Ndondomeko ya masomphenya ndi gawo lapadera la ndondomeko ya inshuwalansi ya thanzi lanu lonse. Ngati muvala magalasi kapena makalente, mapulani a masomphenya angakupulumutseni ndalama zambiri. Ngakhale masomphenya anu ali bwino, ndondomeko ya masomphenya ingathandize pa mtengo wa kusamalira maso ndi maso nthawi zonse. Chifukwa matenda ambiri a maso alibe zizindikilo, mayesero a maso nthawi zonse ndi ofunika kwambiri pakukhala maso ndi masomphenya abwino.
Mapulani ochuluka a masomphenya alipo lero.
Mitundu ya Mapulani
- Ndondomeko Yowunika Kwambiri : Mapulani a Zolinga (VSP) ndi Eyemed Vision Care ndi mapulogalamu awiri owonetsedwa kwambiri omwe akuwonetsedwa lero. Ndondomekozi zimapindulitsa kwambiri masomphenya kudzera m'magulu akuluakulu othandizira omwe ali ndi apamwamba, odziimira okhaokha.
- Zolinga Zopereka Malangizo : Nthawi zina mukhoza kulembera mapulani a mano ndipo pamodzi ndi iwo akhoza kuyika ndondomeko ya kuchotsera masomphenya. Mwinanso, mungakhale a gulu logwirizana kapena ogwira ntchito omwe akukupatsani dongosolo lowonetsera masomphenya. Ngakhale izi sizinthu zomwe zimabwezeretsa ntchito kapena zipangizo zamasewero, zimapereka njira yabwino yothetsera kuchepetsa ntchito zothandizira maso. Zitsanzo zikhoza kukhala AAA, AARP, kapena Vision Source 20/20 Mphatso ya Kusungira yoperekedwa ndi Vision Source, imodzi mwa machitidwe aakulu kwambiri optometry machitidwe mu mtundu.
- Ma Flex: A Account Flexible Account Account (FSA) ndi imodzi mwa ndalama za msonkho zomwe zimapindula ndi abwana ku United States. FSA imalola wogwira ntchito kupatula gawo la malipiro ake kuti azilipiritsa ndalama zoyenera, makamaka zomwe zimagwiritsidwa ntchito pa ndalama zothandizira. Ngati muli ndi akaunti yosintha, mwina simukusowa ndondomeko ya masomphenya. Kuyesedwa kwa diso, magalasi, ndi makalenseni amatha kuwonedwa ngati ndalama zowonongeka komanso ndalama yanu yogwiritsira ntchito kusintha.
- Ndalama Zothandizira Zaumoyo: Ogwira ntchito zambiri amagwira ntchito zothandizira ndalama, monga CareCredit patient funding. CareCredit amagwiritsa ntchito ndalama zothandizira njira zaumoyo. Malingana ndi ngongole yanu, mungakhale oyenerera kwa miyezi 24 yopanda ndalama.
- Malingaliro Osungira: Maonedwe owonetsetsa, makamaka mbali, ndi ndalama zokonzedweratu. Pokhapokha ngati mutayika kapena mwangozi, mumadziŵa nthawi yomwe mukuyenera kuyang'ana magalasi atsopano kapena kuyang'ana maso. Anthu ambiri amakonda kulenga akaunti yaing'ono yosungira ndalama ndikuwonjezera ndalama pang'ono mwezi uliwonse.
Mapulani a malingaliro ndi gawo lofunika la ndondomeko ya inshuwalansi ya thanzi. Mwamwayi, nthawi zina ndi chifukwa chokha chimene anthu ena amachitira kafukufuku wamaso awo pachaka: Ngati iwo alibe cholinga, mwina sangasamalire maso. Kufunika koyesedwa nthawi zonse kumakhala kovuta kwambiri. Matenda aakulu a maso nthawi zambiri amawasowa ndi madokotala nthawi zonse. Maonekedwe a diso monga glaucoma nthawi zambiri sapezeka ndi optometrists kapena ophthalmologists pofuna kupewa masomphenya. Zili zomvetsa chisoni kuti sikuti inshuwalansi zonse za inshuwalansi zimapangitsa kuti zikhale zofanana kuti zisawononge ndalama zowononga mayeso. Ngati mukupeza kuti mukusamalira maso ndi masomphenya chifukwa cha zachuma, zikhale zofunikira kuti mupeze ndikuyikapo pa ndondomeko yotheka mtengo. Musatengere mwayi ndi katundu wanu wamtengo wapatali, mawonekedwe anu omveka bwino.
Chitsime:
Association of American Optometric Association. Pulogalamu ya Masomphenya, VSP, AOA, Apr 2007.