Kulembetsa Kwawo kwa 2018 Individual Inshuwalansi: Zimene Mukuyenera Kudziwa

Dongosolo Latsopano, Kutsatsa Kuchepetsa, ndi Thandizo Lowonjezera Kulembetsa

Onetsetsani kulembetsa kwa 2018 malonda payekha - potsatizana ndi kusinthanitsa -begn November 1, 2017 ndipo anathera patapita milungu isanu ndi umodzi kenako pa December 15, m'mayiko ambiri.

Izi ndizofupikitsa kuposa kulembetsa kotsegula kwa zaka zapitazo, ndi theka pokhapokha ngati kutsegulidwa koyambirira kunakonzedwa kutsegulira chaka chino. Ndiyonso nthawi yoyamba kuti olembetsa amatha kusanayambe chaka chatsopano.

Pali kusintha kwakukulu ndi zinthu zomwe muyenera kuzidziwa ndi nthawi yachisanu yotsegulidwa. Ndipo ndondomeko yowonjezera yomwe Pulezidenti Trump adayina pa Oktoba 12 ndipo kuthetsa ndalama zothandizira kuchepetsa ndalama zowonjezereka kwawonjezera chisokonezo chomwe chasokoneza kusintha kwa chisamaliro mu 2017.

Koma bungwe lolamulira limangoyang'anira mabungwe osiyanasiyana a boma kuti apange malingaliro a kusintha komwe angagwiritsidwe ntchito kuti akwaniritse zolinga za Administration za Trump. Zilibe kanthu mwamsanga, ndipo ponena za kulembetsa kwa chigawo cha 2018, palibe chomwe chinasintha ndi dongosolo lolamulira.

Kuchotsedwa kwa ndalama zothandizira kuchepetsa ndalama zimatanthauza kuti ndalama zapamwamba zidzakhala zapamwamba kuposa momwe zingakhalire ndi 2018 , ngakhale kuti madera ochulukirapo adzakhala pa mapulani a siliva, ndipo adzathetsedwa ndi ndalama zowonjezereka zothandizira anthu ambiri, zomwe zimachititsa kuti ndalama zothandizira anthu ambiri, poyerekeza ndi zomwe adazipereka mu 2017.

Ogulitsa amayenera kufananitsa mosamala njira zomwe zilipo panthawi yolembetsa, koma zopindulitsa zogawanika zapadera zimapitiriza kukhalapo kwa onse oyenera kulembetsa ndalama mu 2018.

Lowani ku Healthcare.gov

Zosintha za Budget

Kuphatikiza pa nthawi yochepa yolembera, Ulamuliro wa Trump unapereka ndalama zowonjezera ndi zofalitsa za HealthCare.gov, zomwe zimapangitsa kuti anthu asamalengeze malonda ndi anthu ochepa omwe amawathandiza kuti alowe.

A Covered California kafukufuku akupeza kuti ndalama zochepetsedwazo zikhoza kuchititsa olemba milioni ochepa mu HealthCare.gov akuti mu 2018 (pamapeto pake, olemba oposa 8.7 miliyoni a HealthCare.gov akuti, kuchokera pa 9.2 miliyoni chaka chatha). Ndipo popeza ali olembetsa bwino kwambiri omwe angathe kulemba kulembetsa, ndalama zowonjezereka ziyenera kupitilira kukwera pakhomo la anthu odwala kwambiri.

Dipatimenti ya zaumoyo ku United States (Health Department and Human Services) (HHS) inagwiritsa ntchito ndalama zokwana madola 10 miliyoni potsatsa malonda a HealthCare.gov, kugwa kwa $ 100 miliyoni chaka chatha. Mwachidziwitso, California-yomwe ili ndi mgwirizano wake-inali kukonza ndalama zokwana madola 111.5 miliyoni - kuposa 11 momwe HHS angagwiritsire ntchito kugulitsa HealthCare.gov, ngakhale kuti HealthCare.gov inalembetsa kasanu ndi kawiri anthu ambiri mu 2017 Monga Zomwe Anaperekera Calfornia. Ulamuliro wa Trump wathandizanso bajeti ya mabungwe oyendayenda (thandizo lolembetsa) ndi 41 peresenti.

