Kodi thanzi lanu likhoza kukhala pangozi?
Palibe amene akufuna kutenga mwayi ndi thanzi lawo koma ndicho chimene mungakhale mukuchita posankha zochita zachipatala popanda kuona zomwe zili kumbuyo kwa nambala yachiwiri. Kodi mumadziwa maufulu anu pankhani ya kupeza lingaliro lachiwiri?
Chifukwa Chake Mukufunikira Lingaliro Lachiwiri
Madokotala akhoza kukhala ndi zaka zambiri zophunzitsidwa koma ndi anthu okha. Izi zikutanthauza kuti amalakwitsa.
Akuti pafupifupi 10 mpaka 15 peresenti ya matenda akhoza kukhala olakwika. Kupeza lingaliro lachiwiri kungachepetse kuti vutoli ndi lolakwika kapena losowa kwathunthu.
Malinga ndi kafukufuku wa imaging European Journal of Surgical Oncology (mammogram, MRI, etc.) ndi matenda (cytology, histology, etc.) zotsatira zinali kutsutsana kwa 2 peresenti ndi 3 peresenti ya matenda a khansa . Malingaliro aŵiri omwe amachititsa kusintha kwakukulu kwa matenda a khansa kapena mapulani a mankhwala 16 peresenti ya nthawiyo.
Pankhani ya chithandizo, malangizowo angasinthe ngakhale aliyense atavomereza pa matendawa. Maganizo aŵiri asinthidwa kuti asinthe kagwiritsidwe ka mankhwala kapena ndondomeko ya mankhwala nthawi zambiri monga 40 peresenti ya nthawiyo. Ponena za opaleshoni yosankha, mwachitsanzo, kafukufuku wina adapeza kuti gawo limodzi mwa magawo atatu a anthu ogwira ntchito malingalirowa adapeza njira zoyenera zochiritsira zosafunikira .
Ndimaganizo Owiri Omwe Amakhudza
Medicare adzalipira lingaliro lachiwiri pamene mukukumana ndi opaleshoni yokha kapena njira yothandizira.
Izi sizikutanthawuza kuti kuyesa kuli kwaulere. Mutha kukhala ndi ndalama 20 peresenti ya Medicare Part B chitsimikiziro chomwe mungapereke kuchipatala china chilichonse.
Mwachindunji, Medicare ikhoza kulipira dokotala wovomerezeka ndi bungwe kuti ayang'ane deta iliyonse yomwe ilipo pokhudzana ndi matenda omwe ali nawo.
Zowonjezereka zingathenso kuzifunidwa, kuphatikizapo kufufuza mwakuthupi, ndipo nthawi zina, mayeso ena.
Kafukufuku wotsatira wachiwiri adzakambirananso za chithandizo chanu chachipatala, kutsimikiziranso kuti chidziwitso cha matendawa ndi cholondola. Izi zingakhale zosaphatikizapo zambiri. Mwachitsanzo, katswiri wa zachipatala angakambirane zitsanzo zomwe zimagwiritsidwa ntchito pofuna kutsimikiziranso za matendawa pamene dokotala atha kukambirana njira zosiyana zothandizira matendawa.
Kuti mudziwe tsatanetsatane, lingaliro lachiwiri limatanthawuza kuunika kwa dokotala kumalo omwewo a zamankhwala. Dokotala wa banja akukutengani inu kwa odwala nyamakazi, mwachitsanzo, samaganizidwa kuti ndi yachiwiri. Kuyankhulana ndi katswiri wachiwiri wa matenda a matenda omwewo, komabe, akadakhala.
Kodi Mankhwala Adzakhala Bwanji?
Medicare adzalipira lingaliro lachiwiri ndipo nthawizina lachitatu ngati lingaliro loyamba ndi lachiwiri siligwirizana. Taganizirani izi ngati tiebreaker.
Kodi mankhwala omwe sungakhoze kuchita ndi kukuuzani kuti ndi ndani yemwe angasankhe pa masewera otsiriza. Chotsatira chomaliza ndicho chanu. Mungathe kubwereranso kwa wothandizira wapachiyambi kapena pitirizani kusamalira ndi wothandizira wachiwiri.
Ngati musankha kuchita opaleshoni, Medicare idzasankha ngati ayi kapena ayi.
