Ngati Boma Lanu liri ndi ndondomeko ya mankhwala, mukhoza kukhala ndi maganizo oyenera
Mawu akuti anthu osowa mankhwala ndi kusiyana kwa anthu omwe amagwera mu gawo lina la Medicaid oyenerera muzolemba zomwe zasankha kukhazikitsa pulojekiti ya kusowa kwa mankhwala.
32 akuti ndi District of Columbia amagwiritsa ntchito mapulojekiti osowa mankhwala, omwe amawalola kuti apereke Medicaid kwa magulu ena a anthu omwe ali ndi ndalama zapamwamba zomwe sangathe kulandira Medicaid malinga ndi ndalama zawo.
Medicaid yapangidwa kuti igwirizane ndi anthu omwe ali ndi ndalama zochepa, kawirikawiri popanda kusamala momwe akugwiritsira ntchito ndalama zawo. Koma ngati dziko lanu litayendetsa njira yothandizira anthu kuti azitha kulandira Medicaid, ndalama zanu zingaganizidwe ngati mukupeza kuti ndalama zanu zimakupangitsani kuti mupeze Medicaid.
Kotero, mwazinthu zina, ndalama zanu zingakhale zapamwamba kwambiri kuti zigwirizane ndi Medicaid, koma ngati mumagwiritsa ntchito ndalama zochuluka zedi pa zamankhwala kuti ndalama zomwe zatsala zingakupangitseni kuti mukhale woyenera, mukhoza kupeza Medicaid ngati dziko lanu liri ndi pulogalamu yosafunika ya mankhwala.
Mpata wochotsa ndalama zomwe mumagwiritsa ntchito kuchipatala kuchokera ku ndalama zanu kuti muyenerere Medicaid zingakhale zothandiza makamaka ngati ndinu okalamba ndikukhala m'nyumba yosungirako okalamba. Komanso, ana ndi akuluakulu olumala omwe amakhala m'deralo akhoza kukhala ndi mankhwala osokoneza bongo, zipangizo zamankhwala, kapena ndalama zina zothandizira.
The Affordable Care Act yowonjezera chiwerengero cha anthu m'dzikoli omwe akuyenera kuwerengedwa kwa Medicaid -nthu ku Medicaid ndi CHIP (Child's Health Insurance Program) idakula ndi 29 peresenti kuyambira kumapeto kwa 2013 mpaka kumapeto kwa 2017. Anthu ena omwe kale anali oyenerera Medicaid pansi pa pulogalamu ya anthu osowa mankhwala tsopano ali oyenerera chifukwa cha zowonjezera zowonjezera zowonjezeredwa za Medicaid kuti mayiko ambiri agwiritsa ntchito.
Medicaid
Medicaid ndi ndondomeko ya inshuwalansi yomwe imapangidwira anthu osauka komanso osowa. Medicaid yakhala ikupereka chithandizo chaumoyo kwa ana omwe ali ndi ndalama zochepa (ndipo nthawi zina, makolo awo), achikulire, komanso anthu omwe ali ndi zolemala.
Kuwonjezeka kwa Medicaid pansi pa Chithandizo Chachidwi Chachikulu kunatsegula Medicaid kukhala oyenerera kwa anthu osauka, osakhala okalamba komanso, ngakhale ali olemala kapena ali ndi ana (onani kuti pali mayiko 19 omwe sanalandire ndalama za federal kuti akule Medicaid kuyambira mu 2018).
Ndipo ngakhale pali zifukwa zingapo zomwe zimatsimikizira kuti ndizofunikira kwa Medicaid kwa anthu osiyanasiyana, ndalama ndizofunikira kwambiri. Momwemonso, Medicaid yapangidwa kuti ipereke chithandizo chamankhwala kwa anthu a ku America omwe amapeza ndalama zochepa (pali zosiyana, monga pulogalamu ya Katie Beckett yaiiver ).
Medicaid imathandizidwa ndi boma la federal mogwirizana ndi mayiko onse makumi asanu. Mosiyana ndi Medicare (yomwe imadalitsidwa ndi boma la federal), mapulogalamu a Medicaid amasiyana kuchokera ku mayiko ena, popeza mayiko amalamulira mbali zina za pulogalamuyo.
Ngati dziko lanu likupereka pulogalamu yachithandizo cha mankhwala, liyenera kuphimba:
- Azimayi
- Ana osakwana zaka 19
Mayiko anu ali ndi mwayi wokuphimba:
- Ana mpaka 21
- Makolo ndi achibale ena osamalira
- Anthu okalamba
- Anthu olumala
Madalitso a Medicaid
Dziko lirilonse limafunikanso kulandira ubwino wathanzi. Mapindu omwe mayikowa akuyenera kuwatenga ndi boma la federal amadziwika ngati zopindulitsa. Zopindulitsa zoterezi zikuphatikizapo:
- Mapemphero a dokotala, namwino azamwino, ndi namwino wa udokotala, ngati kuli kotheka.
- Mapulogalamu ofunikira kapena maulendo a X-ray
- Ntchito zachipatala komanso zachipatala
- Mapulogalamu, zopereka, ndi zambiri zokhudzana ndi kulera
- Kupeza mautumiki m'madera osiyanasiyana azaumoyo komanso m'mabungwe azaumoyo akumidzi
- Ntchito zina zosiyanasiyana ndi zosankha za boma
Kuti mupeze Agulu la Medicaid m'boma lanu, gwiritsani ntchito mapu ophatikizidwa kuchokera ku National Association of State Medicaid Directors.
> Zotsatira:
> Kaiser Family Foundation. Medicaid ndi Uninsured. Pulogalamu ya Medicaid Yopatsa Thanzi Labwino: Kusintha ndi Kulembetsa Kukonzekera . December 2012.
> Kaiser Family Foundation. Medicaid Kuyenerezedwa Kudzera mwa Njira Yachilengedwe. Gawo lachigawo, 2015.
> Kaiser Family Foundation. Kulembetsa kwa Mwezi uliwonse Medicaid ndi CHIP. November 2017.