Kodi mumadandaula ndi ngongole zachipatala? Kodi mukuvutika kuti mumvetsetse kuti ndalama zonsezi ndizoti ndichifukwa chiyani inshuwaransi yanu siilipira zambiri? Ngati ndi choncho, ikhoza kukhala nthawi yoitanira wothandizila olemba ndalama.
Kodi Kudula Ngongole Kwachipatala Kungakuthandizeni Bwanji?
Wovomerezeka wothandizira ndalama akhoza kusinkhasinkha ngongole zanu zachipatala ndi kulakwitsa pamapepala, kupitirira malipiro, zoimbidwa mobwerezabwereza, kuimbidwa mopanda nzeru, ngakhalenso chinyengo.
Akhoza kudziwa ngati inshuwaransi ya moyo wako yakhala ikulipira, komanso ngati ayi, bwanji? Iye angagwire ntchito m'malo mwanu kuti apeze milandu yosayenera yosayenerera kapena kukakamiza inshuwalansi zotsutsa zotsutsa . Angathe kukambirana ndi madokotala ndi zipatala kuti achepetse zomwe mukuyenera.
Pamene Muyenera Kuitanitsa Wovomerezeka Wopereka Udokotala
Taganizirani kuitanitsa wothandizira odwala ngati mukukumana ndi mavuto awa:
- Simukumvetsa ngongole zanu zamankhwala , ndipo kufotokozedwa kumene operekedwa ndi opereka anu sikungakhale kwanzeru.
- Inshuwalansi ya umoyo wanu akukana kubweza ngongole kapena madola anu onse azachipatala ndipo chifukwa chake sichimveka bwino kapena chikuwoneka cholakwika.
- Inshuwalansi ya umoyo wanu akukana kubweza ngongole kapena ndalama zanu zonse zamankhwala ndikukupatsani inu kuyendayenda-kuzungulira.
- Ofesi yothandizira kuchipatala (kapena dokotala wogulitsa ngongole) akudzudzula zinthu ku kampani ya inshuwalansi yaumoyo, ndipo kampani yanu ya inshuwalansi ndikudzudzula zinthu zomwezo kuchipatala chanu (kapena dokotala). Kotero, iwe umakhala mkatikati, ukugwira bilo.
- Mukudandaula ndi ngongole zamankhwala zomwe simungathe kulipira ndipo mukuganiza kuti bankruptcy chifukwa cha iwo.
- Mulibe inshuwalansi ndipo simukugwirizana. Wovomerezeka wothandizira ndalama angakambirane misonkho yapansi pasanafike kapena pambuyo pake.
- Mukudwala kwambiri mulibenso mphamvu yogwiritsira ntchito mapepala oyenerera kuti muyendetse ngongole zanu zamankhwala ndi inshuwalansi yowonjezereka, koma simukufuna kuti abwenzi kapena abwenzi akuchitireni inu.
- Iwe ndiwe wotsogolera kuyang'anira ngongole zachipatala za winawake (mwinamwake kholo lokalamba) ndipo mwina sangathe kuwazindikira kapena akudandaula ndi zomwe zikukhudzidwa ndi kuzifufuza.
Zimene Mtsitsi Adzafunika
Zomwe zimagwiritsidwa ntchito ndi zowonongedwa ndi wothandizira kupereka ndalama akuyenera kukuthandizani kumadalira pazinthu zina zadongosolo lanu la zamankhwala ndi ndondomeko ya inshuwalansi ya umoyo. Komabe, muyenera kuyembekezera kuti angafunike zina mwa izi:
- Misonkho yanu ya zamankhwala.
- Ndondomeko yanu yopindulitsa ( EOB ) mawonekedwe.
- Chilolezo chanu choyankhula ndi ogwira ntchito zaumoyo wanu ndi kampani yanu ya inshuwalansi.
- Kufikira zolemba zanu zachipatala.
- Zomwe mudalipira kale.
- Zomwe mungachite kuti muthe kuthetsa vutoli musanayambe kulandira ovomerezeka a zachipatala.
- Kuti lipereke. Ovomerezera za ngongole zamankhwala samagwira ntchito kwaulere; Komabe, iwo angakupulumutseni ndalama zambiri kuposa momwe amachitira ndalama, kotero ntchito zawo ndizofunika kwambiri.
Dziwani zambiri
Mutha kupeza ovomerezeka a zachipatala pogwiritsa ntchito bukhu la AdvoConnection ndikuphunzira zambiri zokhudza kulengeza kwa odwala kuchokera ku gulu la malonda odwala omwe ali Alliance of Professional Health Advocates.
Mukapeza ofunsidwa, phunzirani momwe mungayankhulire ndi kusankha wothandizira odwala .