Kuphatikizidwa kwa nthawi yochepa yolembetsa, malonda ochepa kwambiri, komanso thandizo laling'ono la olembetsa lingapangitse kusokonezeka kwa olembetsa pamsika. Kotero, tiyeni tiwone zamasintha ndi zomwe muyenera kudziwa ngati mugula inshuwalansi ya moyo wanu pamsika.

Nthawi

M'mayiko ambiri, ngati mutayina nawo malonda pa-malonda kapena payekha-mu 2018, munali ndi masabata angapo oposa asanu kuti mutsirize kulembetsa kwanu kapena kusintha kusintha kwanu komweko. Iyi ndi theka malinga ndi nthawi yomwe mwakhala nayo nthawi yochepa yolembera. HHS inasintha malemba mu April 2017, kudula mawindo olembetsa olembedwerawo theka.

Kulembetsa koyamba kunayambira November 1 mu boma lirilonse ndipo kumathera pa December 15 mu maiko onse koma khumi. Pokhapokha mutakhala m'gulu lomwe lawonjezera kulembetsa, simudzakhala ndi mwayi wolembetsa kapena kusintha kusintha kwanu pambuyo pa December 15 popanda choyenera .

Komabe, anthu a ku Georgia, Florida, South Carolina, Alabama, Maine, ndi mbali zina za Louisiana, Texas, ndi Mississippi akhalapo mpaka December 31 kuti alembetse kuunikira 2018, chifukwa cha mphepo yamkuntho ndi mphepo yamkuntho kumapeto kwa 2017. Ndipo ngati bwana wanu akuchoka pamsika pamapeto a 2017, muli ndi nthawi yapadera yolembera yomwe mungasankhe ndondomeko yatsopano. Ikupitirira mpaka pa March 1, koma ngati mutenga dongosolo latsopano pa December 31, lidzayamba pa January 1, 2018.

Kuwonjezera pa kulembetsa mawindo olembetsa, HHS inalengezedwa pamsonkhano wa maphunziro kumapeto kwa September kuti HealthCare.gov, khomo lolembetsa anthu opezeka m'mayiko 39, silingapezeke chifukwa cha kukonzekera koyenera kwa theka la tsiku Lamlungu lambili panthawi yolembera, ndipo ngakhale usiku pa tsiku loyamba la kulembetsa, pa November 1.

Uku kunali kusuntha kwakukulu, ndipo kunachepetsetsa kutsegula kwawonekera kwa masiku atatu onse.

Mapulogalamu Opezeka

Pa November 1 mpaka December 15, mawindo otsegulidwa akugwiritsidwa ntchito pa malonda omwe akugulitsidwa malonda omwe akugwirizana ndi Affordable Care Act (ACA, aka Obamacare), potsatila ndi kusinthanitsa. Malinga ndi kafukufuku wa Mark Farrah Associates, pali anthu pafupifupi 17.6 miliyoni pamsika uno.

Pali mawindo olembetsa omwe akugwiritsidwa ntchito kwa anthu omwe ali ndi Medicare komanso ndi inshuwalansi yothandizira inshuwalansi, koma sakukhudzidwa ndi kusintha kwa Ulamuliro wa Trump.

Ndipo anthu omwe ali ndi agogo akuluakulu kapena abambo omwe amalandira malonda awo samakhudzidwa. Zolinga zimenezo sizikupezeka kuti zigulitsidwe ndipo motero mulibe mawindo olembera olembera.

