Ngati muli wothandizidwa ndi Medicare, ntchito yowopsya ndi yovuta kwambiri ndikusankha njira yomwe mankhwala a Medicare Part D ndi abwino kwa inu. Zotsatira zotsatirazi ziyenera kukuthandizani kumvetsetsa momwe dongosolo la Medicare limagwirira ntchito komanso komwe mungapeze thandizo ngati mukuvutika kulipira mankhwala anu.
Imodzi mwazinthu zothandiza kwambiri pa intaneti ndi webusaiti ya Medicare, yomwe imakulolani kuti mufanizire mapulani a mankhwala oyenera, phunzirani za mapulani operekedwa mu boma lililonse, yang'anani mapulani a mapulani onse, ndi kukopera kuyitana ndi mafomu osiyana.
Ngati muli oyenera Medicare, mungasankhe ndondomeko ndikulembetsa pa intaneti. Mukhoza kupeza zomwezo mwa kutchula thandizo la Medicare pa 1-800-633-4227.
Chimene Mukuyenera Kudziwa Pakusankha Ndondomeko
Kuti muchite zinthu zomwe mungasankhe ndikusankhiratu zabwino zomwe mukufunikira, ganizirani izi:
- Kodi mankhwala anga ali mu dongosolo la mankhwala?
- Kodi mankhwala anga akugwiritsidwa ntchito?
- Ndondomeko ya mankhwala idzakhala yotani?
Mukapita ku Medicare.gov, gwiritsani ntchito Medicare Plan Finder kuti mufufuze ndi kufananitsa zosankha zomwe zilipo m'deralo. Kusaka kachitidwe kachitidwe kokha kumafuna code yanu ya zip. Kuti mupangitse kusaka kwanu, lowetsani zip yanu ndi kumaliza zambiri za Medicare.
The Medicare Plan Finder ndi chida chomwe chimakuthandizani kufufuza ndi kuyerekeza zomwe mungapeze. Chidacho ndi chosavuta kugwiritsa ntchito - zonse zomwe mukufunikira ndi zip code yanu, dzina la mankhwala omwe mumagwiritsa ntchito, ndi mndandanda wa mankhwala anu a mankhwala.
Mutatha kulowa mu chidziwitso, chidachi chimapanga mndandanda wa mapulani a D Part D kuti awononge ndalama, kuphatikizapo phindu la ndondomekoyi komanso ndalama zomwe mumakhala nazo.
Chitsanzo: Bambo Jones amatenga mankhwala asanu a mankhwalawa-mankhwala otchuka kwambiri, ndi mankhwala anayi. Pamene adagwiritsa ntchito Medicare Plan Finder, adapatsidwa njira 31 ya mankhwala osokoneza bongo.
Ndipotu, mankhwalawa amasiyana kwambiri ndi $ 1,671 $ 4,489 a 2017. Ndipo, ndondomeko yokhala ndi mtengo wochepa kwambiri wa mankhwala umakhala ndi mtengo wapatali wa $ 17.50 pomwe dongosolo la mtengo wapatali limapereka ndalama zokwana madola 75.30 pamwezi.
Nsonga Zina
Mukapeza zolinga zomwe zingakhale zoyenera, mungathe kupeza zambiri zokhudza momwe ndondomeko ikugwirira ntchito komanso momwe ndalamazo zikuwerengera. Ndipo, mukhoza kulemba pa intaneti pa tsamba la Medicare.
Lembani kulembera madera a Medicare Part D kuyambira October 15 mpaka December 7 chaka chilichonse, ndikukonzekera kusintha kumeneku kudzachitika pa January 1 pa chaka chomwecho. Kulembetsa mwamsanga mwakulembetsa kumatsimikizira kuti gawo lanu latsopano la D Dingathe kutumizira zipangizo zanu zapulani pamaso pa January 1, ndikukulolani kugwiritsa ntchito chithunzi chanu mwamsanga.
Komanso, ngati mwatsopano kwa Medicare, mudzafuna kulembetsa dongosolo la Gawo D mukangoyenera kulandira Medicare, ngakhale simukumwa mankhwala. Ngati simukutero (ndikuganiza kuti mulibe mankhwala ena omwe amawerengedwa kuti ndi oyenera), mudzakhala pansi pa chigawo cha D Potsatira chiwerengero cha chiwerengero cha anthu olembetsa. moyo.
Ndipo pomwe fayilo yanu yoyamba kulembedwa (mutangoyamba kulandira) imatha, mukhoza kulemba Medicare Part D pokhapokha pawindo lolembetsa la October 15 - December 7.
Ngati mupita popanda gawo la D, ndipo mutha kukhala ndi mankhwala osokoneza bongo pakati pa chaka chaka, mumayenera kuyembekezera miyezi ingapo kuti mupeze chithandizo, ngakhale ndipamwamba kwambiri yomwe anthu akuyesa kulembetsa.
Mauthenga ena a zowonjezera ndi awa:
KUZIKHALA: Bungwe la State Health Insurance Assistance Program limapereka uphungu ndi thandizo limodzi kwa odwala a Medicare ndi mabanja awo.
Chiyanjano cha thandizo lolembetsa mankhwala: Anthu ena opanga mankhwala amapereka mankhwala osakaniza kapena otsika mtengo kwa odwala omwe ali oyenerera Medicare.
Kuchepetsa Mtengo wa Mankhwala Anu
Medicare akuluakulu akupereka njira zotsatirazi kuti muchepetse mtengo wanu:
- Fufuzani mapulogalamu othandizira omwe akuthandizira ndi mankhwala. Zambiri zimapezeka pa webusaiti yopindula
- Gwiritsani ntchito Pulogalamu Yothandizira Mankhwala. Ambiri opanga mankhwala amapereka mapulogalamu othandizira anthu olembera ku Medicare Part D.
- Ganizirani Pulojekiti Yothandizira Padziko Lapansi yomwe imapereka chithandizo popereka malipiro oyendetsera mankhwala kapena mankhwala ena.
- Pemphani thandizo lina. Olembetsa omwe ali ndi malipiro ochepa ndi zothandizira angathe kulandira thandizo lina kudzera mu Social Security Administration.
Kusinthidwa ndi Louise Norris.
> Zotsatira:
> Medicare.gov. Gawo D Chilango Chachidule Cholembetsa.
> Medicare.gov. Zindikirani Zopindulitsa.