Olemba ntchito akuluakulu ayenera kupereka chithandizo chotheka, koma kodi zimenezi zatsimikiziridwa bwanji?
Pogwiritsa ntchito udindo wogwira ntchito, abwana akulu (omwe ali ndi antchito oposa 50 kapena ochuluka) amagwiritsa ntchito inshuwaransi ya moyo wawo wonse (maola 30 pa sabata) ogwira ntchito kapena akukumana ndi chilango chachuma.
Pali zifukwa zambiri zomwe anthu angapereke, koma kuti azitsatira ntchito ya abwana, chidziwitso chiyenera kupereka mtengo wochepa komanso kuti chikhale chokwanira kwa wogwira ntchitoyo.
Kuchuluka kochepa kumangotanthauza kuti ndondomekoyi imapereka ndalama zokwana 60 peresenti ya ndalama zowonjezereka zachipatala kwa anthu owerengeka, ndipo zimapereka "kubwereza kwakukulu" kwa chithandizo chamankhwala osamalidwa bwino ndi madokotala (zindikirani kuti mtengo wochepa suli wofanana ndi kufunika kochepa , koma wogwira ntchito Ndondomeko zomwe zimapereka mtengo wapatali zimakwaniritsa zofunikira zochepa zofunikira).
Koma kuthekera kwake ndiyeso yowonjezera kwambiri chifukwa chimadalira mbali yaikulu pazopindulitsa za munthu. Olemba ntchito ndi IRS amadziwa bwanji kuti ndondomeko ndi yotsika mtengo kwa antchito?
Kutsimikizika Kukhazikika: Olemba Ntchito Amagwiritsa Ntchito Zowonetsera Zowonongeka
IRS ikulingalira kuti wogwira ntchitoyo angathe kutenga ndalama zokwanira pokhapokha ngati gawo la antchito la ndalama zowonjezerapo zokha sichiposa 9.56 peresenti ya pakhomo la antchitoyo mu 2018 (chiwerengero ichi chalembedwa ndi inflation chaka chilichonse; chinayamba pa 9.5 peresenti mu 2014, chinawonjezeka pachaka kupyolera mu 2017, ndipo chinachepa pang'ono mu 2018).
Ndikofunika kumvetsa gawo "lokhalo" la tanthauzo limenelo. Ndalama yowonjezera mamembala ku ndondomeko ya wogwira ntchitoyo siyiganizidwe ngati kukwanitsa kulipira. Zonse zomwe ziri zofunika ndizo zomwe wogwira ntchitoyo ayenera kulipira yekha. Tsoka ilo, anthu a m'banja sali oyenerera kulandira thandizo la premium pamsika pawokha ngati ali ndi mwayi wopeza chithandizo pansi pa ntchito yomwe amagwiritsidwa ntchito ndi ogwira ntchito yomwe imalingalira kuti ndi yotsika mtengo kwa wogwira ntchitoyo, mosasamala kuti ndi ndalama zingati kuwonjezera banja kwa abwana- ndondomeko yokonzedwa.
Izi zimatchedwa glitch ya banja .
Choncho, kuthekera kwa kuthekera kwake kuli kosavuta: ngati ntchito yomwe abwana akupereka ikupatsani ndalama zoposa 9,5 peresenti ya ndalama zanu zapakhomo mu 2018, sizingatheke kuti zitheke. Zikatero, mungakhale ndi mwayi wopereka ndalama zothandizira ndalama ngati mukufuna kugula ndondomeko yamsika pamsika, ndipo abwana anu amatha kugonjera chilango cha abwana.
Koma kodi bwana wanu amadziwa bwanji ndalama zanu zapakhomo? Ngati mumagwira ntchito nthawi zonse kwa wogwira ntchito yaikulu komanso momwe ntchito yanu ikugwiritsidwira ntchito mosavuta poyerekeza ndi pakhomo lanu, bwana wanu ali pa chikole cha chilango, chomwe chingakhale chachikulu. Ndipo komabe, olemba ntchito sakhala ndi mwayi wopeza deta yokhudzana ndi ndalama zonse za antchito awo.
Pofuna kuthetsa vutoli, IRS inapanga ziwerengero zitatu za "malo otetezeka" omwe abwana angagwiritse ntchito. Malingana ngati abwana akupereka malipiro ochepa omwe amawoneka kuti angakwanitse kugwiritsa ntchito njira imodzi yosungira malo, bwana sadzayenera kudandaula za zomwe angalandire.
Malo Osungira Malo Osungira
- W2 malipiro otetezeka . Kuti agwiritse ntchito njirayi, abwana ayenera kuonetsetsa kuti msonkho wa inshuwalansi wathandizi wa chaka chonse sudzapitirira 9.56 peresenti ya malipiro a W2 a wogwira ntchito mu 2018. Angathe kupereka zopereka zapakhomerezi monga ndalama za ndalama pa nthawi ya malipiro kapena peresenti ya ndalama (zomwe zingasinthe, ngati ndalama za ogwira ntchito zikusiyana), koma pali zoletsa kusintha ndondomeko yazaka zapakati pa chaka kuti udziwe kusintha kwa ndalama. Kotero njira iyi ndi yabwino kwa antchito omwe ali ndi malipiro osasinthasintha chaka chonse.