Komabe, ngati muli ndi ndondomeko yamagulu kapena abambo, ndizosangalatsa kwambiri kuti muwone momwe zikufananirana ndi ndondomeko za ACA zomwe zidzakhalepo mu 2018, makamaka ngati mukuyenera kulandira thandizo la premium kapena kugwirizanitsa ndalama kusinthana.

Zimene Muyenera Kudziwa Musanalembetse

Ndikofunika kwambiri kuti mumvetsetse mauthenga omwe mumalandira kuchokera ku kusinthanitsa-kapena kuchokera kwa inshuwalansi ngati muli ndi gawo lolimbana nawo. Onetsetsani kuti mumvetsetsa momwe ndalama zanu zikuyendera komanso ngati muli ndi ndalama zowonjezereka mwachitsulo, mumvetsetse kuti ndalama zanu zothandizira ndalamazo zidzasintha bwanji.

Samalani komanso ndondomeko ya kufotokozera mwachidule zomwe mukupeza kuchokera kwa inshuwalansi ndi / kapena kusinthanitsa. Ogwirizanitsa akhoza kuthetsa ndondomeko payeerend ndi "kuwoloka" kapena "mapu" akulembera ku dongosolo latsopano lofanana-koma osati zofanana. Kuphatikizana kungathenso kuchita izi ngati inshuwalansi akusiya kusinthanitsa kwathunthu.

Zaka zapitazo, anthu adakhala ndi mwayi wopanga kusintha kwawo mu Januwale ngati atagwidwa ndi mawonekedwe apamwamba kapena kusintha kwa chiyambi kumayambiriro kwa chaka chatsopano. Izi sizidzakhalansopo mu 2018, kotero ndizofunikira kuti muwone kuti mumvetsetse tsatanetsatane pasanafike pakati pa December ndikupanga kusintha komwe mukuwona kofunikira.

States ndi Kulembetsa Kwambiri

Kusinthanitsa kwa kayendetsedwe ka mayiko kwasankha kuwonjezerapo nthawi yowonjezereka kumapeto kwa nthawi yolembedweratu nthawi yochepa / yozizira, ndipo HHS yatulutsa nthawi yapadera yolembetsa kwa anthu ena omwe akuzunzidwa ndi mphepo yamkuntho m'magulu atatu omwe amagwiritsa ntchito HealthCare.gov. Onani kuti izi ndizowonjezera nthawi imodzi ndipo sizidzagwiranso ntchito m'tsogolo.

Kusinthanitsa maulamuliro mu mayiko awa kudzakhala ndi mpaka nthawi zotsatirazi zidzalowetsedwe mu 2018:

DC, California, ndi New York onse adasankha kusunga nthawi yolembera yomwe idakonzedweratu ku 2018. Mabungwe ena asanu ndi awiriwo adasankha nthawi zoyambirira kuti athe kupeza nthawi yabwino kwambiri (January 1 kapena February 1) pamene akupatsanso anthu nthawi yowonjezereka kulemba mosalekeza pa December 15.

Kusinthasintha kwowonjezera kulembetsa kwa olembera kumangokhala kwa zomwe sizigwiritsa ntchito HealthCare.gov -ndipo pali 12 okhawo. Awiri mwa khumi ndi awiriwo sanalembetse mwayi wolembetsa- Vermont ndi Idaho anamaliza kulembetsa pa December 15.

Kuphatikiza pa kusinthanitsa kwa boma komwe kwatulutsa mwayi wolembetsa, HHS inalengeza kumapeto kwa September kuti anthu ena okhala ndi mphepo yamkuntho mu 2017 adzakhala mpaka kumapeto kwa December kuti alowe muzinthu kudzera ku HealthCare.gov kwa 2018. Nthawi yolembera yapaderayi ( December 16 - December 31) akugwiritsidwa ntchito kwa anthu omwe akukhalamo (kapena omwe ankakhalapo pamene mphepo yamkuntho imagunda) imodzi mwa zigawo zomwe FEMA zinkayenera kuti "zithandizidwe" kapena "kuthandiza anthu" pambuyo pa mphepo yamkuntho Irma ndi Harvey.

