Zolakwa Zapamwamba Zoposa Zotsata Zamankhwala

Kuchepetsa Zopereka Zokhudza Zamankhwala Pogwiritsa Ntchito Zolakwitsa Zopereka Izi

Zolakwa zolipira zingayambitse anthu ambiri kuti amakana komanso mavuto azachuma a ofesi ya zachipatala. Malipiro ochedwa, malipiro okwera mtengo, ndi kutayika kwa ndalama zonse zikhoza kuchitika ngati zolakwika sizigwiritsidwe patsogolo pa nthawi. Ngati ofesi yanu ya zachipatala ikukumana ndi mavuto a zachuma, pangakhale kofunikira kubwereza zomwe mumanena pa zolakwika zambiri zomwe mukulipira musanabwerere zomwe mumanena.

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Kulephera Kutsimikizira Inshuwalansi
PhotoAlto / Frederic Cirou / Getty Images

Chifukwa chimodzi chomwe chiwerengero cha madandaulo a zamalonda akutsutsa ndi zotsatira za kusatsimikizira inshuwalansi. Chifukwa chakuti chithandizo cha inshuwalansi chingasinthe nthawi iliyonse, ngakhale kwa odwala nthawi zonse, nkofunika kuti wothandizira atsimikizire kuti wothandizirayo ali woyenerera nthawi iliyonse yomwe athandizidwapo. Pali zowonjezera zinayi zomwe zimagwirizana ndi inshuwalansi:

  1. Kutsegula kwa mamembala kumathera kapena sikuyenera kulandira tsikuli la utumiki
  2. Mapulogalamu osaloledwa
  3. Mapulogalamu osakonzedwa ndi mapulani
  4. Zopindulitsa zazikulu zakumana

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Zambiri Zosakwanira Kapena Zosakwanira
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Zowonongeka zosavuta mu uthenga wodwala zingayambitse kukana kubwezera. Mfundo zochepetsetsa ndizofunikira kuti mupeze ndalama zoyambilira kuchipatala nthawi yoyamba. Ogwira ntchito ku ofesi ya kutsogolo angathandize kuchepetsa kukana izi mwa kufufuza tsatanetsatane wa tchati cha odwala:

Kutaya chifukwa cha zolakwika zili pamwambazi zingathe kubwezeretsedwa koma m'malo mwa kubwezera tsiku la 14, zingatenge masiku 30 mpaka 45 kuti athe kulipira.

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Kusanthula kolakwika kapena Mauthenga Otsatira
Zithunzi Zowonjezera / Getty Images

Zolemba zamakalata zimapangitsa wogulitsa inshuwalansi kudziwa zizindikiro, matenda kapena kuvulala kwa wodwala komanso njira yomwe adokotala amachitira. Kulemba zolakwika kumapezeka pamene pempho likuperekedwa kwa kampani ya inshuwalansi ndi vuto lodziƔa matenda kapena ndondomeko yovomerezeka pazomwe akunena. Izi zingachititse kuti chigamulocho chitsutsedwe chifukwa chakuti palibe chithandizo chamankhwala kapena ndondomeko yosagwirizana ndi chivomerezo.

Zifukwa zina zomwe chiwerengero choyipiritsika chodziƔira matenda kapena ndondomeko ya ndondomeko yolakwika chitha kuthera pempho:

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Kuchulukanso kapena kulipira kolakwika
Zithunzi za Tetra / Getty Images

Kulipira kubwereza ndi kulipira kwa njira yofanana, kuyesa, kapena chithandizo kamodzi. Zolakwa zofananako zingakhale kulipira kwa ntchito yolakwika kapena kulipira kwazinthu zopanda ntchito. Nthawi zina ndondomeko kapena mayesero amaletsedwa koma sanachotsedwe ku akaunti ya wodwalayo. Nthawi zambiri, zolakwa izi zimachokera ku kulakwitsa kwa anthu. Komabe, zipatala zambiri zimalipira chaka chilichonse chifukwa chochita chinyengo chifukwa cha izi. Kunyenga kumaonedwa ngati mwaufulu ndi mosadziwika kufalitsa zifukwa zachipatala zomwe sizolondola.

Njira imodzi yopezera kusamveka mu kulipira kwachipatala ndiyo kupanga zolemba za tchati. Kuwunika kwa tchati ndi njira yosavuta yotsimikizira kuti zigawo zonse za chiwerengerochi zimaperekedwa molondola.

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Kukweza kapena kusokoneza
Christopher Furlong / Getty Images

Kuwonetsa molakwika ntchito yamtundu kapena ndondomeko yochitidwa pofuna kulipiritsa zambiri kapena kulandira mlingo wapamwamba wa kubwezera kumatengedwa ngati kukweza. Kukonzekanso kumachitika pamene ntchito yodaliridwa siyikugwiritsidwa ndi Medicare koma ndalama zomwe amapereka zimagwirira ntchito pamalo ake.

Mautumiki ena amalingaliridwa onse. Kutseketsa ndiko kulipira kwa njira zosiyana zomwe nthawi zambiri zimawerengedwa ngati ndalama imodzi. Mwachitsanzo, ngongole zomwe amapereka zothandizira mafilimu awiri osagwirizanitsa, mmalo molipilira ndalama zowunikira limodzi.

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