- Mlingo wachitetezo cholipira . Kuti agwiritse ntchito njirayi, abwana amayang'ana malipiro a ola limodzi ndi oyamba ntchito monga momwe adayambira chaka (kapena malipiro ochepa kwambiri omwe antchito amalandira pamwezi woperekedwa), amawonjezerapo ndi 130, ndipo amawerengetsera 9.56 peresenti ya chiwerengerocho. Chotsatira ichi chidzakhala mtengo wokwanira umene wogwira ntchitoyo angafunikire kulipiritsa chithandizo chaumoyo mwezi. [Owerengeka maola 130 amagwiritsidwa ntchito mosasamala kuti wogwira ntchito amagwira ntchito maola angati, chifukwa ndiko kutanthauzira kochepa kwa ntchito ya nthawi zonse.]
Pankhani ya ogwira ntchito yothandizira, phindu la malo ogwiritsira ntchito pakhomo lopanda malipiro limangofuna abwana kuonetsetsa kuti ndalama zowonjezera ntchitoyo sizoposa 9.56 peresenti ya malipiro a mwezi wa antchito.
- Gombe la umphawi lopanda chitetezo cha boma . Njira yotetezedwa ku dokoyi imapangitsa kuti aliyense wogwira ntchitoyo apereke ndalama zambiri, chifukwa zimachokera ku federal umphawi, m'malo mopeza ndalama za ogwira ntchito. Kuti mugwiritse ntchito njirayi, bwana wanu ayenera kuonetsetsa kuti ndalama zanu zowonjezera sizipitirira 9.56 peresenti ya federal poverty level.
Kwa 2018, boma la umphaŵi ndilo $ 12,140 (kwa munthu mmodzi yekha, ndilo momwe chiwerengero ichi chimagwiritsira ntchito). Kotero ngati bwana wanu amagwiritsa ntchito doko loperekera, payimenti yanu yonse yomwe mumayimilira ndalama zanu mu 2018 sangathe kupitirira $ 1,161-kapena $ 97 pamwezi. Mbali yosungira sitima imeneyi idzabweretsa malipiro ochepa kwambiri omwe antchito adzayenera kulipira chifukwa cha ntchito zawo, popeza antchito ambiri a nthawi zonse amapeza zambiri kuposa momwe umphawi umayendera.
Kodi IRS Ikudziwa Kuti Ndondomeko Yamtundu Wotetezeka Yogwiritsa Ntchito Yanga Yotani?
Bwana wanu amalemba lipoti kumayambiriro kwa chaka ndi IRS (ndikukutumiziraniko), kufotokoza zochitika zomwe munapatsidwa chaka chotsatira. Ili ndi Fomu 1095-C .
Pa tsamba 16 la mawonekedwe amenewo, bwana wanu adzalowamo makalata kuti afotokoze njira yopezeka pa sitima (ngati ili). Zizindikirozo zimafotokozedwa mwa abwana malangizo a Fomu 1095-C : Code 2F amatanthawuza kuti malipiro a W2 amalephera kugwiritsidwa ntchito; Code 2G ikutanthawuza kuti fuko laumphawi lapamwamba laumphawi linagwiritsidwa ntchito, ndipo 2H amatanthauza kuti mlingo wa doko loperekera malipiro unagwiritsidwa ntchito.
Zowonjezera Zowonjezera za Pakhomo Siziwerengedwa mu Njira Zopangira Njira Zosungira
Popeza kuti bwana wanu amatha kupeza gawo lanu la ndalama za pakhomo lanu, ndizo zonse zomwe zidzalingaliridwa ngati abwana anu amagwiritsa ntchito malo otetezedwa ku doko. Ndipo ngati ntchito ya federal umphawi wodzitetezera yotetezeka, imagwiritsa ntchito umphawi wa munthu mmodzi yekha. Ngati mwamuna kapena mkazi wanu ali ndi ndalama zowonjezerapo, siziwerengedwa ngati abwana anu atsimikiza kuti ndalama zanu zopitirira malipiro sizipitirira 9.56 peresenti ya ndalama zanu.
Olemba ntchito safunikila kugwiritsira ntchito chiwerengero chotetezedwa ku doko. Koma chilango chifukwa cholephera kutsatira lamulo la abwana ndizochepa kwambiri, ndipo olemba ntchito omwe akupereka chithandizo samafuna kuti atha kupereka chithunzi chomwe sichikugwirizana ndi malangizowo.
Kodi Zonsezi Zikutanthauza Chiyani kwa Antchito?
Ngati mumagwira ntchito nthawi zonse kwa bwana wamkulu, mwinamwake mumapatsidwa inshuwalansi yaumoyo yomwe ndi yotchipa kwambiri payekha, pakuti olemba ntchito ambiri amafuna kuti azitsatira ntchito ya ACA. Koma ndalama zowonjezera zingakhale zazikulu ngati muwonjezerapo mamembala anu ku ndondomeko yanu, popeza olemba ntchito sakufunika kuti phindu lanu likhale lopindulitsa, osati kwa banja lanu.
> Zotsatira:
> School of Law Cornell, Institute Information Information. 26 US Code 36B, ngongole yobwezeretsedwa yowonjezera pansi pa dongosolo la thanzi labwino. 36B (c) (2) (C) (i) (II).
> Dipatimenti ya zaumoyo ndi zithandizo zaumunthu, Ofesi ya Mthandizi Wotsogolera Pulani ndi Kufufuza. Malangizo a umphawi a HHS a 2018. January 13, 2018.
> Mapulogalamu a Pakhomo la mkati. Ndondomeko ya Ndalama 2017-36 .