Izi zikuphatikizapo:

Kuwathandiza Kulembetsa

Kuphatikiza kufupikitsa kulembetsa kwa olemba ntchito ndi kuwononga ndalama za HealthCare.gov malonda, Boma la Trump linadula ndalama zopangira mabungwe oyendayenda ndi 41 peresenti poyerekeza ndi ndalama zomwe adalandira polembera nthawi yozizira kumapeto kwa 2016. Kupeza thandizo lolembetsa kungakhale kovuta chaka chino.

Kusinthanitsa kwa boma kumayendetsa bizinesi zawo pothandizira munthu. Mwachitsanzo, kusinthanitsa kwa Connecticut kulikuthandizira chithandizo cha munthu mwawo ndi malo osiyanasiyana osiyanasiyana kudera lonseli. Koma ambiri a dzikoli amadalira kusintha kwa federally ndipo sadzakhala ndi ndalama zochuluka zowonongeka kwa thandizo la munthu.

Ngati mukuganiza kuti mungafunike thandizo posankha ndondomeko kapena kulembetsa, ndi bwino kupanga nthawi yotsatira ndi wogulitsa kapena woyendetsa ndege m'deralo kapena kupeza zomwe mabungwe amdera lanu adzalandira aphungu olembetsa pazomwe akulembetsa.

Zifukwa Zowonjezera Kwafupi

Ndikofunika kumvetsetsa kuti nthawi yolembera yochepa, yomwe ili gawo la mgwirizano wolimbitsa msika, idakonzedweratu pansi pa Obama Administration, ndipo idakonzedwa kuti igwire ntchito mu kugwa kwa 2018. Ulamuliro wa Trump unasunthira chaka chimenecho, pokhala nayo ikugwira ntchito mu kugwa kwa 2017 mmalo mwake.

Kusamuka kwa kulembetsa chiwerengero chotsegula kuyambira kumapeto kwa chaka cha 2017 chinali gawo la malamulo ogwirizanitsa msika omwe HHS anamaliza mu April 2017. Lingaliro linali kuti inshuwalansi ayenera kukhala ndi anthu ochuluka omwe angathe kulembera chaka chonse kuti athetse malo osungira chiopsezo, ndi kutseka kulembetsa kusanayambe mapeto a December ndi njira zothetsera cholinga chimenecho.

M'zaka zapitazi, pamene olembetsa olembera apitirira chaka chatsopano, anthu amatha kulembetsa kumapeto kwa mwezi wa January ndikukhala ndi tsiku loyamba la March 1. Izi zikutanthauza kuti analipira malipiro okha kwa miyezi 10 pachaka, osati 12.

Anthu odwala sangachite izi. Iwo anali olembetsa bwino-anthu omwe amafunikira kwambiri padziwe loopsya kuti akhalebe otetezeka-omwe anali kulemba kwa chaka chochepa. Ogwirizanitsa ndi kusinthanitsa adadziwa kuti izi sizinatheke ndipo nthawi yolembera yochepa ndi njira yothetsera vutoli.

Ndipo kachiwiri, HHS, pansi pa Obama Administration, adagwirizana chimodzimodzi ndi malamulo omwe adatsiriza kumayambiriro kwa 2016. Koma ndondomekoyi panthawiyi inali kupereka makampani a inshuwalansi, kusinthanitsa, ndi ogula nthawi yambiri kukonzekera kulembetsa kochepa nyengo yomwe siidakonzedwe kugwira ntchito mpaka kugwa kwa 2018.

M'malo mwake, masiku atsopano adatulutsidwa mu April 2017, patangopita miyezi isanu ndi umodzi isanayambike kulembedwa kwa omasuka. Izi sizinawapatse olemba inshuwalansi, osinthanitsa, kapena ogula nthawi yochuluka kuti athetsere kusintha, ndiye chifukwa chake msikawu ukukhazikika bwino makamaka umanena kuti kusinthasintha kwa boma kuli ndi mwayi wogwiritsira ntchito kusintha kwawo kuti athe kuwonjezera kulembetsa kwa kugwa uku.

