Zomwe Mungachite ndi Zopereka Zopangira Medicare Phindu kapena Mapulani a Dongosolo la Medicare
Kuchokera pa October 15 mpaka December 7 chaka chilichonse, Centers for Medicare ndi Medicaid (CMS) imakupatsani ufulu wosintha kusintha kwa Medicare yanu. Gwiritsani ntchito nthawi ya Medicare Open Enrollment Period kapena mukhoza kukhala ndi ndondomeko yanu ya chaka chomwe chikubwera, ndalama zapayimayi ndi zonse.
Zimene Mungachite Panthawi Yolembetsa Otsegula
Kulembetsa Kwawo ndi nthawi yanu yosankha pulani ya Medicare yomwe imakupatsani chithandizo chabwino kwambiri cha mtengo wapatali.
Nazi njira zanu zosiyana.
Mungasinthe kuchokera ku Original Medicare kupita ku Medicare Advantage .
- Mungathe kusintha kuchokera ku Original Medicare ( Gawo A ndi Gawo B ) ku dongosolo la Medicare Advantage (Gawo C).
- Mungasinthe kuchoka kuchipatala choyamba kuchipatala cha Medicare Advantage Plan ndi gawo la D D (dongosolo la MA-PD).
- Mungathe kusintha kuchokera ku Original Medicare kuphatikizapo gawo D kukonzekera dongosolo la Medicare Advantage.
- Mukhoza kusintha kuchokera kuchipatala choyambirira kuphatikizapo gawo D chokonzekera dongosolo la MA-PD.
Mungasinthe kuchokera ku Medicare Advantage kupita ku Original Medicare.
- Mutha kusintha kuchokera ku Medicare Advantage plan to Original Medicare.
- Mukhoza kusintha kuchokera ku Medicare Advantage plan to Original Medicare kuphatikizapo gawo D Gawo.
- Mukhoza kusintha kuchokera ku pulani ya MA-PD ku Original Medicare.
- Mukhoza kusintha kuchokera ku mapulani a MA-PD ku Original Medicare kuphatikizapo ndondomeko ya Gawo D.
Mungasinthe kuchokera ku Medicare Advantage kupita ku Medicare Advantage.
- Mukhoza kusintha kuchokera ku dongosolo limodzi la Medicare Advantage kupita ku dongosolo lina la Medicare Advantage.
- Mungathe kusintha kuchokera ku dongosolo la Medicare Advantage kupita ku dongosolo la MA-PD.
- Mukhoza kusintha kuchokera pa dongosolo limodzi la MA-PD kupita ku dongosolo lina la MA-PD.
- Mukhoza kusintha kuchokera pa dongosolo la MA-PD kupita ku dongosolo la Medicare Advantage.
Mutha kusintha kusintha kwa mankhwala osokoneza bongo .
- Mukhoza kulembera gawo D gawo.
- Mukhoza kusintha kuchokera ku gawo D kukonzekera Gawo D ndondomeko.
- Mutha kuchotsa kufotokozera gawo la D.
Zimene Simungathe Kuchita Panthawi Yolembetsa Otsegula
Kulembetsa Otsegula kuli ndi malire ake. Simungathe kulembera koyamba Medicare kwa nthawi yoyamba kapena kulemba Part B, ngakhale mutakhala nawo gawo A.
Muyenera kulembera Part A ndi / kapena Part B pa nthawi yoyamba yolembetsa (IEP). IEP imachokera pa msinkhu ndipo imayamba miyezi itatu isanakwane ndipo imatha miyezi itatu pambuyo pa kubadwa kwanu kwachisanu ndi chimodzi .
Mwinanso, ngati muli ndi inshuwalansi kudzera mwa abwana, mukhoza kuchepetsa kulembetsa kwanu koyamba. Izi ndizochitika ngati kampani imene mumagwira ntchito imagwiritsa ntchito antchito osachepera 20 a nthawi zonse. Nthawi yanu yolembera yapadera imayamba pamene mutasiya ntchito kapena mumataya chithandizo cha umoyo wanu, chomwe chimabwera poyamba, ndikukhala miyezi isanu ndi itatu.
Ngati mwaphonya nthawi yanu yoyamba yolembetsa, muyenera kuyembekezera kuti Pulogalamu Yowonjezera Yonse ilembetse Part A ndi / kapena Gawo B. Nthawi Yowonjezera Yomwe Akuchitika Nthawi Imodzi pachaka kuchokera pa 1 Januari mpaka March 31.
Mawu ochokera
Musaganize kuti ndondomeko yanu yamakono ndiyo ndondomeko yabwino kwambiri kwa inu. Okalamba ochulukirapo ambiri amachitika mosavuta ndipo amatenga njira yophweka pamene kusintha kwa ndondomeko kungakhale kosavuta, kosamalira mtengo. Zosintha zimasintha.
Kusintha kusintha. Thanzi lanu limasintha. Ndibwino kuti muzichita masitolo angapo chaka chilichonse.
Ngati simukudziwa kumene mungapeze thandizo, mungathe kufanizitsa mapulani osiyanasiyana pa medicare.gov/find-a-plan. Mungaganizirenso kuti muzitha kupeza uphungu wanu ku State Health Insurance Assistance Program (SHIP).