Phunzirani pamene mutha kulemba ndikusintha malingaliro a Medicare
Kulembera Medicare kapena kusintha Medicare plans si kovuta koma kudziwa nthawi yomwe mungathe kuchita kungakhale kosokoneza. Pali ziwerengero zolembera za Medicare chaka chonse koma zochepa chabe zomwe zingagwiritsidwe ntchito pazochitika zanu. Kalendala iyi ikuthandizani kuti muwongolere.
Nthawi Yoyamba Kulembetsa:
Poyamba, muyenera kumvetsetsa nthawi yoyamba yolembera (IEP) .
Izi ndi pamene mumayamba kugwiritsa ntchito Medicare. Ma date anu a IEP adzasintha malinga ndi zochitika zanu. Kuphonya IEP yanu kungakuchititseni kuti mulipire chilango cham'tsogolo .
- Kuchokera pa msinkhu: Ndiwe woyenerera Medicare ukapitirira zaka 65 . IEP yanu imayambira miyezi itatu isanakwane ndipo imatsiriza miyezi itatu kuchokera tsiku lanu lakubadwa kwachisanu ndi chimodzi.
- Malinga ndi chithandizo cha umoyo wothandizira abwana: Ngati muli ndi zaka 65 ndipo muli ndi chithandizo cha thanzi kudzera kwa abwana amene amagwira ntchito osachepera 20 ogwira ntchito nthawi zonse, IEP yanu imayamba tsiku lomwe mumachoka ntchito kapena tsiku limene mumataya, amabwera koyamba, ndipo amatha miyezi isanu ndi itatu.
- Kuchokera pa matenda opatsirana pogwiritsira ntchito mapeto: IEP yanu imayamba mwezi womwe mumapezeka ndipo imatha miyezi itatu yowonjezera.
- Kuchokera pa ulemala ndi SSDI: Muyenera kulandira Medicare mutalandira chithandizo cha SSD kwa miyezi 24. The Social Security Administration idzakulemberani ku Medicare pa mwezi wa 25.
Nthawi Yowunikira:
January 1 - March 31
Ngati mwaphonya Phunziro Lanu Loyamba, ndi pamene mungathe kulemba Part A, Part B kapena zonse ziwiri. Simungasankhe dongosolo la Medicare Advantage panthawiyi. Mankhwala anu a Medicare sadzayamba mpaka July 1.
Medicare Zopindulitsa Nthawi Yokambirana:
January 1 - February 14
Ngati mutasankha kuti simukukonda dongosolo lanu la Medicare Advantage, mukhoza kuzisiya ndikusintha ku Medicare Yoyamba panthawiyi. Mungathenso kusankha gawo D gawo loonjezerapo chithandizo choyambirira cha Medicare panthawi ino. Chimene simungathe kuchita ndi kusintha kuchokera ku dongosolo limodzi la Medicare Advantage kupita ku lina kapena kusintha kuchokera ku gawo D kukonzekera.
Nthaŵi yolembera yapadera:
April 1 - June 30
Ngati mwasayina Medicare pa Nthawi Yowonjezera, izi ndi pamene mungathe kulembera gawo D. Mungathe kulembetsanso ndondomeko ya Medicare Advantage ndi gawo la D, ndondomeko ya MA-PD. Simungatenge dongosolo la Medicare Advantage popanda kulandira mankhwala osokoneza bongo panthawiyi. Madalitso anu adzayamba July 1.
Nthawi Yowonjezera:
October 15 - December 7
Nthawi imeneyi yolembetsa imapezeka kwa aliyense pa Medicare. Panthawiyi mukhoza kusintha kuchokera ku Original Medicare kapena popanda gawo D gawo la Medicare Advantage kapena popanda mankhwala olembera mankhwala ndi mosiyana. Mukhozanso kulemba, kuletsa kapena kusintha ndondomeko ya Gawo D.
Nyengo Yowunikira Nyenyezi Zisanu:
December 8 - November 30
Ngati mukufuna kulemba ndondomeko ya Five-Star Medicare Advantage kapena Gawo D , mukhoza kuchita zimenezi kuyambira pa December 8 potsatira dongosololi kuti likhale ndi lingaliro la Nyenyezi Zisanu ku November 30 chaka chotsatira.
Muli ndi mwayi wochita izi kamodzi pachaka. Ngati mukufuna kuchoka pa ndondomeko ya Five-Star pa chifukwa chilichonse, muyenera kuyembekezera mpaka nthawi yolembera yotsegulira .