Kukhala wosatsimikiziridwa kumakhudza zonse zachuma ndi thanzi lanu. Simungathe kuthetsa mavuto onse okhudzana ndi kukhala osatsimikiziridwa , koma mukhoza kuchepetsa ena mwa iwo ndipo mukhoza kukonzekera kuti muyendetse ena. Bukuli likuthandizani kukonzekera kuti musakhale ovomerezeka.
Bungwe lopindulitsa la Care Act liyenera kuti Amerika akhale ndi inshuwalansi ya zaumoyo kapena kulipira msonkho wa chilango pamene iwo apereka msonkho wawo wa boma.
Simungathe kuikidwa m'ndende chifukwa chosapereka chilango, ndipo IRS simungakhoze kuyika chiyanjano pa malo anu kuti muzisonkhanitse. Komabe, ikhoza kulandira chilango pamalipiro anu a msonkho. Zitha kukhala ndi njira zina zomwe zingakulimbikitseni kulipira.
Ngati simukulimbikitsidwa, muyenera kukhala ndi bajeti ya msonkho wa chilango, konzekerani kupita kumbuyo ndi IRS ngati simukulipira, kapena kuti mupewe chilango chaufulu.
Pezani ufulu . Zinthu zambiri zidzakupatsani mwayi wothandiziranso inshuwalansi ya umoyo wanu, kuti mupewe chilango ngakhale mutakhala opanda inshuwalansi. Phunzirani yemwe ali woyenerera, ndi zinthu ziti zomwe zidzakuyenereni, ndi momwe mungagwiritsire ntchito mu " Kodi Mungapeze Mphotho ya Inshuwalansi ya Zaumoyo? "
Ndondomeko ya zoopsa . Mukapita popanda inshuwaransi, mulibe koma chuma chanu kuti mudalire ndalama zanu. Ngati mutha kusamalira ngongole yowonjezera, izi zidzakuthandizani ngati mukudwala kwambiri kapena mukuvulala.
Koma, ngakhale simungathe kupatulira ndalama zambiri zadzidzidzi, mvula imakhala yosayembekezereka mosavuta ngati mukupanga ndondomeko ndikukonzekera pasadakhale. Phunzirani zambiri kuchokera kwa Miriam Caldwell, katswiri wathu wa ndalama mu makumi khumi ndi awiri, "Kukonzekera Mavuto A zachuma."
Ganizirani za kupeza chithandizo chamankhwala. Iwe udzadwala.
Mudzakhala ndi zovulala. Pangani ndondomeko yothetsera zinthu izi.
Pezani malo omwe ali pafupi ndi Dera la Thanzi la Community kapena kliniki yaulere, ndipo phunzirani momwe mungagwiritsire ntchito. Phunzirani kumene malo osungirako ofulumira kwambiri ndi omwe simukugwiritsira ntchito chipinda chodzidzimutsa ngati vuto limabwera pamapeto a sabata. Ndondomeko ya ndalama ndikugwiritsa ntchito ndalama zothandizira anthu kuti muzipeza mammogram, mapepala a pap, mapulaneti a chimfine, komanso ngakhale colonoscopy mukamasintha zaka 50. Zinthu izi zikhoza kupulumutsa moyo wanu kapena kupewa ngozi; Ikani mozama ndikuiyika patsogolo.
Phunzirani momwe mungakambirane ndi bizinesi ya zamankhwala . Popeza mutha kulipira ngongole zachipatala, mutha kukambirana za ndalama zomwe zingatheke. Funsani za kuchotsera kulipira ndalama pasadakhale ngati mukutha kapena pokhazikitsa ndondomeko ya malipiro ngati ndalamazo ndi zazikulu.
Ngati mukusowa thandizo la chipatala, dziwani kuti zipatala zambiri zimakhala ndi chiwerengero chokwanira, malipiro ochepa omwe amadzipiritsa, komanso otsika mtengo. Muyenera kudzifunsa kuti chiwongoladzanja ndi chiyani komanso kuti mungachiyenere bwanji popeza zipatala zambiri sizidzadzipereka. Ngakhale simukuyenerera, podziwa chomwe chiwerengero cha chikondi chidzakuthandizani kukambirana mogwira mtima kuyambira mutadziwa choyamba.
