku US Fair Credit Reporting Act ndi Fair and Accurate Credit Transactions Act.

Kwa odwala-odwala, izi zikutanthauza kuti ziyenera kutsatira malamulo omwe akudziwitse monga mabungwe owonetsera ngongole omwe timawadziƔa bwino. Izi zikutanthauza kuti mumatha kupeza ma kopi alionse omwe akukugwiritsani ntchito, ndipo pali njira yothetsera mikangano.

Kodi MAC Ikusonkhanitsa Uthenga Wotani?

Zomwe zimasonkhanitsidwa ndi MIB zimakhala pa fayilo kwa zaka zisanu ndi ziwiri. Ngati wina wa mamembala ake apempha fayilo yanu m'miyezi 12 yapitayi, izo zidzatchulidwa ndi zolemba zanu.

Nchifukwa chiyani mamembala a MIB amafunikira kudziwa?

Chifukwa chomwe chidziwitsochi chimasonkhanitsidwa ndikuthandizira makampani ake omwe akugwira nawo ntchito kupanga zosankha zokhudzana ndi omwe angakhale moyo wautali komanso wathanzi.

Moyo, kulemala, inshuwalansi ya nthawi yaitali, ndi makampani ena okhudzana ndi zaumoyo akungofuna kuwalimbikitsa anthu omwe adzawononge kampani kuti afunika kulipira. Cholinga chawo ndicho kupanga ndalama, choncho amafuna kuika anthu okhawo amene adzalipire malipiro omwe angapereke ndalama zambiri kuposa kampani ya inshuwalansi.

Zomwe zimasonkhanitsidwa ndi MIB zimathandiza makampani a inshuwalansi kuti asankhe chomwe chingachitike kuti athandize kampaniyo kupeza phindu lake.

Ndani Angakwanitse Kupeza Zambiri za MIB?

Chifukwa chiyani izi ndi zofunika kwa odwala?

Monga zolemba zina zachipatala , odwala ayenera kudziwa kuti bungwe ilipo kuti liwathandize kupeza inshuwalansi yomwe angakonde kupeza.

Ngati mukuganiza kuti mudzagula mtundu uliwonse wa inshuwalansi, kulemala, nthawi yayitali kapena inshuwalansi yokhudzana ndi thanzi labwino m'zaka zingapo zikubwerazi, konzani zoti mupeze zolemba zonse za MIB zomwe zalembedwa kale kuti muwone kuti ndi zolondola.