Siwe munthu woyamba kuyamba kuchedwa kupereka malipiro a inshuwalansi yanu, ndipo simudzakhala womaliza. Komabe, popeza pali zotsatira zochedwa, muyenera kudziwa kuti malamulowa ndi otani, momwe akugwiritsira ntchito pazochitika zanu, ndi zomwe zimachitika ngati mwachedwa mukulipira inshuwalansi ya inshuwalansi ya Obamacare .
Mukapeza thanzi lanu inshuwalansi kudzera mu mtengo wothandiza Care Act wathanzi inshuwalansi kuwombola , momwe kuchepa kwa inshuwalansi premium zimayendetsedwa zimadalira
- Kaya iyi ndi malipiro anu oyambirira kuti muyambe kulengeza mwatsopano kapena malipiro kuti mupitirize kufalitsa zomwe zatha kale.
- Kaya mukupeza chithandizo chothandizira kulipira inshuwalansi ya umoyo .
Malamulowa ndi ovuta kwambiri kwa kulipira koyambirira kwapadera kusiyana ndi kubweza kwa mwezi kulipira kupitirizabe kufalitsa kwanu komweko. Malamulo ndi owopsa kwa omwe alibe zopereka, pamene iwo omwe akupeza thandizo akulipira inshuwalansi ya umoyo amakhala ndi nthawi yayitali.
Kudzala Kumapeto kwa Obamacare Health Insurance Premium
Ngati muli mochedwa kulipira inshuwalansi yanu yapamwamba ya inshuwalansi ya inshuwalansi yomwe mumagula pogwiritsa ntchito malonda, inshuwalansi ya umoyo wanu siidzagwira ntchito. Iwe sudzakhala wotsimikiziridwa .
Kawirikawiri, panthawi yomwe izi zikuchitika, nthawi yolembera yolemba chaka chonse idzatha, kotero simungathe kuitananso nthawi yomweyo. Pokhapokha mutakhala oyenerera nthawi yolembera kapena Medicaid , simudzakhala ndi mwayi wina wolembera inshuwalansi ya umoyo kufikira chaka chotsatira.
Ngati muyenerera ku Medicaid, mukhoza kulembetsa chaka chonse.
Posakhalitsa Kulipira Ngongole Yanu Yopereka Inshuwalansi ya Mwezi Kwawo
Ngati mwalandira kale malipiro anu a mwezi woyamba ndipo inshuwaransi yanu yakhala ikugwira ntchito, mwadutsa vuto loyamba. Tsopano, mukufunika kupereka malipiro a malipiro a inshuwalansi pamwezi uliwonse kuti mutsimikize kuti inshuwalansi ikugwira ntchito.
Ngati mwachedwa kumalipira ndalama za inshuwalansi za mwezi uliwonse, malamulowo ndi ochepa kwambiri kuposa olemba malipiro oyambirira; Pali nthawi ya chisomo. Momwe chisomo chimagwirira ntchito chimadalira kuti mukupeza thandizo kulipira inshuwalansi ya umoyo kapena ayi.
Ngati simudzalandira chithandizo cha inshuwalansi yothandizira ngongole yapamwamba , ndondomeko yanu yaumoyo idzachotsa malingaliro anu pambuyo pa masiku 30. Muyenera kulipira malipiro onse pamapeto a nthawi ya chisomo cha masiku 30 kapena simudzatsitsimutsidwa. Kutaya inshuwalansi ya umoyo wanu chifukwa simunapereke malipiro oyambirira sikukuyenererani kuti mukhale ndi nthawi yapadera yolembera.
Ngati mukupeza chithandizo cha inshuwalansi yothandizira ngongole yapamwamba komanso mukuchedwa kumalipira inshuwaransi yanu, muli ndi masiku 90 chisomo chanu chisanafike inshuwalansi yanu. Komabe, chifukwa inshuwalansi ya umoyo wanu siidachotsedwe pa masiku 90 sichikutanthauza kuti dongosolo lanu labwino lidzalipire chithandizo cha mankhwala ngati mwamsanga mukulipira mtengo wanu wa Obamacare.
Kwa masiku 30 oyambirira, muli mu malipiro anu, dongosolo lanu la thanzi lidzapitiriza kulipira madandaulo a inshuwalansi a zaumoyo omwe mumapeza. Ngati mutasamalira mutatha masiku 30 mutapereka malipiro anu, koma musanafike masiku 90, inshuwalansi yanu idzadziwitsa wothandizira zaumoyo wanu kuti mwamsanga mukulipilira ndalama zanu ndipo zifukwazo zidzagwiritsidwa ntchito.
Ndondomeko yanu yaumoyo idzadikirira kuti muwone ngati mumalipiritsa ndalama zanu kapena musanayambe kukonza zomwe mukuzinenazo.
Ngati mutalandira malipiro anu apamtima panthawiyi, inshuwalansiyo idzachita zomwezo ndikuzibwezera monga momwemo. Ngati simukupeza malipiro anu mu nthawi ya chisomo cha masiku 90, ndondomeko yanu yaumoyo idzachotsa ntchito yanu yowonjezereka mpaka tsiku limene mudakhala masiku 31 mutalipira ngongole yanu ya inshuwalansi. Mudzakhala osatonthozedwa kuti musabwererenso tsiku limenelo, ndipo malingaliro omwe akuyembekezeredwa omwe muli nawo pambuyo pa tsiku limenelo adzakanidwa .