Kumvetsetsa Kutsutsana

Lingaliro la kulembetsa kwa nthawi yochepa lomwe limathera mu December, ndi zolinga zonse zogwira ntchito pa January 1, zinali zotsutsana ngakhale pamene HHS pansi pa Obama Administration adaipereka kumapeto kwa chaka cha 2015. HHS idakambirana maganizo otsutsana ndi malamulo omwe anamaliza kumayambiriro kwa chaka cha 2016.

Choncho, ngakhale Purezidenti Trump adanena mobwerezabwereza kuti "amalola Obamacare kupembedzera," nthawi yolembera yochepa kwambiri siinali lingaliro la Otsogolera Trumpet, ndipo kutsutsana komwe kulipo tsopano kunalipo Trump asanakwanitse chisankho cha 2016. Koma, ndalama zochepetsedwa zogulitsa, kufalitsa, ndi kulembetsa thandizo ndilo lingaliro la ogwira ntchito ya Trump ndipo likuwononga kwambiri malonda awo chifukwa zidzatengera owerengeka ochepa, ndi odwala mu 2018.

Othandizira kulembera kalata yochepa yolembera yomwe imathandiza kuti aliyense azitha kufalitsa chaka chonse. Amakhulupiriranso kuti mawindo olembetsa miyezi itatu sichifunikanso pakalipano kuti kusinthanitsa ndikugwira ntchito bwino ndi inshuwalansi ndi ogula ntchito amagwiritsidwa ntchito kuti zitheke kumsika.

Koma otsutsa makalata olembera ochepa omwe amalembera kulembetsa kuti msika uliwonse uli wosasinthasintha, zomwe zikutanthauza kuti anthu amayendayenda ndi kuchokamo kuyambira chaka chimodzi kupita kutsogolo ndipo pali anthu atsopano omwe akufunikira kugula malonda awo pa nthawi yoyamba. Amanenanso kuti zenera latsopano likudutsa pa nthawi yomwe anthu akulembera ku Medicare . Ndipo, ambiri amalonda omwe amathandiza anthu pa msika pawokha akuthandizanso anthu mu msika wa Medicare, kutambasula zothandizira zowoneka bwino.

Zolinga zogulitsidwa pamsika pamsika zimakhalanso zosasinthasintha, ndi mabungwe othawirako omwe akuchoka ndikulowa msika chaka chilichonse, pamodzi ndi kusintha kwa intaneti ndi zopindulitsa. Izi zimapangitsa kuti zikhale zovuta (ndipo sizinapindulitsa kwambiri) kuti anthu "aziyike ndi kuiwala" pokhudzana ndi inshuwalansi yawo ya umsika. Ndikofunikira ndipo nthawi zambiri nkofunika kugula chaka chilichonse, ndipo mawindo olembetsa amawunikira kuti zikhale zovuta kwambiri kwa aliyense pamsika kuti athe kuchita zimenezi, makamaka ngati akusowa thandizo.

Otsutsa mawindo olembetsa afupikitsa amapezanso kuti anthu odwala amayamba kulembetsa mwamsanga mwamsanga pawindo lolembetsa. Koma achinyamata, omwe ali ndi thanzi labwino (mwachitsanzo, "achinyamata omwe sagonjetsedwa") amakhala ochepetsetsa ndipo amalembetsa patsiku lomaliza. Chaka chino, ndizofunika kwambiri kulankhulana ndi anthu omwe amatha kulembetsa kulembedwa pa December 15 kuti asayembekezere motalika kwambiri ndikusowa zenera.

Kodi Ndingatani Ngati Ndili ndi Magetsi Kupyolera mwa Wogwira Ntchito Wanga?

