Bwalo la Ufulu Wa Odwala Malinga ndi Wopindulitsa Care Act

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Musalole Kusalana ndi Odwala Chifukwa Chokhalapo Kale
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Mapulani a zaumoyo ndi olipira sangaloledwenso kusankhana ndi odwala omwe alipo kale. Matenda omwe alipo kale ndi matenda aliwonse omwe amapezeka asanafike kuchipatala.

The Affordable Care Act amatsimikizira kuti anthu onse omwe amapereka chithandizo chaumoyo adzagulitsidwa malingaliro mosasamala za matenda awo komanso makampani a inshuwalansi a zaumoyo sangakhale ndi chikhalidwe chomwe sichinachitikepo mu dongosolo la thanzi.

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Kuletsera Makampani A Inshuwalansi Kuthetsa Zowonjezera
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Mapulani a odwala ndi olipira sangaloledwe kutaya chithandizo kwa wodwalayo pogwiritsa ntchito kulakwa kosadzimvera pa inshuwalansi yake ya umoyo. Ndondomeko za inshuwalansi ya umoyo zingawononge ndondomeko ya chithandizo chaumoyo chifukwa cha chinyengo monga mwachinyengo ndi mwadala mwachisawawa kapena kupotoza mfundo zowonongeka.

The Affordable Care Act amatsimikizira kuti inshuwalansi ikhoza kuthetsa ndondomeko ya zaumoyo ngati munthu atasiya kupereka malipiro, amasiya inshuwaransi kapena achoka pamsika wa inshuwalansi, munthuyo amachoka pamsika wa inshuwalansi, kapena inshuwaransi imaperekedwa kudzera mu gulu Umembala mu bungwe amaletsedwa.

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Kuletsera Makampani a Inshuwalansi Kulepheretsa Zowonjezera
Eric Audras / Getty Images

Mapulani a odwala ndi olipira sangaloledwe kuchepetsa kufalikira chifukwa cha matenda aakulu kapena odwala monga chaka ndi chaka kapena malire omwe amagwiritsidwa ntchito kwa odwala omwe amafunikira chisamaliro chofunikira.

The Affordable Care Act amatsimikizira kuti inshuwalansi sangathe kuchepetsa chithandizo cha wodwalayo kwa ndalama zina zomwe zimawasiya popanda njira zokwanira zolipirira mankhwala oyenera.

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Kuletsera Makampani A Inshuwalansi Kulepheretsa Kusankha Madokotala
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Mapulani a zaumoyo ndi olipira sangaloledwe kulamula dokotala yemwe angapeze chithandizo kuchokera kuchipatala. Ngati dongosololi likufuna kusankha kwa PCP (dokotala wamkulu), wodwala akhoza kusankha dokotala wawo mu intaneti ya inshuwalansi. Izi zikuphatikizaponso ufulu wosankha dokotala wa ana ndi OB / GYN wosankha wodwalayo.

The Affordable Care Act amatsimikizira kuti inshuwalansi silingathe kusankha PCP m'malo mwa wodwala kapena kufunika kuvomerezedwa, kuvomerezedwa kapena kutumiza kukayendera OB / GYN.

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Lembani Makampani A Inshuwalansi Oletsa Malo Osayembekezereka Achipinda
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Mapulani a zaumoyo ndi omalipira salinso ololedwa kuti afunire chithandizo chisanafike asanafune chithandizo chamankhwala . Odwala omwe ali ndi zizindikiro zoopsa ayenera kuyang'anitsitsa mosamala kuchokera ku chipinda chapafupi chapafupi popanda kudandaula kapena kukonda nkhani zachuma.

The Affordable Care Act amatsimikizira kuti inshuwalansi sangathe kuitanitsa chithandizo cham'tsogolo, kukana thandizo ladzidzidzi, kupereka malipiro apamwamba kapena ntchito zowonjezereka zapadera, kapena kulandira malipiro a ntchito zowonjezereka zamagetsi .

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Ufulu Wobwereza
Dean Mitchell / Getty Images

Mapulani a zaumoyo ndi olipira salinso ololedwa kuteteza anthu kuti asapereke chigamulo pamene munthu sakugwirizana ndi ndondomeko ya chisamaliro cha kukana kulandira malipiro kapena kuchepetsa malipiro pa chifukwa chilichonse.

The Affordable Care Act amatsimikizira kuti inshuwalansi iyenera kutsata ndondomeko yowunikira boma yomwe idakhazikitsidwa ndi boma la federal.

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Kuphimba Achinyamata Achikulire pa Mapulani a Makolo
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Mapulani a odwala ndi olipira salinso ololedwa kuimitsa chithandizo cha ana omwe akudalira omwe ali ndi zaka zosakwana 26 kwa iwo omwe akuyenerera. Achinyamata achikulire tsopano akuloledwa kukhala inshuwalansi ya kholo lawo kwa nthawi yaitali.

The Affordable Care Act amatsimikizira kuti inshuwalansi iyenera kupitiriza kupereka chithandizo kwa ana omwe akudalira mpaka zaka 26.

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Kuphimba Chisamaliro Chodzitetezera Mopanda Phindu
Bruce Ayres / Getty Images

Mapulani a odwala ndi olipira sangaloledwe kulipira ngongole, ndalama zothandizira kapena zotsalira pazinthu zina zothandizira. Onani mndandanda wathunthu wa misonkhano yothandizidwa. A

The Affordable Care Act amatsimikizira kuti inshuwalansi silingathe kugawana ndalama zothandizira kuchepetsa kusamalidwa kwa magazi monga kuyeretsa kwa magazi, kufufuza fodya, kuyang'ana khansa, kuyang'ana ndi kuyang'ana masomphenya, ndi katemera.