Dziwani Njira Yanu Yothandizira Ndalama Zomwe Mumapeza
Matenda a khansa ya m'mawere adzakhudza thanzi lanu, maubwenzi, nthawi, ndi thumba lanu. Mankhwala a khansa ndi okwera mtengo ndipo ndalama zanu zingathe kuwonjezera mwamsanga. Mungapeze thandizo kulipira khansa ya m'mawere kuchokera ku inshuwalansi ya mankhwala, Medicare, Medicaid, kapena mapulogalamu ena a chithandizo. Mukadasankha ndondomeko ya mankhwala , mukhoza kusonkhanitsa mfundo ndikupanga ndondomeko ya ndalama.
Kukhala okonzekera gawo lanu la ndalama za mtengo wa mankhwala a kansa ndi njira yowathandiza kuti mutenge.
Zinthu Zomwe Zimakhudza Nthenda ya Chithandizo cha khansa ya m'mawere
Ngati mukudabwa kuti ndalama zanu zonse zothandizira zidzakhala zotani, ndicho chizindikiro chabwino kuti mwakonzeka kupanga ndondomeko ya ndalama kapena bajeti. Ndalama zanu sizidzakhala zofanana ndi zomwe wodwalayo ali nazo chifukwa chakuti matenda anu ndi apadera ndipo dongosolo lanu la mankhwala lidzakonzedwa kwa inu. Ndi bwino kuti muyese kulingalira za mtengo musanafike chithandizo, koma kumbukirani kuti zinthu zingasinthe pamene mukuyenda ulendo uno. Mayeso a magazi, masewero olingalira, mankhwala opatsirana, ndi mankhwala ena amatha kuyendetsa mtengo wonse. Zinthu zambiri zidzakhudza mtengo wa mankhwala - apa pali zina zomwe muyenera kukumbukira:
- Mitundu ya Mankhwala: Opaleshoni, Mafunde, Chemotherapy, Tizilombo Tozizira
- Nthawi Yopereka Chithandizo: Nthawi Yonse Yopatsa Nthawi Yomwe Ili Yothetsera Matenda
- Nthawi Zambiri Zochiritsira: Nthawi Zambiri Zochiritsira Zimakonzedweratu
- Kuika Chithandizo: Kunyumba, Kliniki, Chipatala
Kulipira Kuchiza Khansa ya M'thupi
Inshuwalansi ya Umoyo Ingathandize
Ngati mutakhala payekha kapena inshuwalansi ya umoyo wathanzi musanayambe kudziwa, muthandizidwa kwambiri ndi zotsatira za kuchiza khansa ya m'mawere. Aitaneni chithandizo cha inshuwalansi ndikuwawuza dongosolo lanu la matenda ndi kulandira chithandizo, kenako funsani za momwe mungathere, kudula mitengo, malipiro, ndi malipiro.
Lankhulani ndi mkulu wa zachuma pa kachipatala yanu ya oncology ndipo onetsetsani kuti avomereza mtundu wanu wa inshuwalansi. Ngati mutha kulipira malipiro onse, funsani za ndondomeko ya malipiro komanso thandizo la ndalama. Mungayesetse kukhazikitsa akaunti ya ndalama (HSA) kuti muzisunga ndalama zokhudzana ndi khansa komanso kuchepetsa msonkho.
Thandizo kwa Osavomerezedwa Kapena Opeza Pang'ono Odwala Matenda a Khansa ya M'bwere
Pali zinthu zambiri zomwe mungapeze ngati muli wodwala wochepa, wosatonthozedwa, kapena osagwira ntchito pamene mukufuna chithandizo. Ku United States, pali mapulogalamu a Medicare ndi Medicaid omwe angakuthandizeni kulipira chisamaliro cha khansa. Mabungwe ena amapereka inshuwalansi yothandizira boma. Yang'anirani m'dera lanu kwa zipatala zomwe zimapereka mapulogalamu a kufufuza, chithandizo, ndi chithandizo kwa odwala khansa. Ngati mutatumikira ku usilikali, pitani ku ofesi ya Office of Veterans Office ndikufunseni za zaumoyo wanu. Wina pa kachipatala yanu ya oncology angadziwe za mabungwe omwe sali opindulitsa omwe amathandizira ndi mtengo wa mankhwala a khansa. Pezani thandizo tsopano, ndipo mutalandira chithandizo mutabwerera mmbuyo, mutha kubwerera ndikuthandizira wina.
