Zothandizira Zomwe Mungakwanitse Kusamalira Mimba ndi Maternity Inshuwalansi
Ngati muli ndi pakati ndipo mulibe inshuwaransi yaumphawi, mumamva kuti muli ovuta komanso ovutika. Ngakhale kuti inshuwalansi ya umoyo waumphawi yomwe ikuphatikizapo kulera ana akupezeka kudzera mu mgwirizano wa inshuwalansi wa Care Care, mungathe kulembetsa malingaliro awo panthawi yolembera .
Ngati muli ndi pakati panthawi yolembetsa, mukhoza kulemba ndondomeko yomwe idzachitike mu chaka chomwe chikubwera.
Zolinga zonse zatsopano zimayenera kukhala ndi ubwino wokhala ndi amayi m'mimba mwa ACA, ndipo zinthu zomwe zakhalapo kale-kuphatikizapo mimba-sizili zopinga.
Koma ngati mutadzipeza kuti simukulimbikitsidwa komanso mutakhala ndi mimba kumayambiriro kwa chaka, mutatha kulembetsa kulembetsa koma patapita miyezi ingapo kumayambiriro kwa chaka chotsatira, kulembedwa kwanu kudzakupatsani mwayi wina wolembetsa. Onani: " Ndinalepheretsa Kulembetsa Kwasindikizidwa.
Ngakhale amayi ena omwe ali ndi pakati angakhale oyenerera nthawi yolembera chifukwa cha zochitika zoyenerera , mimba sichiyenera . Koma pali zosiyana ku New York. Lamuloli linakhazikitsidwa mu 2015 (lomwe likugwira ntchito mu January 2016) ku New York kuti apange mimba choyenera chokonzekera mapulani omwe anagulidwa pogwiritsa ntchito boma, New York State Health. Izi zikutanthauza kuti mzimayi wapakati ku New York amatha kulembetsa kaye koyamba, kapena amasintha pa dongosolo linalake atakhala ndi pakati.
New York ndi dziko lokhalo lomwe liri ndi makonzedwe otero. M'dziko lonselo, kutenga mimba sikoyenera.
Chotsatira pansipa ndizo njira zina zomwe mungasankhire ngati mukusowa inshuwalansi panopa, ngati simukuyenera kulandira inshuwalansi kudzera mu Obamacare , kapena ngati mukuyenera kudikira kuti mudzakhale olembetsa kuti mutenge dongosolo la Obamacare, koma muyenera kusamalidwa chisanafike.
Dipatimenti ya Zaumoyo Zamtundu
Choyima chanu choyamba chiyenera kukhala Dipatimenti Yanu ya Zaumoyo. Maofesi ambiri a zaumoyo amapereka chithandizo chakumayi. Kawirikawiri, mautumikiwa amakhala ochepa kwa anthu omwe amapeza ndalama zochepa, koma ngati simukugwirizana ndi ndalama zowonjezerapo ndalama, angaperekebe zambiri zokhudza zomwe zilipo m'deralo. Gwiritsani ntchito chida ichi kuti mupeze Dipatimenti ya Zaumoyo.
Gulu la zaumoyo
Magulu a zaumoyo ammudzi amapereka chisamaliro chokwanira kwa anthu omwe alibe mwayi wolandira chithandizo chamankhwala. Ngakhale kuti sapereka inshuwalansi ya amayi, amapereka chisamaliro chapadera komanso chisamaliro chokwanira ndi malipiro okhudzana ndi zomwe mumapeza komanso kuthekera kulipira. Popeza kuti palibe midzi yonse yomwe ili nayo imodzi, fufuzani kuti muwone ngati pali Gulu la Thanzi Labwino pafupi ndi inu.
Medicaid
Medicaid ndi pulogalamu ya boma yomwe imapereka inshuwalansi ya umoyo kwa anthu opeza ndalama zambiri. Maiko amasiyana ndi omwe amadziyenerera ngati munthu wopeza ndalama. Ngati mukuyenerera, chithandizo cha inshuwalansi cha Medicaid chikhoza kubwereranso, pitirizani kusamalira chithandizo chomwe muli nacho ngakhale musanayambe kuitanitsa Medicaid. Komanso, mukakwaniritsa, mwana wanu adzaphimbidwa akabadwa.
Mankhwala oyenerera a Medicaid ndi apamwamba kwa amayi apakati kusiyana ndi omwe ali akuluakulu, ngakhale m'mayiko omwe sanawonjezere Medicaid pansi pa ACA , amayi oyembekezera amatha kulandira Medicaid ndi malipiro oposa umphawi (kulandira malire kuchokera pa 133 peresenti ya umphawi mlingo ku Idaho, Louisiana, ndi Oklahoma, mpaka 375 peresenti ya umphaŵi ku Iowa).
Medicaid imalola kulembetsa anthu chaka chonse kotero kuti simukutsutsidwa ndi nthawi yolembera.
Ndondomeko ya Inshuwalansi ya Ana
Pulogalamu ya Inshuwalansi ya Ana yaumoyo imapereka inshuwalansi kwa ana osathandizidwa, koma m'mayiko ena (Colorado, Missouri, New Jersey, Rhode Island, ndi Virginia), imaperekanso chithandizo kwa amayi apakati. Ngakhale kuti imakhudza anthu omwe sangathe kupeza inshuwalansi ya thanzi, mapulogalamu a CHIP amalola ndalama zambiri kuposa Medicaid. Mayiko asanu onsewa ali ndi mwayi wokwanira 200 peresenti ya umphawi kapena pamwamba pa amayi omwe ali ndi mimba kuti akwaniritse CHIP.