Ndichoncho. Chifukwa chakuti madokotala mmodzi, awiri, kapena atatu amalangiza njirayi sikutanthauza kuti Medicare adzalipira. Medicare imafuna kuti ndondomeko ikhale yofunikira mthupi malinga ndi miyezo yawo. Zindikirani, Medicare sichita opaleshoni yokongoletsa kapena njira zomwe zimayesa kukhala kuyesera pa chifukwa ichi.
Medicare kawirikawiri salipira kubwereza kachiwiri. Mwachitsanzo, ngati a Jones anali ndi mammogram , mamemografia omwewo adzafunikanso kukambidwa ndi wothandizira watsopano. Medicare sangathe kuwona mankhwala akuyenera kubwereza mammografia kuti dokotala watsopano apange chisankho. Zofukufuku zomwe sizinapangidwe kale poyesa koyambirira, komabe zingatheke ngati Medicare amawaona ngati akuyenera.
Kusankha Chochita
Kuchita opaleshoni si chinthu chofunika kunyalanyaza. Pakhoza kukhala zovuta ndipo ndithudi, padzakhala nthawi yochepetsetsa yofunikira kuti ayambe kuchira. Muyenera kukhala omasuka kuti mukusankhira bwino.
Pazifukwa izi, simuyenera kudera nkhaŵa poyandikira dokotala wanu ndi pempho lachiwiri. Kuti mupange chisankho chophunzitsidwa ponena za thanzi lanu , mungafunike zambiri kapena zitsimikizo zokhudzana ndi njira zanu zamankhwala. Kambiranani za zomwe mukukumana nazo ndi dokotala wanu ndikupempha kuti atumize zolemba zonse kuti awerenge kwa watsopano.
Kawirikawiri, ndi bwino kufunafuna lingaliro lachiwiri kunja kwa dongosolo la thanzi lanu. Mwachitsanzo, kuchotsa munthu ku ofesi kapena chipatala chomwecho, kungachititse kuti munthu asamvana. Monga nthawi zonse, onetsetsani kuti wothandizira amene mumasankha amalandira Medicare kapena mudzasiyidwa kuti muthe kulipira chilichonse kuchokera m'thumba. Ndibwino kuti, ngati dokotala amavomereza madokotala a Medicare , mungathe kusunga ndalama mwa kupewa ndalama zowonjezera.
Malingaliro okhudzana ndi malingaliro achiwiri angakhale osiyana ngati muli pa dongosolo la Medicare Advantage kusiyana ndi Original Medicare. Izi ndi chifukwa chakuti mapulani a Medicare Advantage amayendetsedwa ndi a inshuwalansi, osati boma la federal. Ngati muli pa pulaneti la Medicare Advantage , ofuna akatswiri ena a pa Intaneti angakupatseni ndalama zambiri, makamaka ngati mukuganiza kuti mupitirize kusamalira ndi wothandizira.
Zotsatira:
Mphungu ML. Kupezeka kwa Zolakolako za Kuzindikira Mankhwala. BMJ Qual Saf. 2013; 0: 1-7. lembani: 10.1136 / bmjqs-2012-001615.
Medicare.gov. Kutenga Lingaliro Lachiwiri Asanachitike Opaleshoni. Chiwongoladzanja
Mellink WA, Henzen-Logmans SC, Bongaerts AH, Ooijen BV, Rodenburg CJ, ndi Wiggers TH. Kusiyana pakati pa Pachiwiri ndi Maganizo Oyamba mu Odwala Opaleshoni Yopereka Opaleshoni. Eur J Surg Oncol . 2006; 32: 108-112. do: http://dx.doi.org/10.1016/j.ejso.2005.08.007.
Meyer AN, Singh H, ML ya Mbuli. Kuwonetsa Zotsatira za Pulogalamu Yachiwiri Yoyamba Pakati pa Opaleshoni. Am J Med. 2015 Oct; 128 (10): 1138.e25-33. lembani: 10.1016 / j.amjmed.2015.04.020.
Payne VL, Singh H, Meyer AN, Levy L, Harrison D, Mber Graber. Zolemba Zachiwiri-Zoyamba Kukhalitsa: Kuwongolera Kutsindika kwa Makhalidwe ndi Zotsatirapo pa Kufufuza, Kuchiza, ndi Kukhutira. Mayo Clin Proc. 2014 May; 89 (5): 687-96. lembani: 10.1016 / j.mayocp.2014.02.015.