Zolakwika mu EOB Yanu Zingakuchititseni Kuti Mukhale ndi Mavuto A Inshuwalansi
Tsatanetsatane wa Mapindu (EOB) ndi mawonekedwe kapena zolemba zomwe mungatumizidwe kwa kampani yanu ya inshuwalansi patapita miyezi ingapo mutalandira chithandizo chamankhwala chomwe chinalipidwa ndi kampani ya inshuwalansi.
EOB yanu ndiwindo mu mbiri yanu yowolapira zachipatala. Onetsetsani mosamala kuti muthe kulandira msonkhanowo, ndalama zomwe dokotala wanu analandira komanso gawo lanu ndi lolondola, komanso kuti zomwe mwapeza ndi ndondomeko zanu zili zolembedwera ndizolembedwa.
Maofesi ambiri a madotolo, zipatala, ndi makampani olipirira zamankhwala amapanga zolakwitsa . Zolakwitsa zoterezi zingakhale zosokoneza komanso zovuta kwambiri, zomwe zimakhalapo kwa nthawi yaitali. EOB ingakhalenso chitsimikizo kwa chinyengo chachinyengo cha mankhwala. Kampani yanu ya inshuwaransi mwina ikhoza kupereka malipiro anu omwe simunalandire.
Zitsanzo za Zolakwitsa mu EOB Yanu
Malipiro awiri
Mary J. anapita kukaonana ndi dokotala wake wamkulu (PCP) ndipo anali ndi chifuwa cha X-ray chifukwa cha chifuwa chachikulu. PCP yake inatumiza X-ray kwa radiologist kuti iwerenge. Mwezi wotsatira Maria adatenga EOB ndi bilo ya radiologist. Pamene anayang'ana pa EOB yake adawona kuti PCP wake komanso radiologist adayesa kampani yake ya inshuwaransi kuti awerenge X-ray. Kampani ya inshuwalansi inakana zomwe adokotalayu ananena.
Mary molondola sanalipire radiologist. Anamuitana kampani yake ya inshuwaransi kukonza vutoli. Cholakwika ichi chinapangidwa ndi kampani yake yolipirira PCP.
Kusokoneza ndalama zanu
Robert M. anali ndi opaleshoni yapadera pa dzanja lake. Ali mu PPO ndipo amalipira ndalama zokwanira 20 peresenti za njira zochiritsira. Pambuyo pa opaleshoniyi, adatumizidwa ngongole kuchokera ku kampani yolipira opaleshoni ya $ 1000, 20% ya madola a $ 5000 a madokotala opaleshoni. Komabe, Robert atalandira EOB yake, adanena kuti ngakhale dokotalayu atayesa madola 5000, adalipira $ 3000 yekha ndi dongosolo la thanzi la Robert.
Robert anachita masamu ndipo anaganiza kuti ayenera kulipira $ 20,000, osati $ 20,000. Ndondomeko yake ya thanzi linatsimikizira kuti zinali zolondola ndipo Robert anatha kulipira $ 600 m'malo mwa $ 1,000.
Kuzindikira kolakwika kapena njira
Betsy D. anapita kwa PCP kwa pakhosi. Pamene anamulandira EOB adapeza kuti m'malo molipira chikhalidwe cha khosi, ofesi yake idakonza zolakwika kuti adziwe kuti akudwala matenda a shuga. Pulogalamu ya pakompyuta yomwe amagwiritsidwa ntchito ndi kampani ya bizinesi ya dokotala imadziwitsa kuti matenda a shuga, omwe Betsy alibe.
Ngakhale kuti panalibe kulakwitsa kwachuma, Betsy adamuyitana mwanzeru kuti awonetsere vuto lake la matenda. M'tsogolo, ngati akufuna kugula inshuwalansi ya umoyo, akhoza kukanidwa chifukwa adapezeka kuti ali ndi matenda a shuga. Kapena, ngati sakanatsutsidwa, ndondomeko yatsopano yaumoyo ingapangitse nthawi yowonongeka yomwe ilipo kale.