Ngakhale ngati simukuyenerera, mwana wanu akhoza kukhala woyenera pa kubadwa. Monga Medicaid, CHIP imalola kulembetsa chaka chonse.
Malo a Hill-Burton
Kuyambira mwezi wa November 2016, pali zipatala 143 ndi zipatala m'dziko lonse lapansi omwe ali ndi udindo wopereka chithandizo chaulere kapena chotsika mtengo chifukwa adalandira thandizo kapena ngongole pansi pa Hill-Burton Act. Pitani ku ofesi yovomerezeka ya imodzi mwa malowa ndipo muwauze kuti mukufuna kuitanitsa zosowa za Hill-Burton. Mudzasowa kukwaniritsa zofuna zanu zazing'ono, koma simukuyenera kukhala nzika za US.
Malowa amangofunika kuti azikhala ndi ndalama zochepa chaka chilichonse pa chisamaliro cha Hill-Burton, kotero kuti mugwiritse ntchito malonda awo asanathe. Izi zimaphatikizapo zolakwa zachipatala, koma osati chifukwa cha dokotala chifukwa sikuti ali ndi inshuwalansi yeniyeni; ndi mtundu wa chisamaliro cha chikondi.
Mabungwe Othandiza Othandiza
Mabungwe monga Mapemphero a Katolika ndi Othandizira amapereka mapulogalamu othandizira amayi ndi chisamaliro cha amayi. Mapulogalamu amasiyana mosiyana. Ntchito zazikulu zimaphatikizapo uphungu ndi kutumiza. Koma, malo ena amapereka chithandizo chokwanira ngati ma nyumba omwe akuyamwitsa omwe amapereka chisamaliro chaufulu kwa amayi, ubwino wotsatirana, kuphunzitsa ana, komanso chipinda. Pang'ono ndi pang'ono, iwo adzakuphunzitsani pazinthu zina zomwe zilipo m'deralo.
Kukula kwa Achinyamata Pansi pa Polinga la Gulu la Makolo
Ngati muli ndi zaka zosachepera 26 ndipo mulibe inshuwaransi ya ntchito yanu, mukhoza kukhala ndi chithandizo pa inshuwalansi ya kholo lanu . Ngakhale ngati mwakwatirana kapena mukukhala nokha, mukhoza kuikidwa mu inshuwalansi ya umoyo imene kholo lanu limachokera kuntchito yake. Muyenera kuyembekezera kuti ndondomeko ya abambo anu itsegulidwe, koma ndondomekoyi ikhoza kukhala ndi kulembetsa kumene sikukugwirizana ndi chaka cha kalendala.
Onetsetsani kuti dongosolo limapereka chithandizo cha inshuwalansi kwa amayi omwe akudalira, popeza njira zaumoyo siziyenera kuchita. Ovomerezeka ayenera kupatsidwa chithandizo chomwe chimaphatikizapo phindu la chisamaliro, kuphatikizapo chisamaliro chakumayi. Koma palibe chofunika kuti mapulani azigwira ntchito ndi kubereka kwa anthu odalira.
Kukonzekera Parenthood
Parenthood yokonzedwa sikuti amangokhala ndi mphamvu yolerera komanso kuchotsa mimba. Zina, koma sizinthu zonse, Planned Parenthood malo amapereka chithandizo chokonzekera. Zina, koma sizinthu zonse, Planned Parenthood malo zimapereka malingaliro awo phindu lanu. Ngati Planned Parenthood yanu sichipereka chithandizo cha amayi oyembekezera kapena kukhala ndi ndalama zolipirira odwala omwe amadzipiritsa, adzatha kukutumizani kuzinthu zina zamtundu wanu.
Lankhulani Phindu Lokhalipira
Ngati mutha kulipira mthumba, kambiranani mavoti pasadakhale ndikukonzekera mapulani. Kaŵirikaŵiri, zipatala zimakhala ndi chiwerengero chodzipiritsa, chiwerengero cha malipiro otsika mtengo, komanso ndalama zochepa zothandizira. Ngati simukufunsani za mlingo wa chikondi, iwo sangathe kudzipereka. Kufunsa chomwe chiwerengero cha chikondi, komanso momwe mungakwaniritsire, chidzakuthandizani kukambirana chifukwa mudzadziwa maziko, ngakhale simukuyenerera.
Gulu lachidziwitso chachipatala
Ngati kukambirana nokha kulipira kwanu kukupangitsani inu, mukhoza kugwira ntchito ndi Discount Medical Plan Organisation. Makampani awa amapereka zotsalira zisanayambe kukambirana kwa mamembala awo pamwezi uliwonse. Izi siziri choncho inshuwalansi ya amayi kuyambira pamene mukulipira dokotala ndi chipatala nokha. Koma, malingalirowa adakambirana kale kwa inu ndi DMPO. Musanayambe kulembetsa, onetsetsani kuti dokotala ndi chipatala akugwirizanitsa nawo, monga momwe mapulani ambiri aliri ndi mwayi wosakwanira wopereka chithandizo .
Kusinthidwa ndi Louise Norris.
> Zotsatira:
> BillTrack50.com, New York Senate Bill 5972.
> Medicaid.gov, Medicaid ndi CHIP Makhalidwe Oyenerera pa June 1, 2016.