Kulembetsa kotsegula kumasintha ndi zomwe zanenedwa pamwambazi zimagwiritsidwa ntchito pokhapokha pa malonda a inshuwalansi, kotero sizimakhudza anthu omwe amapeza inshuwalansi ya umoyo ku mabwana awo. Koma ngati muli ndi inshuwaransi yothandizira olemba ntchito, nthawi yanu yolembera imatha kukhala ndi nthawi yolembera.

Mapulani ambiri omwe amagwiritsidwa ntchito ndi abwana amalembetsa nthawi yawo yolembera, kuti kusintha kwachinsinsi kukhale kotheka pa Januwale 1 a chaka chotsatira. Izi siziri choncho nthawi zonse-mwina abwana anu akhoza kukhala ndi ndondomeko yomwe satsatira chaka cha kalendala, kotero kuti kulembetsa kwanu kutsegulidwa kungakhale nthawi yosiyana ya chaka.

Kutsegula mauthenga kwa mapulani omwe amagwiritsidwa ntchito ndi abwana kawirikawiri ndi amfupi kuposa mawindo olembetsa omwe amagwiritsidwa ntchito pamsika, koma abwana anu amatha kufotokozera masiku ofunika omwe akugwiritsidwa ntchito pa dongosolo lanu. Wobwana wanu amatha kusonkhanitsa antchito kukonzekera kulembetsa olembetsa, kapena angatumize zambiri zaumwini kwa wogwira ntchito aliyense. Ngati muli ndi mafunso, ino ndi nthawi yoti mufunse. Ngati simukudziwa za mawu aliwonse ogwiritsira ntchito kufotokoza mapulani, funsani chithandizo musanapange chisankho.

Ogwira ntchito nthawi zambiri amalumikizana ndi ndondomeko yomweyi kuyambira chaka chimodzi kupita kwina chifukwa chodziwiratu-ngakhale pamene njira yabwino imakhalapo. Ngati bwana wanu amapereka njira zoposa imodzi, ndi bwino kuti muyang'ane mosamala pulogalamu iliyonse panthawi yolembera. Tawonani kuchuluka kwa ndalama zomwe mudzalipire pa malipiro (ndalama zomwe mudzatengere kuchokera ku malipiro anu), ndi kuchuluka kwa ndalama zomwe mudzalipiritse panthawi yomwe mukufuna chithandizo chamankhwala. Ganizirani za ndalama zomwe mudali nazo posamalira chithandizo chamankhwala, ndipo ganizirani ndalama zomwe mukuyembekeza kuti zichitike mu chaka chomwe chikubwera. Ngati imodzi mwa njira zomwe mungasankhe zingapindule kwambiri kuposa zomwe muli nazo panopo, kutsegula ndi mwayi wanu kusintha ndondomeko, ndipo mwinamwake bwana wanu ali ndi ndondomeko yomwe ingathandize kuti zikhale zovuta.

Ngati inu kapena a m'banja mwanu mutenga mankhwala osokoneza bongo kapena kuwona dokotala wina, onetsetsani kuti mwayang'anitsitsa kawiri kawiri mndandanda wa mankhwala ( formularies ) ndi ndondomeko zowonjezera zomwe amapatsa abwana anu. Ngati mutasintha zolinga ndikupeza kuti ndondomeko yatsopano ikagwira ntchito bwanji kuti mankhwala anu ndi / kapena dokotala asaphimbidwe, muyenera kuyembekezera kulembetsa chaka chotsatira kuti musinthe mapulani.

Kodi Ndingatani Ngati Ndikulephera Kulembetsa Otsatira?

