Kusamalira tsiku lachikulire kumapereka maulendo awiri kwa osowa komanso osowa kwambiri omwe amafunikira okalamba. Nkhaniyi ikufotokoza mwachidule za malo akuluakulu othandizira owerenga.
Pulogalamu ya Dongosolo la Adults (ADS) inakhazikitsidwa mu 1992 monga malo amodzi, odziimira okha, osapindulitsa.
Malinga ndi Met Life, malo omwe amagwiritsidwa ntchito masiku onse akhala akugwira ntchito zaka pafupifupi 17.
Mkhalidwe Wopindulitsa
Malo okwana makumi awiri mphambu asanu ndi awiri (7%) amapindula ndi 22 peresenti mu 2002. Pafupifupi magawo atatu mwa zipinda zonse (71%) ndizopanda phindu (56%) kapena zogwirizana ndi gulu kapena boma (16%). Ambiri ali otsimikiziridwa ndi boma kapena apatsidwa chilolezo.
Ulamuliro ndi Ntchito
- Gawo limodzi la alangizi apakati ali ndi bizinesi kapena mabungwe othandizira azaumoyo.
- Pafupifupi 60% amachokera ku unamwino, ntchito ya anthu, komanso ntchito / zosangalatsa.
- Malo pafupifupi 80% a ADS amakhala ndi namwino wolembetsa (RN) kapena namwino wothandizira wothandizira (LPN) ogwira ntchito.
- Chiŵerengero chachindunji chogwira ntchito mwachindunji ndi wogwira ntchito mwachindunji kwa onse asanu ndi mmodzi (1: 6).
Ndalama ndi Malipiro
- Gawo (55%) la ndalama zimachokera ku msonkho wa anthu omwe amapereka payekha ndi gawo limodzi (26%) kuchokera kumalipiro omwe amalandira ndalama.
- Medicaid ndi ndalama za boma ndi zapakati ndizozimene zimapereka ndalama zambiri.
- Ulamuliro wa A Veteran (VA) umapereka 10 peresenti ya ndalama zonse koma zikukula.
- Misonkho yapamwamba yokwana $ 61.71 yokhazikika malinga ndi maola angapo akusamalira kapena ndalama zokwanira tsiku ndi tsiku $ 57.96.
Kugawidwa ndi Chiwerengero cha Anthu
- Chiwerengero chokwanira chawonjezeka kufika pa anthu 51.
- Chiŵerengero cha ophunzira omwe amaperekedwa tsiku ndi 34.
- Pafupifupi 29 peresenti ya malo ali ndi olemba ntchito.
- Ambiri mwa ophunzira ndi akazi; 69 peresenti ya ophunzira anali ndi zaka 65 ndi zoposa, 21% mwa ophunzira anali a zaka zapakati pa 41 mpaka 64, ndipo 9% mwa ophunzira anali a zaka 40 ndi aang'ono.
Zochitika zaumoyo
- Zinthu zitatu zomwe zimachitika ndi anthu omwe ali ndi ADS ndi matenda a 'dementia' (47%), kuthamanga kwa magazi / kuthamanga kwa magazi (46%), ndi kufooka kwa thupi (42%).
- Pafupifupi munthu mmodzi pa atatu aliwonse adakumana ndi matenda a mtima (34%) ndi shuga (31%).
- Matenda okhudza matenda a m'maganizo anapezeka ndi 25% mwa anthu omwe ali ndi chiwerengero ndipo 20% anali ndi chilema chakukula.
Mapulogalamu Amaperekedwa
- Kusamalira
- Kuthandizidwa ndi ntchito za tsiku ndi tsiku (ADLs)
- Maphunziro othandizira azaumoyo ndi zaumoyo
- Ntchito zachipatala ndi zamankhwala
- Zakudya ndi Maulendo
- Ntchito ndi Ndondomeko Zowonongeka
- Makhalidwe Abwino ndi Matenda Odziwika ndi Matenda
MetLife yatsimikiza kuti poyembekeza zosowa zamtsogolo ndi kukula, ADS:
- Muyenera kumvetsa chisinthiko chomwe chiyenera kuchitika pamene anthu akukula kuti afunire misonkhanoyi.
- Khalani okonzeka kuchitira chithandizo makasitomala apamwamba.
- Limbikitsani zatsopano zopezera ndalama zothandizira kusamalira thanzi.
- Masitolo kwa ena ochita masewerawa pachitetezo cha nthawi yaitali, monga okonza zipatala.
- Yesetsani kwa olemba ntchito omwe angathe kugwiritsa ntchito mapulogalamuwa.
- Phunzitsani omanga malamulo za ntchito zofunika tsiku lomwe limasewera pakati pa anthu.
Monga momwe anthu amachokera ku chisamaliro chasungidwe kupita kuchipatala chokwanira komanso kukalamba m'malo, ntchito yofunika yomwe masiku ano akuluakulu amathandizira adzakula.
Ino ndi nthawi yoganizira izi ngati njira yabwino yogulitsa bizinesi komanso mwayi wa wokondedwa wanu pansi pa chisamaliro chanu.