Momwe Mungayanjanitsire ndi Wopereka Zanu Za Zopereka Za Thanzi Labwino
Ganizirani njira zina zothandizira inshuwalansi monga bungwe lokonzekera zachipatala kapena utumiki wogawana nawo zaumoyo. Mapulani Amagulu Ochipatala amapereka zowonjezera kukambirana kwa mamembala awo pamwezi uliwonse. Iwo ali ndi mwayi ngati simungathe kukambirana nokha kulipira kwanu. Ngati mukukambirana bwino, mutha kukambirana naye zachuma kuposa momwe DMPO ingagwirizane.
Gawo la kugawana zaumoyo mautumiki ndi magulu a chipembedzo omwe amathandizana wina ndi mnzake polipira ngongole zachipatala. Izi sizothandiza kwaumoyo.
Mukuyembekeza kuthandizira mamembala ena kulipira ngongole zawo zamankhwala monga momwe angakuthandizireni kulipira. Monga phindu lapadera, umembala wanu mu utumiki wothandizira kulandira chithandizo cha zaumoyo amakukwanireni kuti musamalandire chithandizo chamankhwala. Phunzirani zambiri kuchokera ku Alliance of Health Care Sharing Ministries.
Khalani ndi zizolowezi zamakhalidwe abwino. Moyo wanu umasankha kuchepa kapena kuwalimbikitsa kuopsa komwe mumakhala mukakhala popanda inshuwalansi. Ngati mukufuna kuchepetsa zoopsazo, ndiye kuti muzisamala kwambiri ndi zosankha zanu. Imwani mowa mopitirira malire. Musasute. Musagwiritse ntchito mankhwala osokoneza bongo. Kudya zakudya zabwino. Khalani ndi kulemera kwabwino. Pezani zolimbitsa thupi.
Musayambe kusamala chifukwa chakuti simukulimbikitsidwa. Mwachitsanzo, mungathe kuchita zomwe mukuchita patsiku lanu ( ngakhale mutakhala munthu ) kapena kudzifufuza nokha ndikupeza kuti chimfine chimawombera ku pharmacy yanu kapena kuchipatala. Kodi Mungapeze Bwanji Katemera Wopindulitsa Kwa Okalamba Osatetezedwa ?
Pangani chisamaliro choyenera chaumoyo . Taganizirani izi: simukulimbikitsidwa. Inu mulibe tani ya ndalama mu kusungirako. Chinthu choipa chimakuchitikirani. Inu muli ndi ngozi; uli ndi kupweteka; mwinamwake muli ndi matenda a Lou Gehrig. Zirizonse zomwe zimayambitsa, simungathe kudzisamalira nokha ndipo simungathe kulankhulana.
Tsopano, munthu yemwe amakukonda kwambiri amadza pachithunzichi. Mwinamwake ndi kholo, mwana wamkulu, mbale kapena wokondedwa. Ayeneranso kuthana ndi vuto lanu ndikuyesa kupeza chithandizo chamankhwala chomwe mukuchifuna ngakhale kuti mulibe ndalama zokwanira zolipilira ndipo mulibe inshuwalansi ya thanzi. Iye akhoza kukumana ndi zachuma akudziwononga yekha pomuyesera kukusamalira iwe.
Ayenera kupanga zosankha zovuta, zosankha za moyo ndi imfa, zokhudza chisamaliro chanu. Amakhala ndi zotsatira zofunikira kuti asankhe zochita pa moyo wake wonse.
Tengani zina mwazinthu zopangira zisankho kuchokera kumapewa ake mwa kupanga Directive Advanced for Health Care, kuyankhula za izo ndi iye, ndikuonetsetsa kuti akudziwa kumene zasungidwa. Trisha Torrey, katswiri wathu wothandizira odwala amakuwonetsani momwe mungakwaniritsire izi.