Kunyenga Bungwe la Inshuwalansi ndi Zolemba zachipatala
Kuwonjezera pa kukhala ndi mphamvu yambiri ya magazi, Jerry R. ali ndi thanzi labwino ndipo amasangalala kusewera golf ku Florida. Iye amalembedwa ku Medicare nthawi zonse ndipo amachezera dokotala wake katatu pachaka katatu pachaka. Jerry analandira EOB akusonyeza kuti analandira njinga ya olumala, bedi lachipatala kuti agwiritse ntchito pakhomo, ndi makina odula kuti amupume.
Jerry anaitanira ofesi ya dokotala kuti atsimikizire kuti dokotala wake sanapereke umboni wolakwika kwa wodwala wina. A nurse ku ofesi ya dotolo anamuwuza Jerry izi zikutheka kuti anali chithandizo cha Medicare ndipo anamupatsa nambala yowonetsera chinyengo kuti ayitane. Jerry anagawira mapepala ake ndi ofesi ya Medicare komweko.
Kusintha Zakudya Zaumoyo
Martha S. posachedwapa anasintha ntchito ndipo anayenera kusintha ndondomeko zaumoyo. Patatha sabata atasintha, adayendera dokotala kuti atsatire cholesterol chake chokwanira. Ali ndi ofesi yake, Marita nayenso anayesedwa magazi. Anadabwa pamene adalandira EOB akusonyeza kuti dokotalayo ndi zomwe adanena kuti ntchitoyi sizinayambe.
Marita anazindikira kuti EOB sinali dongosolo lake latsopano la thanzi.
Marita adamutcha ofesi yake ya dokotala ndipo adapeza kuti ofesi yokhoza kubwezera sadayambitsenso zowonjezera zomwe adazidziwitsa ndipo adayitanitsa ndondomeko yake yachipatala.
Yang'anani Pa Ebi Yonse ndi Bill Yachidwi
Choyamba, onetsetsani kuti mukulandira EOB mutapita kukaonana ndi dokotala wanu kapena wina wothandizira zaumoyo. Nthawi iliyonse wothandizira amakupatsani chilolezo m'malo mwanu, kampani yanu ya inshuwalansi iyenera kukutumizirani EOB. Itanani ndondomeko yanu yaumoyo ngati simukupeza EOB mkati mwa masabata asanu ndi limodzi kapena asanu ndi atatu a msonkhano wokhudzana ndi thanzi.
Mukapeza EOB yanu:
Onetsetsani kuti masiku ndi ntchito zomwe mudalandira zikulondola. Ngati mupeza cholakwika kapena simukudziwa za code, pitani ku ofesi ya dokotala ndikufunsani olemba bizinesi kuti mufotokoze zinthu zomwe simukuzimvetsa.
Onetsetsani kuti chinyengo chingachitike kapena kubedwa kwachipatala. Ngati simunalandire misonkhano kapena zipangizo zolembedwa pa EOB, funsani njira yanu yaumoyo.
Werengani ndemanga kapena ndondomeko zamatsenga pamunsi kapena kumbuyo kwa EOB yanu. Ndemanga izi zidzalongosola chifukwa chake ndondomeko ya thanzi lanu sililipilira ntchito kapena njira zina kapena kulipira pang'ono. Zina zomwe zimayankhula ndi izi:
- wopezeka kunja-network - mwagwiritsira ntchito wothandizira omwe sali mu intaneti ya dongosolo la thanzi lanu ndipo ntchitoyo silingakonzedwe kapena ikhoza kugonjetsedwa ndi ndalama
- Utumiki siwopindulitsa - inshuwalansi yanu sichikuphimba izi, monga njira zodzikongoletsera
- Utumiki sizofunikira zachipatala - dokotala wanu sananene kuti ntchito kapena ndondomeko zinali zofunika kuti mukhale ndi thanzi labwino
- chilolezo chosavomerezeka - chikusonyeza kuti wothandizira zaumoyo wanu adapanga zolakwika zokopera, kaya mumaganizira kapena mukutsatira
Pali zochitika zingapo pakukonzekera ndikupereka chithandizo chachipatala. Ali panjira, anthu ndi makompyuta omwe akugwira ntchitoyi akhoza kulakwitsa. Ngati malingaliro anu atanidwa, musachite manyazi kutchula ofesi ya dokotala ndi dongosolo lanu la thanzi.