Anthu omwe ali olumala ndipo sangathe kuyendanso, kapena sangathe kuyenda popanda zovuta, akhoza kupindula ndi magalimoto othamanga kapena othandizira othandiza. Ngakhale malonda a pa TV akuwonetsa kuti njirayi ndi yofulumira komanso yopweteka, dokotala wanu adzalemba mapepala omwe angakuthandizeni kupeza mpando wapamwamba kapena mpando wapamwamba, anthu ambiri olumala ndi osamalira awo akudziwa kuti ndondomeko ikhoza kukhala yochuluka zovuta.
Njira yovomerezeka nthawi zina imafuna maulendo angapo kwa dokotala kapena katswiri ndikutsatira malamulo ovuta a Medicare.
Zofunika za Medicare
Chipangizo chokhachokha chikuphimbidwa ndi Medicare "pokhapokha ngati wopindula ali ndi zochepa zomwe zimamulepheretsa kuchita ntchito zamoyo tsiku ndi tsiku. Ngati PMD ikufunika kunyumba, wopindula angagwiritse ntchito kunja kwa nyumbayo. "
Zofunikira za Dokotala
Madokotala amanyamula katundu wotsogola kapena wopatsa mphamvu kwa anthu olumala omwe amawafuna kuti achite zofunikira ndi zochitika tsiku ndi tsiku mkati mwawo. Magalimoto amenewa amatha kupanga kusiyana kwakukulu pakuyenda kwawo, makamaka ngati ali ndi mphamvu zochepa za thupi. Mabungwe a PMD amayenera kugwiritsidwa ntchito panyumba, choncho ayenera kulumikizidwa kudutsa pakhomo ndi pakhomo.
Zomwe amadokotala amafuna ndi Centers for Medicare & Medicaid Services zikuphatikizapo:
- Kuyankhulana maso ndi maso ndi wodwalayo kuti azindikire zafunika kwachipatala cha PMD.
- Kapepala ka kafukufuku wamakalata, komanso kapepala ka mankhwalawa, zomwe zidzatumizidwa kwa wogulitsa-kuphatikizapo zolembedwa zina zamankhwala, ngati kuli kofunikira, kuthandizira pempho la PMD. Mabukuwa ayenera kutumizidwa kwa wothandizira PMD mkati mwa masiku 30 a kuunika kwa nkhope ndi nkhope.
- Msonkho wa kalata yoyenera yoyesa-ndi-kayendetsedwe ka zolembera pamasom'pamaso ndi maso omwe ali ndi malamulo oyenerera kuti azilipiritsa kwa nthawi yowonjezera yofunikira kuti apereke mayeso ndi zolemba kwa wogulitsa wa PMD.
Kufufuza Zosowa Zanu Zamankhwala
Muyenera kuyankha mafunso enieni pamakambirano anu kwa maso ndi dokotala. Mwachindunji, inu kapena wosamalira wanu ayenera kuyankha:
- Kodi vuto lanu ndi lotani ndipo limasokoneza bwanji ntchito zanu za tsiku ndi tsiku?
- Chifukwa chiyani ndodo kapena woyenda sangathe kuthana ndi zosowa zanu?
- Chifukwa chiyani sangagwiritsire ntchito njinga ya olumala kuti mugwirizane ndi zosowa zanu?
- Kodi mumatha kupita ku PMD ndikupita nawo kunyumba kwanu bwinobwino?
- Kodi muli ndi mphamvu zakuthupi ndi zamaganizo zoti mugwiritse ntchito PMD nokha?
Kutulutsidwa kwapakati pa-Pocket
Anthu ena angapindule ndi ma PMD koma sagwirizana ndi zofunikira zofunikira zachipatala kuti apeze imodzi kudzera mwa Medicare.
Palibe choletsa pa kugula mpikisano wamakono kapena mpando wa mphamvu kuchokera kwa wogulitsa ngati mukufuna kugula izo kunja kwa thumba popanda chithandizo cha inshuwalansi. Anthu ambiri operekera mafakitale kudziko lonse ndi kumidzi (nthawi zambiri zipatala zoyandikana ndi maofesi okalamba) amagulitsa PMD kwa wina aliyense ndipo ena ogulitsa amagulitsa mafomu omwe amagwiritsidwa ntchito kapena otsatiridwa pamtengo wotsika kwambiri.
Mafano omwe amagwiritsidwa ntchito angagulitsidwe monga-kapena ndi ndondomeko yochepa. Zitsanzo za PMD zingapezekanso m'mabuku otsatsa malonda komanso mndandanda wa malonda amtundu wina.
> Zosowa
> Mankhwala Ogwiritsa Ntchito Mphamvu Zogwiritsa Ntchito Mphamvu (Pmds): Mapuvu Amagetsi ndi Magalimoto Ophamvu (Povs). 2017. Webusaiti.