Pambuyo pa kulembedwa kwa omasuka, mwayi wanu wolembetsa inshuwalansi ya umoyo wa 2018 udzakhala wochepa . Mukhoza kulemba pakatikati pa chaka ngati mutakhala ndi zofunikira (mwachitsanzo, kutayika, kufotokoza, kukwatirana, ndi zina zotero), ndipo nthawi zambiri zomwe zimagwiritsidwa ntchito pazinthu zomwe zagulidwa ndikusinthanitsa kapena mwachindunji ku kampani ya inshuwalansi.

Koma popanda chiyeneretso, simungathe kulemba mgulu waukulu wa inshuwalansi yaumoyo mpaka nthawi yotsatira yolembera imayambiranso kumapeto kwa 2018.

Kulembetsa kwa Medicaid ndi CHIP kumakhala chaka chonse, ngakhale kwa iwo omwe ali oyenera. Ndipo Achimereka Achimerika angathe kulembetsa mgwirizano wathanzi pogwiritsa ntchito kusinthanitsa chaka chonse .

Mawu Ochokera

Tikudziwa kuti inshuwalansi ya zaumoyo ikhoza kusokoneza, ndipo 2017 yowonjezera ku chisokonezocho ndi kukangana kokhudzana ndi kusintha kwa zaumoyo. Koma chikhalidwe chonse cha msika pawokha chidzakhala chimodzimodzi mu 2018 monga momwe zinaliri mu 2017.

Kupititsa patsogolo kwanu kwapadera ndi kuchepetsa kugawa kwa ndalama kudzakhalapobe, ndipo kusinthanitsa mu mayiko onse akugwira ntchito mofananamo monga momwe analiri pa nthawi yolembera yotsegulidwa. Ngakhale Boma la Trump likudula ndalama zothandizira kuchepetsa ndalama, zotsatira za izi ( maphwando apamwamba-makamaka mapulani a siliva-pafupifupi pafupifupi boma lililonse ) adzasamalidwa ndi boma la federal, ngati mawonekedwe akuluakulu othandizira ndalama. Kugawidwa kwapadera kwaokha kudzapitilira kupezeka mu 2018 kwa aliyense olembetsa oyenerera.

Ndipo ngakhale mobwerezabwereza mutu wa madera omwe palibe osinthanitsa nawo inshuwalansi akukonzekera kupereka chithandizo mu 2018, dera lirilonse mu dziko lili ndi inshuwalansi imodzi yomwe yatsala pang'ono kugawidwa. Ndipo ngakhale kuti msonkho wa msonkho wa GOP umatha kubwezeretsa udindo wake, kusintha kumeneku sikungakhalepo kufikira 2019. Choncho anthu omwe sali ovomerezeka mu 2018 adzapatsidwa chilango pamene amaletsa msonkho kumayambiriro kwa 2019.

Masikuwo asinthidwa kuti athe kulembetsa maofesi ambiri, ndipo ndondomeko yotsatsa malonda ya HealthCare.gov imatanthawuza kuti anthu sangadziwe mawindo afupipafupi olembetsa. Kotero ngati mukumudziwa wina yemwe akugula inshuwalansi ya umoyo wake, afalitsa mawu!

Lowani ku Healthcare.gov

> Zotsatira:

> Dipatimenti ya zaumoyo ndi zithandizo zaumunthu. Federal Register. Chitetezo cha Odwala ndi Ntchito Yodalirika Yothandizira, HHS Zindikirani Zopindulitsa ndi Zopereka Zowonjezera za 2017. March 6, 2016.

> Dipatimenti ya Zaumoyo ndi Human Serices. Chitetezo cha Odwala ndi Ntchito Yodalirika Yothandiza, Msika Wolimbitsa . April 2017.

> Dipatimenti ya zaumoyo ndi zithandizo zaumunthu. Ndondomeko Zokhudzana ndi Ndondomeko ya Navigator ndi Kulembetsa Maphunziro kwa Nthawi Yowunikira Yotsatira . August 31, 2017.

> Mark Farrah Associates. Kuwoneka Mwachidule Pa Inshuwalansi Yaumphawi Yodzipha Malonda. July 19, 2017.