Medicare ndi pulogalamu ya federal yomwe imapereka chithandizo chaumoyo kwa anthu onse achikulire Achimereka mosasamala kanthu za phindu lawo. Medicaid, komabe, ndi ndondomeko ya boma yomwe imayendetsedwa ku chigawo cha boma chomwe chimapereka chithandizo chamankhwala kwa anthu ochepa ndalama. Medicare imapereka chithandizo cha kanthawi kochepa kuchipatala cha okalamba, pamene Medicaid idzapereka chithandizo chapakhomo kwa nthawi yaitali kwa odwala okalamba ndi olumala omwe amalandira thandizo la mtunduwu.
Chifukwa chakuti n'zotheka kukonzekera kusamalirako kunyumba kwa Medicaid, anthu ena amawoneka ngati chitsimikiziro cha chitetezo cha nthawi yaitali. Koma zoona zake ndi zovuta kwambiri.
Kodi Mumayesetsa Bwanji Kuti Mukhale ndi Thandizo Labwino Kwambiri la Achipatala?
Kuti muyenerere Medicaid, muyenera kumakumana ndi mayesero. Ndalama zanu ndi katundu wanu ziyenera kukhala pansi pamtundu wina, monga momwe munakhazikitsira ndi boma lanu. Ambiri amagwiritsa ntchito ndondomeko ya malangizo a Federal Poverty monga ndodo yoyezera kuti adziwe kuti ndi oyenerera.
Munthu wina akamafuna Medicaid kuti apeze ndalama zothandizira anthu okalamba, wogwira ntchitoyo adzafufuza momwe aliri ndi ndalama kuti atsimikizire ngati wopemphayo ali ndi ziyeneretso zoyenera kufalitsa. Ndalama zimaphatikizapo malipiro ndi malipiro a penshoni, ndipo katundu angaphatikizepo zinthu monga kusungirako, magalimoto, nyumba, ndi chuma chomwe chingakhale cha mwiniwake.
Kodi Ndingatani Ngati Sindikugwirizana ndi Malingaliro Othandiza?
Ngati chuma cha munthu wolembapo chikuposa ndalama zomwe zili muzitsogozo, iye ayenera kulowa m'nyumba yosungirako anthu okalamba ngati malipiro apadera omwe amakhala ndi "kuthetsa" katunduwo.
Izi zikhonza kuphatikizapo kugulitsa zinthuzo kuti ndalama zilipire ndalama zoyamwitsa kunyumba. Ndipotu, muyenera kugula katundu wanu mpaka kufika posauka musanakhale oyenerera ndalama.
Dziwani kuti Medicaid amaletsa kuti musapereke ndalama zanu (mwachitsanzo, kwa ana anu kapena zidzukulu zanu) kuti muyenerere Medicaid.
Medicaid tsopano ikugwiritsira ntchito nthawi ya "kuyang'ana-mmbuyo" kwa zaka zisanu, zomwe zikutanthauza kuti Medicaid idzayang'ana zonse zomwe munachita pazaka zisanu zapitazo. Ngati munasuntha kapena munapereka ndalama kwa wina aliyense pazaka zisanuzi, mutha kulangidwa ndi kuchedwa kwanu kuyenera kwa Medicaid .
Ambiri omwe amakhala ndi maubwino omwe amalandira malipiro a Medicaid adzatha kuthandiza wodwala kapena banja kuti agwire ntchito.
Nchiyani Chimachitika kwa Wokwatirana ndi Munthu mu Care Nursed-Nursed Careing Care?
Ngati pali mwamuna yemwe sangakhale m'nyumba yosungirako anthu okalamba, munthuyo safunikanso kukhala wosauka pofuna kulipira chisamaliro (mwachitsanzo, kugulitsa nyumba yobwezera chisamaliro), koma Medicaid ingafune ena " kubwezera "kwa chisamaliro mwamuna kapena mkazi atadutsa mwa kulipira katundu.
Mawu ochokera
Ngakhale anthu ambiri akusowa chithandizo chamwino cha Medicaid, pulogalamuyi sichiyenera kubwezeretsa inshuwalansi ya nthawi yaitali ngati mutha kuchipeza. Kuwonjezera pamenepo, ziyeneretso ndi zomwe mungapeze kupyolera mu Medicaid amasintha. Ndikofunika kufufuza mobwerezabwereza ndondomeko za federal ndi boma kuti mukhale ndi chitsimikizo kuti muli ndi zambiri zapadera.
> Chitsime:
> Kuyenerera. Medicaid.gov. https://www.medicaid.gov/medicaid/eligibility/index.html.