Kulemba Zopangira Amalonda A Zamankhwala

Ntchito iliyonse ya ofesi ya zachipatala yomwe imayang'anira kubweza ngongole - kuchoka panthawi imene wodwala akukonzekeretsa mpaka nthawi yolipira ngongole ya kampani ya inshuwalansi - ndizofunikira kuti phindu la kubwezeredwa kwa inshuwalansi. Kuvuta kwa kulipira kwachipatala ndi zofunikira za makampani osiyanasiyana a inshuwalansi kungachititse kuti zikhale zovuta ku ofesi ya zachipatala kuti apereke mosamalitsa ndi kulandira malipiro a zachipatala.

Kulemba pepala lachinyengo kwa ogwira ntchito ku ofesi ya zamankhwala kungakuthandizeni kupanga ngongole ndi kusonkhanitsa malipiro mosavuta.

Pano pali zinthu zisanu ndi ziwiri zomwe muyenera kuzilemba mu pepala lanu lachinyengo.

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Amalonda A Inshuwalansi

Yambani mndandanda wanu pozindikiritsa olipidwa omwe madokotala kapena malo ogwirizanitsa nawo. Izi ziyenera kuphatikizapo mauthenga onse okhudzana ndi mauthenga monga madandaulo adiresi, webusaitiyi, ndi nambala za foni zamalonda.

Musaiwale kuphatikizapo:

• Medicare
• Medicaid (ndi boma)
• Blue Cross Blue Shield (mwa boma)
• Cigna
• Aetna
• United HealthCare
• Kulipira

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Kusindikiza Kwadongosolo

Dziwani nthawi yopezera nthawi yothandizira aliyense wa inshuwalansi. Onetsani chiwerengero cha masiku omwe wothandizira akuyenera kulandira chidziwitso pambuyo pa mapulogalamu. Malire osungirako nthawi yake amatsimikiziridwa mu mgwirizano wothandizira.

Zitsanzo zina za nthawi yotsatsa nthawi yake ndi izi:

• Medicare : Malingaliro ayenera kuperekedwa mkati mwa chaka chimodzi pambuyo pa tsiku la msonkhano.
• United Health Care: Miyeso yolemba nthawi yake imatchulidwa mu mgwirizano wothandizira
• Cigna: Pokhapokha ngati lamulo ladziko kapena zochitika zina zikugwira ntchito -
  1. Ogwira nawo ntchito zaumoyo ali ndi miyezi itatu (3) (masiku 90) pambuyo pa tsiku la utumiki.
  2. Omwe amatulutsira pa intaneti ali ndi miyezi isanu ndi umodzi (masiku asanu ndi limodzi) (masiku 180) pambuyo pa tsiku la msonkhano.
• Aetna: Pokhapokha ngati malamulo a boma kapena ntchito ina ikugwira ntchito -
  1. Madokotala ali ndi masiku 90 kuchokera tsiku la utumiki kuti apereke chilango cholipira.
  2. Mzipatala zili ndi chaka chimodzi kuchokera pa tsiku la utumiki kuti lipereke chilango cholipira.
• TRICARE: Zofunikirako ziyenera kutumizidwa mkati mwa chaka chimodzi pambuyo pa tsiku la msonkhano.

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Kutsimikiziridwa ndi Kuvomerezedwa Kwambiri

Onetsani omwe amapereka inshuwalansi amafuna chithandizo choyamba ndi / kapena kutumizira ndi njira ziti. Komanso, onetsani ndondomeko ya kuti wolipira aliyense ali ndi malo oti apeze chilolezo ndi zomwe akufunikira kuti akwaniritse chilolezocho.

Zambiri

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Kusinthasintha

Tchulani mafupipafupi omwe amavomerezedwa pazinthu zina kapena machitidwe omwe akulipira. Izi zikuphatikizapo chiwerengero cha ndondomeko zomwe zimaloledwa ndi ndondomeko yobweretsera njira zambiri.

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Kugonjetsedwa Kwazinthu

Onetsani njira ndi mtundu wa chigamulo choyenera kuti azipereka ndalama zowonjezera inshuwalansi kuphatikizapo zokhudzana ndi zamagetsi, mapepala a milandu, madandaulo achiwiri, ndi ndondomeko yoyenera.

Ambiri omwe amawalipira amafunikira kuyankhulana kwa magetsi pamabuku onse oyambirira ndi apachilendo pogwiritsa ntchito mawonekedwe oyenerera azinthu zamalonda kapena zamakampani .

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Zomwe Mukulipira

Opa inshuwalansi akuyenera kuti azipereka malipiro nthawi yeniyeni, masiku 30. Onetsetsani mgwirizano wanu kuti muthe kudziwa nthawi yomwe mungayembekezere kulandira malipiro kuchokera kwa olipidwa aliyense chifukwa chotsatira malonda.

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Zotsatira

Dziwani njira zoyenera zofunsira aliyense pa inshuwalansi. Kampani iliyonse ya inshuwalansi ili ndi nthawi yopezera nthawi yake nthawi yeniyeni ndipo nthawi zina pamene zifukwa sizidzathetsedwe nthawi yomweyo, zikhoza kusiya mu akaunti zomwe zingalandire kwa nthawi yayitali kulephera kufikitsa nthawi yomaliza.

Zitachitika bwino, madandaulo ochiritsira azachipatala angakhale njira yabwino yothetsera ndi kulandira malipiro a zonena zomwe zatsutsidwa chifukwa cha zifukwa zina osati zosavuta zolembetsa.

Zambiri