Anthu Omwe Afunseni Za Thandizo la Zamalonda
Kaya muli ndi inshuwalansi ya umoyo kapena ayi, mungafunike thandizo la ndalama.
Kudziwa yemwe angapemphe thandizo limenelo ndi njira imodzi yoyambira. Lankhulani ndi mtsogoleri wa zachuma pa chipatala chanu cha zachipatala za mapulogalamu a malipiro, thandizo la ndalama, ndi mabungwe omwe akuthandizira ndi ndalama za khansa. Dokotala wanu ndi chithandizo chabwino kuti muyang'ane ndi mayesero a zachipatala, omwe angakhale ochepa kapena opanda mtengo kwa inu. Pa chipatala, funsani ndi wogwira ntchito anzawo kuti mudziwe thandizo lachuma limene mungakhale nalo. Anthu omwewa angadziwenso za magwero othandizira othandizira omwe mungawafunire pakadwala.
Osati Ndalama Zonse Ndizochipatala
Panthawi ndi chithandizo cha khansa ya m'mawere, mungapeze kuti mukugwiritsa ntchito zambiri pazinthu zam'ntsiku ndi tsiku zomwe zimapangitsa moyo wanu kukhala wosavuta.
Zakudya zanu zingasinthe, ndipo mutha kudya zambiri, zovala zolimbikitsa, zosangalatsa zapakhomo, ndi ndalama zoyendayenda. Nthawi zina mungafunike mankhwala owonjezera pa mankhwalawa kuti akuthandizeni kuthana ndi zotsatira za mankhwala - omwe sangawonongeke ndi mtundu uliwonse wa inshuwalansi. Mungafunikire kulipilira ndalama zogulitsa nyumba, kusamalira ana, kapena chithandizo chamankhwala a kunyumba. Pali mamembala, abwenzi, oyandikana nawo, ndi mabungwe othandiza omwe angathandize kuthandizira, ngati ndalama zanu sizingatheke. Gulu lanu lothandizira lingathandize pothandizira ndalama za ndalama , kukhazikitsa webusaiti yanu kuti itenge zopereka, kapena kuphatikiza tchalitchi kapena gulu lachikhalidwe kuti liwathandize.
Pansi pa Kulipira Kuchiza Khansa ya M'thupi
Palibe kukayikira kuti khansara ndi matenda okwera mtengo oyenera kukhala nawo. Ziribe kanthu zomwe mukupeza, ngati ndalama ikuwoneka ngati cholepheretsa kuchipatala, funani thandizo - musamapite mankhwala. Mukapanda kuchipatala mutatha kudwala khansara, zimakhala zodula kuti muzitha kuchipatala. Choncho zikhale zosavuta pa thanzi lanu, banja lanu, ndi bajeti yanu - konzekerani kukwaniritsa mtengo wa chithandizo cha khansa ya m'mawere podziwa dongosolo lanu la mankhwala, kumvetsa inshuwalansi ya umoyo wanu, ndi kufunafuna thandizo ndi mtengo wa chisamaliro. Moyo wanu ndi wamtengo wapatali , choncho chitani zomwe zimatengera kuti mupeze mphamvu ndi thanzi lanu.
Zotsatira:
Pambuyo pa Kuzindikira: Chitsogozo cha Odwala ndi Mabanja. Ndilipira bwanji zonsezi? American Cancer Society. Zosinthidwa Kotsiriza: 07/07/2010.
Zothandizira Pothandizira Pakati pa Odwala ndi Mabanja awo. National Cancer Institute. Idapezeka pa August 9, 2010.
Mtengo wa Chithandizo cha Khansa. American Cancer Society. Zosinthidwa Kotsiriza: 07/07/2010.